topic Re: Chase prequal page in Credit Cards

Chase prequal page

ALLgoodABQ — Mon, 29 May 2017 00:40:39 GMT

I'm looking to apply for a Chase CC in the next couple weeks, but I'm waiting for my Barclaycard statement to cut as I just paid off in full $3k. How accurate is the prequal site? I know the ultimate decision requires a pull, but will they say your prequalified for a sapphire preferred when you're really not?

Re: Chase prequal page

AverageJoesCredit — Mon, 29 May 2017 00:58:36 GMT

I believe its said Chase prequals are pretty solid but as always, YMMV .

Re: Chase prequal page

Anonymous — Mon, 29 May 2017 01:11:30 GMT

Is it a hp or sp prequel page? Does it include the chase Amazon card? Sorry for the silly questions. Not at my computer and won't be able to check till I am. Some things I just can't do on my phone. My age I guess. Lol

Re: Chase prequal page

ALLgoodABQ — Mon, 29 May 2017 01:16:17 GMT

It's the one on Chase's website. I believe it says it doesn't affect credit, so assuming it's a sp?

Re: Chase prequal page

tcbofade — Mon, 29 May 2017 01:39:51 GMT

The prequal is a soft pull.

Yes, you can trust the results.

If you DO proceed to apply for whatever you're pre approved for, there WILL be an HP done at that time.

(And no, I don't believe that the Amazon Visa shows up on the prequal site...)

Re: Chase prequal page

simplynoir — Mon, 29 May 2017 02:00:59 GMT

@tcbofade wrote:
(And no, I don't believe that the Amazon Visa shows up on the prequal site...)

Correct. When you try to apply for it on Chase's website it redirects you to the Amazon webapge to apply.

Re: Chase prequal page

Anonymous — Mon, 29 May 2017 02:25:41 GMT

A pre-qual will never result in a HP, as you are not applying for credit. HP = app for credit. SP = everything else, which checking pre-quals falls under. On just about every pre-qual site I've ever seen, right near the "submit" button it specifically states that by clicking the button you are not applying for credit so you will not receive a hard inquiry.

I believe that Chase pre-quals are 90% accurate. If it says you're good to go on their pre-qual site, you can feel very confident in your application.

Re: Chase prequal page

ALLgoodABQ — Mon, 29 May 2017 03:45:35 GMT

Thanks guys! As soon as my statement cuts showing my zero balance on my Barclays I'm going to see what they say.

Re: Chase prequal page

Anonymous — Fri, 16 Jun 2017 02:52:30 GMT

Just curious,

Have you applied for anything yet after your 0% balance posted ?