topic Re: Barclays is a bad joke in Credit Cards

Barclays is a bad joke

Anonymous — Sat, 17 Jun 2017 06:46:13 GMT

Hi I want to share my experience with Barlcays card.

I applied last year and was approved for 3500. After the card anniversary i called for CLI and was approved for 7500. I tried reconsier as it was my smallest card and asked them to match 2 my chase freedom which was 10000. they refused and i asked them to close my account. The representative persuaded me to keep the card and try after 6 month. Guess what the next day they closed the account.

I have called their presidental office who are unresposible group of people who forget to touch base with the clients. They expalined me that the reason for closure are two new credit inquires on my credit report within two month. What a joke.

I am planning to launch a website to spread the word abouth this ''goog'' company and their services.

Sorry for mistakes. English is my fourth language that i use

Re: Barclays is a bad joke

Anonymous — Sat, 17 Jun 2017 08:38:17 GMT

Wow, that's ridiculous. I'm so sorry that happened to you.

Re: Barclays is a bad joke

AverageJoesCredit — Sat, 17 Jun 2017 14:03:29 GMT

I agree it stinks that Barclays can close down an account for recent inquiries, but for you to want to close your account because they wouldnt give you $2500 more to match your other 2 cards is petty. You got a pretty good cli in the first place and id imagine in time they wouldve given you more. There are lots of people who have huge limits and when apping for a different lender, do not get a limit they feel they deserve. It is what it is and no bank is obligated to match another banks limits. Just remember that if you continue to want to close ccards because they dont five you a limit you want , youll probably be left with no credit cards.

Re: Barclays is a bad joke

NC84 — Sat, 17 Jun 2017 15:03:15 GMT

I don't get Barclay either. I have 2 cards I use with them all the time but for some reason they wont give me the NFL card that I wanted so bad. Maybe they are biased towards the NYG. Maybe ill apply for a patriots logo next time

Re: Barclays is a bad joke

Loquat — Sat, 17 Jun 2017 15:37:46 GMT

@Anonymous wrote:
Hi I want to share my experience with Barlcays card.

I applied last year and was approved for 3500. After the card anniversary i called for CLI and was approved for 7500. I tried reconsier as it was my smallest card and asked them to match 2 my chase freedom which was 10000. they refused and i asked them to close my account. The representative persuaded me to keep the card and try after 6 month. Guess what the next day they closed the account.
I have called their presidental office who are unresposible group of people who forget to touch base with the clients. They expalined me that the reason for closure are two new credit inquires on my credit report within two month. What a joke.

I am planning to launch a website to spread the word abouth this ''goog'' company and their services.

Sorry for mistakes. English is my fourth language that i use

Sometimes you have to know when to leave well enough alone...

Re: Barclays is a bad joke

Anonymous — Sat, 17 Jun 2017 15:53:43 GMT

I mean... you did ask them to close your account. I'm not a fan of Barclays, but I wouldn't ask to have an account closed just because I didn't get the CLI I wanted from a bank that closes accounts very easily.

Re: Barclays is a bad joke

Anonymous — Sat, 17 Jun 2017 17:17:10 GMT

@Anonymous wrote:

I am planning to launch a website to spread the word abouth this ''goog'' company and their services.

Whatever the merits or otherwise of your case, this is pointless. How many people are going to find and care about a new website attacking a bank with a very minor role in the US

Re: Barclays is a bad joke

mitchblue — Sat, 17 Jun 2017 17:36:02 GMT

I don't know if they can close a card out of spite but why tell them to close it after CLI denial? Really? And to be honest why do you care if it was closed when you wanted to close it anyway?

Re: Barclays is a bad joke

UncleB — Sat, 17 Jun 2017 17:38:20 GMT

@Anonymous wrote:
Hi I want to share my experience with Barlcays card.

I applied last year and was approved for 3500. After the card anniversary i called for CLI and was approved for 7500. I tried reconsier as it was my smallest card and asked them to match 2 my chase freedom which was 10000. they refused and i asked them to close my account. The representative persuaded me to keep the card and try after 6 month. Guess what the next day they closed the account.
I have called their presidental office who are unresposible group of people who forget to touch base with the clients. They expalined me that the reason for closure are two new credit inquires on my credit report within two month. What a joke.

I am planning to launch a website to spread the word abouth this ''goog'' company and their services.

Sorry for mistakes. English is my fourth language that i use

I'm sorry to hear about your ordeal with Barclays... they definitely are not a favorite around here.

