topic Re: Who does TD bank pull for credit cards? in Credit Cards

Who does TD bank pull for credit cards?

Anonymous — Tue, 06 Jun 2017 15:26:54 GMT

Anyone know which bureau they pull for credit cards?

Re: Who does TD bank pull for credit cards?

Anonymous — Tue, 06 Jun 2017 15:29:12 GMT

Creditpulls shows EX and EQ depending on state and which card.

Re: Who does TD bank pull for credit cards?

pip3man — Tue, 06 Jun 2017 17:16:07 GMT

They pull EX if your in the Northeast area. Personally I don't really recommend them, their credit cards are basic and meh at best. I got the Cash card for over 3yrs which has been sitting at the original $1K SL with no CLI. They are conservative, inquiry sensitive and almost always do manual reviews for credit card applications. It also helps if you have deposit relationship with them. That being said, good luck if you decide to apply!

Re: Who does TD bank pull for credit cards?

Anonymous — Tue, 06 Jun 2017 22:03:11 GMT

I'm from the North East and they pulled Ex for me and FYI I would check their site because I have their business card version and they used to be a plain Jane type of card with basic point system but today I got a new card and it's a whole new point system 3% cash back on phone,internet and cable. 2% CB on dining and gas. 1% on everything else. I didn't use it as much before but now I will.

Re: Who does TD bank pull for credit cards?

Anonymous — Tue, 06 Jun 2017 23:10:00 GMT

In Florida they have always pulled EX for me

Re: Who does TD bank pull for credit cards?

SunriseEarth — Tue, 06 Jun 2017 23:16:50 GMT

They pulled EQ for my Target card app. I'm in California.

Re: Who does TD bank pull for credit cards?

Anonymous — Wed, 07 Jun 2017 12:12:28 GMT

EX is what TD uses for a lot of their credit apps and loan apps.

Except there is no FTE, I am not a fan of their credit cards. If you don't have a TD Bank checking account, you can't even access the credit card account on your phone app (only thru online mobile website). The TD Card Services website is really lacking and basic. Even if you apply and get approved for their card, you are actually dealing with TSYS, who TD Bank outource all of their customer contacting needs (letters, customer and collection calls, issuing card, holding credit apps, etc).

I would try another bank altogether. FYI: TD makes a lot of their money on credit cards from their Target/Nordstrom and their Retail Credit Card issued business.

How do I know this, well you can figure out who I work for.