topic Re: Made a few changes in Credit Cards

Made a few changes

Anonymous — Wed, 24 May 2017 22:58:06 GMT

One of my resolutions for the year was to simply things a bit. And after reading many of your account closure threads I decided to take the plunge.

I just closed my 16 year-old Kohl's card. I do not especially care for Kohl's and do not shop there more than once a year. But it still kind of hurt...like the wind got knocked out of me when I hung up the call. It didn't help that the rep that took the call was very nice

Yes, I realize that the card was not hurting anything by staying open and yes, I realize that there was no annual fee. I am just getting tired of having so many accounts hence the closure.

Also, the annual fee-free year on my Citibank Thankyou Premier card was coming up, so I called to downgrade back to Preferred. No questions asked and no offers to keep the account as a Premier......That card may be next on the chopping block once I use up my Thankyou points. I can only imagine how it will feel though to close a 18-year-old MasterCard if closing the Kohl's was so hard.

I assign way too much sentimental value to things....like credit cards. Ugh. Hopefully I will feel better about it in the morning.

Re: Made a few changes

AverageJoesCredit — Thu, 25 May 2017 00:07:45 GMT

Geez Dad, here come the wetworks ... . Hey i know it hurts now, 16 years is a long time, but just think of it like you are letting Kohls gracefully out to the Pasteur to enjoy the next 10 years stress free. . Heck if the Citi is next, at least you were thoughtful enough to give Kohls a partner to dance with

My prescription for your pain is take 2 sp cli's and call me in the morning

Re: Made a few changes

Anonymous — Thu, 25 May 2017 00:18:53 GMT

@AverageJoesCredit wrote:
Geez Dad, here come the wetworks ... . Hey i know it hurts now, 16 years is a long time, but just think of it like you are letting Kohls gracefully out to the Pasteur to enjoy the next 10 years stress free. . Heck if the Citi is next, at least you were thoughtful enough to give Kohls a partner to dance with

My prescription for your pain is take 2 sp cli's and call me in the morning

HA! Thanks, Joseph. We took a test at work not too long ago about our "strengths" and one of mine was that I tend to live a little too much in the past (that was not the actual strength but one of the things to watch out for in the actual strength LOL). Hard to close an account that I opened when I was 21 but I am feeling better about it now that I have had some time to process it.