If your account closure was a mistake (i.e. a delayed reaction to your initial close request) there might be avenues you could take to have it reopened, but if I'm understanding correctly it was closed after your attempted recon on your CLI. In this case I don't know if you have options beyond those you're already taken.

I've moved your thread to the 'Credit Cards' forum for additional exposure with the hope that somebody might have knowledge specific to your situation.

In the end if you are unable to get the card reinstated I wouldn't consider it a great loss... Barclays is well-known on here for being rather peculiar relative to other issuers.

Re: Barclays is a bad joke

jawbrkr — Sat, 17 Jun 2017 17:53:51 GMT

...and I received a mailer from them just last week. Went straight to the shredder. Wasnt interested anyway.

Re: Barclays is a bad joke

mitchblue — Sat, 17 Jun 2017 18:01:46 GMT

I must be one of the few who don't hate Barclays.. CLI can be slow coming but otherwise they've been good for me. Though I wish I still had my Sallie Mae ;-)

Re: Barclays is a bad joke

Anonymous — Sat, 17 Jun 2017 18:18:45 GMT

Not sure if I understand the issue here. It sounds to me as if they closed your account just as you requested. If the problem was your credit limit increase denial, either increase your income or your credit profile.

Re: Barclays is a bad joke

Anonymous — Sat, 17 Jun 2017 21:42:15 GMT

I agree with Vizion. They followed thru and closed it with some legal excuse.

To each their own with lenders. My biggest pet peeve is their payment system. I want to pay a balance in multiples throughout the month. Not an option. Also, not a fan of redemption either, otherwise, I like them and they remain in my wallet while they are useful To me.
A+ and AA red holder.

Re: Barclays is a bad joke

eaglesilas — Sat, 17 Jun 2017 22:08:58 GMT

got my Barclay in august with a 5000,- limit,now i am at 10000,- so far so good

Re: Barclays is a bad joke

Anonymous — Sat, 17 Jun 2017 22:16:04 GMT

@mitchblue wrote:
I must be one of the few who don't hate Barclays.. CLI can be slow coming but otherwise they've been good for me. Though I wish I still had my Sallie Mae ;-)

I'm with you. They've been fine the 2 1/2 years that I have 2 of their cards (losing SM wasn't good though) and just had my g/f open a Red Aviator card for an easy 50K AA miles.

Re: Barclays is a bad joke

CreditInspired — Sun, 18 Jun 2017 17:42:33 GMT

I'm willing to bet my left arm that Aragorn was bluffing and Barclays called him/her on it. He/she had no intention of wanting the card closed by his/her reaction of wanting to create a website to blah blah blah. As AJC would say, I'm just SMH. So let me reiterate to make sure I'm understanding OP's argument/anger. You got a $4K CLI (3.5K to 7.5K) and you were upset that it wasn't 6.5K? Am I understanding this correctly. I see you're a new member but MyFICOers on here would stampede over you to get a $4K CLI. Barclays is not a joke in this instance but unfortunately, the joke is on you.

Re: Barclays is a bad joke

Anonymous — Mon, 19 Jun 2017 15:33:50 GMT

@mitchblue wrote:
I must be one of the few who don't hate Barclays.. CLI can be slow coming but otherwise they've been good for me. Though I wish I still had my Sallie Mae ;-)

I'm right there with ya! A lot of people have issues with Barclays, but *fingers crossed*, I've never had any problems with them. I've had about 5-6 inqs since I got my JetBlue Barclays card.

I think the trick with Barclays is to use their cards. They are really sensitive to you getting new cards and reducing your spend on their card. In my experience, I can apply for as many new cards as I want so long as I still put good spend through my Barclays. I think they just really dislike bonus churners.

Re: Barclays is a bad joke

mitchblue — Mon, 19 Jun 2017 19:13:42 GMT

@Anonymous wrote:
@mitchblue wrote:
I must be one of the few who don't hate Barclays.. CLI can be slow coming but otherwise they've been good for me. Though I wish I still had my Sallie Mae ;-)
I'm right there with ya! A lot of people have issues with Barclays, but *fingers crossed*, I've never had any problems with them. I've had about 5-6 inqs since I got my JetBlue Barclays card.

I think the trick with Barclays is to use their cards. They are really sensitive to you getting new cards and reducing your spend on their card. In my experience, I can apply for as many new cards as I want so long as I still put good spend through my Barclays. I think they just really dislike bonus churners.

You might be right on this.. I only have the one card now, the Rewards card but I pay my house bills, and my cell phone bill etc, whatever I can get the 2%.. Same and steady every month.