topic Re: Best Revolver AMeX? in Credit Cards

Best Revolver AMeX?

Random_idiot — Thu, 15 Jun 2017 13:28:39 GMT

Hey All,

Was wondering in your opinions, what do you think is the best AMeX card revolver, and obviously a brief reason as to why wouldn't hurt either.

Also in your opinion (strictly AMeX revolvers):

Best rewards card?

Best no AF revolver?

Best sign up bonus?

Re: Best Revolver AMeX?

bourgogne — Thu, 15 Jun 2017 16:43:26 GMT

there is no best. that said you already have a decent one. 1 pt, n/c fico and it will grow if you use it. there is nothing wrong with it esp getting a 25K bonus that is floating around. my personal choice is the blue +, non-reporting tl, 2 pt and the 20k/$3k is good enough. no ein required. what are you lacking or looking for? cards should serve a purpose, nothing wrong with wanting a bonus or to have padding but just getting a card to have another makes no sense to me.

Re: Best Revolver AMeX?

Anonymous — Thu, 15 Jun 2017 16:44:19 GMT

My only answer to anyone asking 'best' in a title is to write this response: there is no best, and anyone assuming there is will be sorely disappointed as 'best' is YMMV.

Re: Best Revolver AMeX?

AverageJoesCredit — Thu, 15 Jun 2017 17:19:44 GMT

There is a best, BEST BUY

Re: Best Revolver AMeX?

Anonymous — Thu, 15 Jun 2017 17:22:28 GMT

I have to agree with others that "best" is simply to subjective. But since you do ask for others "opinions" in the body of the post I will be happy to share mine.

Best rewards card: For me the best would be the BCP I easily spend enough on gas and groceries to make up for the annual fee.

Best no AF revolver: I would have to go with the BCE. Essentially the same as above but with less cash back. This was what I started with until I PC to the BCP.

Best sign up bonus: What ever is available for the card you want. The bonus and availability occasionally change so that's a hard one to answer. I never received one and would have been happy with any.

As a final thought. Find what works best for you based on your spending habits. Others have asked similar questions and found out the hard way that the card they opened really wasn't the best.

Re: Best Revolver AMeX?

Anonymous — Thu, 15 Jun 2017 18:24:25 GMT

Best is really subjective. What are you looking for? Do you want travel perks? Do you want rewards points? Do you want cash back? Do you want to pay an annual fee? Do you value simplicity? Do you want a low APR or BT offer?

However, if I had to give my opinion, I'd say that I think the SPG card is a really great value right now (even at its lowered SUB). However, I love my BCP for weekly grocceries. Their Delta cards are also easy to get and have a good SUB and perks (free luggage, priority boarding, etc).

Re: Best Revolver AMeX?

GeorgiaBulldog — Thu, 15 Jun 2017 18:34:14 GMT

I'd say the best sign-up bonus, and, depending on your needs, the best rewards card... probably the SPG with the incognito 30k offer. Valuable and flexible points. Future of SPG remains uncertain, though the program should be unchanged until late 2018 I think?

Runner-up for sign-up bonus: Current Delta offerings, though that is also very dependent upon your closest airport.

I think the best no AF revolver is the Blue Business+. 2 MR for every dollar spent up to $50k. And (depending on usage), you may find it better than the SPG.

Re: Best Revolver AMeX?

wasCB14 — Thu, 15 Jun 2017 19:06:10 GMT

Agreed, best is subjective. SPG fans might be the most passionate about their card, though.

Re: Best Revolver AMeX?

Anonymous — Sat, 17 Jun 2017 01:11:38 GMT

It really depends on your life style. For us at the backwood's house we have Blue Cash Pref, we can go over the limit for grocery so we also have the Blue Cash for when we go over the limit.

Re: Best Revolver AMeX?

ohnomyfigo — Sat, 17 Jun 2017 06:11:50 GMT

Starwood Preferred Guest Card is the best Amex card hands down.

Re: Best Revolver AMeX?

JustBPatient — Sat, 17 Jun 2017 13:10:47 GMT

BCP

Re: Best Revolver AMeX?

Anonymous — Sat, 17 Jun 2017 22:44:25 GMT

Best if you spend a lot on groceries & gas: Blue Cash Preferred

Best general use card if you don't spend that much: Blue Cash Everyday

Best if you use it constantly and like redeeming points with travel partners: Everyday Preferred

Best if you stay at hotels often: Starwood Preferred Guest

Re: Best Revolver AMeX?

Random_idiot — Tue, 20 Jun 2017 03:05:05 GMT

Thanks all for the responses.

Not for me personally, as I am happy with what I currently have.. was just curious what everyone's opinions were on here.