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    <title>topic NEW!!! Santander® Ultimate Cash BackSM credit card in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/NEW-Santander-Ultimate-Cash-BackSM-credit-card/m-p/4992205#M1458802</link>
    <description>New CC from Santander Nothing new I suppose, what do you guys think? No annual fees. No balance transfer fees. No foreign transaction fees. No cash advance fees. No returned payment fees.</description>
    <pubDate>Thu, 06 Jul 2017 06:08:32 GMT</pubDate>
    <dc:creator>BearsAndTurtlesRtheBest</dc:creator>
    <dc:date>2017-07-06T06:08:32Z</dc:date>
    <item>
      <title>NEW!!! Santander® Ultimate Cash BackSM credit card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NEW-Santander-Ultimate-Cash-BackSM-credit-card/m-p/4992205#M1458802</link>
      <description>New CC from Santander Nothing new I suppose, what do you guys think? No annual fees. No balance transfer fees. No foreign transaction fees. No cash advance fees. No returned payment fees.</description>
      <pubDate>Thu, 06 Jul 2017 06:08:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NEW-Santander-Ultimate-Cash-BackSM-credit-card/m-p/4992205#M1458802</guid>
      <dc:creator>BearsAndTurtlesRtheBest</dc:creator>
      <dc:date>2017-07-06T06:08:32Z</dc:date>
    </item>
    <item>
      <title>Re: NEW!!! Santander® Ultimate Cash BackSM credit card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NEW-Santander-Ultimate-Cash-BackSM-credit-card/m-p/4992215#M1458804</link>
      <description>&lt;P&gt;Basic 1.5% cash back&amp;nbsp;card with $100 sign-on bonus. &amp;nbsp;I guess 1.5% is still market average for now, but just barely. &amp;nbsp;Lot's of cards offering 2% or better now and I don't thnk Santander has the most stellar reputation. &amp;nbsp;No fees for balance transfers and cash advances is pretty nice for those that use those things.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks for sharing.&lt;/P&gt;</description>
      <pubDate>Thu, 06 Jul 2017 07:20:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NEW-Santander-Ultimate-Cash-BackSM-credit-card/m-p/4992215#M1458804</guid>
      <dc:creator>happypill</dc:creator>
      <dc:date>2017-07-06T07:20:15Z</dc:date>
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    <item>
      <title>Re: NEW!!! Santander® Ultimate Cash BackSM credit card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NEW-Santander-Ultimate-Cash-BackSM-credit-card/m-p/4992217#M1458805</link>
      <description>&lt;P&gt;The card may be actually awesome, but, unfortunately, the second I see "santander" I mentally run away. Even if your rebuilding, there is another way. And probably better way. Just my 2 cents.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 06 Jul 2017 07:21:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NEW-Santander-Ultimate-Cash-BackSM-credit-card/m-p/4992217#M1458805</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-07-06T07:21:21Z</dc:date>
    </item>
    <item>
      <title>Re: NEW!!! Santander® Ultimate Cash BackSM credit card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NEW-Santander-Ultimate-Cash-BackSM-credit-card/m-p/4992286#M1458816</link>
      <description>All the nos seem nice but this looks like a long app time as i understand they dont do online apps. Ive been around here long enough to realize i dont need Santander in my portfolio. Lol, their offshoot Island Finance wouldnt even give me a $150 loan, the minimum so i move on .</description>
      <pubDate>Thu, 06 Jul 2017 12:07:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NEW-Santander-Ultimate-Cash-BackSM-credit-card/m-p/4992286#M1458816</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2017-07-06T12:07:37Z</dc:date>
    </item>
    <item>
      <title>Re: NEW!!! Santander® Ultimate Cash BackSM credit card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NEW-Santander-Ultimate-Cash-BackSM-credit-card/m-p/4992602#M1458874</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/627376"&gt;@BearsAndTurtlesRtheBest&lt;/a&gt; wrote:&lt;BR /&gt;New CC from Santander Nothing new I suppose, what do you guys think? No annual fees. No balance transfer fees. No foreign transaction fees. No cash advance fees. No returned payment fees.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I think it's a good card, combining many features into one card.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;How often do you see a cash back card that has no balance transfer fees, no cash advance fees, and no foreign transaction fees?&lt;/P&gt;</description>
      <pubDate>Fri, 07 Jul 2017 16:41:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NEW-Santander-Ultimate-Cash-BackSM-credit-card/m-p/4992602#M1458874</guid>
      <dc:creator>SouthJamaica</dc:creator>
      <dc:date>2017-07-07T16:41:26Z</dc:date>
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    <item>
      <title>Re: NEW!!! Santander® Ultimate Cash BackSM credit card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NEW-Santander-Ultimate-Cash-BackSM-credit-card/m-p/4992637#M1458884</link>
      <description>There still is interest charges on the balance transfer and cash advance options. So just a carefully worded ad to get people to take it over the Quicksilver.</description>
      <pubDate>Thu, 06 Jul 2017 17:49:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NEW-Santander-Ultimate-Cash-BackSM-credit-card/m-p/4992637#M1458884</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-07-06T17:49:08Z</dc:date>
    </item>
    <item>
      <title>Re: NEW!!! Santander® Ultimate Cash BackSM credit card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NEW-Santander-Ultimate-Cash-BackSM-credit-card/m-p/4994408#M1459413</link>
      <description>&lt;P&gt;Santander is known to do the bare minimum for their card holders when designing a product. At first glance they look ok but they always leave a hole or two compared to average and are always behind everything else. I do know that a lot of merchants like to use them for card processing though so they must be looking at the other side of the coin for their profit. I have no problem with them but I have not ever seen a product worth getting from them.&lt;/P&gt;</description>
      <pubDate>Sat, 08 Jul 2017 16:19:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NEW-Santander-Ultimate-Cash-BackSM-credit-card/m-p/4994408#M1459413</guid>
      <dc:creator>zerofire</dc:creator>
      <dc:date>2017-07-08T16:19:57Z</dc:date>
    </item>
    <item>
      <title>Re: NEW!!! Santander® Ultimate Cash BackSM credit card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/NEW-Santander-Ultimate-Cash-BackSM-credit-card/m-p/4994629#M1459462</link>
      <description>&lt;P&gt;It's not a bad offer actually. &amp;nbsp;The balance transfer APR is 3% for 12 months.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You must be within their banking footprint.&lt;/P&gt;</description>
      <pubDate>Sat, 08 Jul 2017 21:28:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/NEW-Santander-Ultimate-Cash-BackSM-credit-card/m-p/4994629#M1459462</guid>
      <dc:creator>TiggerDat</dc:creator>
      <dc:date>2017-07-08T21:28:42Z</dc:date>
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