topic Re: Hit the INQ wall with Best Buy Store Card! in Credit Cards

Hit the INQ wall with Best Buy Store Card!

pazuzu — Wed, 11 Feb 2009 22:20:36 GMT

With 13 INQs in the last month, it was BOUND to happen.

I actually applied online TWICE with BB:

I did the BB MasterCard app first, but didn't get it b/c of the awful Orchard MC I accepted just last month.

Then to get it all out of my system, I filled out the app for a store account w/ the 18 month financing and was denied:

TOO MANY INQUIRIES

I know that they automatically review you for the RZMC if you don't get the store card. And, of course, they said I wasn't eligible for that offer either.

I got out of hand with apps, but since I won't be needing a mortgage or buying a car, I'm not stressed about it at all.

Re: Hit the INQ wall with Best Buy Store Card!

Anonymous — Wed, 11 Feb 2009 22:23:39 GMT

13 INQs in one month? Did I read that right? Man, you are lucky all of your stuff after INQ 3 wasnt denied. I only have 5 INQs on my report and got denied for having too many INQ's.

Re: Hit the INQ wall with Best Buy Store Card!

Red1Blue — Wed, 11 Feb 2009 23:19:39 GMT

Dont feel too bad that you did not get the BestBuy card. It is waste. They start you with low CL like $300 and charge very high AF like $59. I am regretting that I applied for the card and got the card at such a low CL and high AF. If I have a chance, I would not app for it.