topic Re: AmEx posting time in Credit Cards

AmEx posting time

Anonymous — Sat, 03 Jun 2017 18:45:23 GMT

I don't know if this is true for anyone else, but for me AmEx always posts transactions fastest, they always seem to post by the following day. Chase and Discover definitely don't post that fast. In this case, I was hoping AmEx wouldn't post so fast, because I had ~ $100 of transactions post to my account on my closing date, which was yesterday. I figured these transactions would hit my next bill cycle and was disappointed that they didn't. Don't like having two months of electric bills on one statement (that's an auto pay), but I digress.

Re: AmEx posting time

Anonymous — Sun, 04 Jun 2017 02:28:48 GMT

They do post fast. I usually like that they do it because my other cards like Chase and Cap1 seem to lag. In your case that would suck just because you can't pay pending and I would have assumed the same.

At least it's only a month that it will be detracted.

Re: AmEx posting time

Subexistence — Sun, 04 Jun 2017 15:50:39 GMT

@Anonymous wrote:
I don't know if this is true for anyone else, but for me AmEx always posts transactions fastest, they always seem to post by the following day. Chase and Discover definitely don't post that fast. In this case, I was hoping AmEx wouldn't post so fast, because I had ~ $100 of transactions post to my account on my closing date, which was yesterday. I figured these transactions would hit my next bill cycle and was disappointed that they didn't. Don't like having two months of electric bills on one statement (that's an auto pay), but I digress.

I'd say amex posts 2 days later. Discover is 3 days.

Re: AmEx posting time

Anonymous — Sun, 04 Jun 2017 16:03:11 GMT

Amex is usually slow for us. Last week Cap 1 spark for our biz posted a large transaction ie over $1,000 in less than 24 hours just in time to make the statement close. I am not happy.

Re: AmEx posting time

simplynoir — Sun, 04 Jun 2017 18:09:26 GMT

Like Backwoods my CapOne posts the quickest with transactions posting as soon as the next day. My AMEX, though, usually takes 3 days which can be frustrating at times IMHO.

Re: AmEx posting time

TheVig — Sun, 04 Jun 2017 18:42:22 GMT

Amex always posts fast for me, and I really don't mind. I've purchased things on a Saturday, and the charges posted on sunday.