topic Re: American Express triple barrel (single hard inquiry)? in Credit Cards

American Express triple barrel (single hard inquiry)?

Anonymous — Mon, 26 Jun 2017 17:34:01 GMT

Hi,

I'm interested in opening up, from American Express:

- 1 business charge card (Plum)
- 1 business credit card (SimplyCash)

- 1 personal credit card

I'm wondering what my chances are of them opening all 3 with only the same one hard pull on my credit profile? Do I have to ask them of this? Or is there a certain timing that would help? Meaning maybe I'm better off opening one, waiting a few days, opening another, and repeat? Or all 3 at the same exact day?

Re: American Express triple barrel (single hard inquiry)?

AverageJoesCredit — Mon, 26 Jun 2017 18:35:38 GMT

I know 2 for 1 is possible, though thats on the personal side. Not sure of the business side. Perhaps youd have a better shot if you were a current Amex cardholder but im not sure 3 for 1 though i guess it could be possible. Ymmv always

Re: American Express triple barrel (single hard inquiry)?

Anonymous — Mon, 26 Jun 2017 18:42:08 GMT

The general rule is you can get 1 credit card and 1 charge card on a single pull, but applying for more than 1 of either will result in a denial, generally followed by another pull several days later and possibly an approval at that time.