topic Re: Credit One with no annual fee? in Credit Cards

Credit One with no annual fee?

PrinceCorwin — Mon, 22 May 2017 14:36:53 GMT

I have a credit one Platinum (CL$500) with a $99 annual fee that I acquired for rebuilding purposes. My Fico is now @700 across the board and my balance is $0 with credit One. I now have several very decent cards and no longer need the low limit CreditOne card with annual fee. Should I just close the card or are there any suggestions for a PC to a better CreditOne card with no fee?

Re: Credit One with no annual fee?

Anonymous — Mon, 22 May 2017 14:43:20 GMT

Honestly with your scores there is no "better" Credit One at all. Close it and monitor it for a few months to make sure they don't add fees after closing.

There are many many more "better" cards from better banks out there.

Re: Credit One with no annual fee?

joltdude — Mon, 22 May 2017 16:47:01 GMT

@PrinceCorwin wrote:
@I have a credit one Platinum (CL$500) with a $99 annual fee that I acquired for rebuilding purposes. My Fico is now @Anonymous across the board and my balance is $0 with credit One. I now have several very decent cards and no longer need the low limit CreditOne card with annual fee. Should I just close the card or are there any suggestions for a PC to a better CreditOne card with no fee?

Just close it..

Theres really no such thing as a PC with Credit One... theres no such thing as an APR reduction and theres very little/no CLI (at least without a fee) movement... Youve outgrown CreditOne... now close it and be done with the pond scum.....

Onto bigger and better things..

-J

Re: Credit One with no annual fee?

Anonymous — Mon, 22 May 2017 17:27:44 GMT

@PrinceCorwin wrote:
@I have a credit one Platinum (CL$500) with a $99 annual fee that I acquired for rebuilding purposes. My Fico is now @Anonymous across the board and my balance is $0 with credit One. I now have several very decent cards and no longer need the low limit CreditOne card with annual fee. Should I just close the card or are there any suggestions for a PC to a better CreditOne card with no fee?

That is what we call an oxymoron. Run away as fast as you can!

Re: Credit One with no annual fee?

Anonymous — Mon, 22 May 2017 17:34:18 GMT

@PrinceCorwin wrote:
@I have a credit one Platinum (CL$500) with a $99 annual fee that I acquired for rebuilding purposes. My Fico is now @Anonymous across the board and my balance is $0 with credit One. I now have several very decent cards and no longer need the low limit CreditOne card with annual fee. Should I just close the card or are there any suggestions for a PC to a better CreditOne card with no fee?

In my opinion, Credit One is a rebuilder and once it's served it's purpose, there is no need to have it unless you want it. I closed mine after being ABLE to aquire better cards that will continue to grow with you...good luck on whatever you decide.....

Re: Credit One with no annual fee?

AverageJoesCredit — Mon, 22 May 2017 17:40:56 GMT

If there was to be a pc for a Credit One it would look like this:

Credit One •••••》 Capitol One Lol

Progression at its finest

Re: Credit One with no annual fee?

PrinceCorwin — Mon, 22 May 2017 17:44:36 GMT

Ok, Ok. making call now. lol

Re: Credit One with no annual fee?

Anonymous — Mon, 22 May 2017 18:27:21 GMT

I've never even had a Credit One card and still don't want to PC anything from them. Just drop Fees One and leave them in your past!