topic Re: Amazon Card Question in Credit Cards

Amazon Card Question

Anonymous — Fri, 02 Jun 2017 17:12:41 GMT

I was just approved for an Amazon Prime Store Card for $950. How long before I can request a CLI?

Re: Amazon Card Question

Anonymous — Fri, 02 Jun 2017 17:28:12 GMT

Usually not until the yellow button pops up. But I did get a 90 day auto CLI from $1500 to $1800.

Re: Amazon Card Question

Anonymous — Fri, 02 Jun 2017 17:32:43 GMT

@Anonymous wrote:
Usually not until the yellow button pops up. But I did get a 90 day auto CLI from $1500 to $1800.

Thanks. Did you put a lot of spend through the card during that time frame?

Re: Amazon Card Question

Anonymous — Fri, 02 Jun 2017 17:33:44 GMT

@Anonymous wrote:
I was just approved for an Amazon Prime Store Card for $950. How long before I can request a CLI?

In the past, one was able to call Credit Solutions and request an increase upon approval. Not sure if it will prove to be successful, but you can always try.

Re: Amazon Card Question

Anonymous — Fri, 02 Jun 2017 17:36:54 GMT

Got approved in January, $800 SL, used the card a fair amount, logged into my account in April, chatted a Rep. Initially asked for $1,500 and they approved it, so I went back and asked for $5K, they countered with $3K.

This was before the yellow request button arrived on my account home page

Re: Amazon Card Question

Anonymous — Fri, 02 Jun 2017 18:07:26 GMT

I got a CLI about a month after i got the card, I chatted with a rep. They increased it by $4000.

Re: Amazon Card Question

Anonymous — Fri, 02 Jun 2017 18:41:23 GMT

No, not really. I think i spent $80 one month, around $50 the next...Never more than $100 in one month. The first month I would pay as I used it...but lately I've been waiting for the bill at the end of the month. My credit profile is pretty average-to-below average, so I couldn't tell you what they're looking for.

Re: Amazon Card Question

Anonymous — Fri, 02 Jun 2017 18:52:45 GMT

@Anonymous wrote:
I was just approved for an Amazon Prime Store Card for $950. How long before I can request a CLI?

That's awesome! Can I ask what bureau and what your score was?

Re: Amazon Card Question

Anonymous — Fri, 02 Jun 2017 18:57:46 GMT

They gave me a $2,700 increase about 2.5 months after getting the card. I got denied through the luv button. I then chatted and got the increase approved on a SP. It was right after the luv button gave my walmart card a $3,100 increase. Got both cards at the same time!

Re: Amazon Card Question

AverageJoesCredit — Fri, 02 Jun 2017 19:01:26 GMT

With Sync you can request via chat, luv button or Sync anytime though ymmv on whether you get it off the bat. Sometime a first statement cut is needed. Congrats on getting your Amazon

Re: Amazon Card Question

pipeguy — Fri, 02 Jun 2017 19:06:26 GMT

My card grew from an entry $1000 (might have been $2000) to $8000 in a little over a year. That said it's been "stuck" at $8000 for over 2 years but since that's more than enough I have not bothered to call. I also recently got approved for the Chase version with a $5k SL - also enough, especially since there is no 0% extended financing on the Chase version.

You can try now, but it'll grow quickly if you are willing to wait.

Re: Amazon Card Question

MrsCHX — Fri, 02 Jun 2017 20:01:39 GMT

Synchrony CLI requests are always TransUnion and almost always a soft pull. You're almost always guaranteed better luck with calling/chatting with Credit Solutions vs. Luv button.

Some people get CLI at activation...others have to wait until their scores have reached appropriate threshholds. Synch store cards seem really dependent on where your TU score is.

Re: Amazon Card Question

Anonymous — Fri, 02 Jun 2017 20:10:53 GMT

@Anonymous wrote:
@Anonymous wrote:
I was just approved for an Amazon Prime Store Card for $950. How long before I can request a CLI?
That's awesome! Can I ask what bureau and what your score was?

They pulled TU, which is at 650, FICO 8.

Re: Amazon Card Question

Total80sKid — Sat, 03 Jun 2017 03:00:53 GMT

I was approved July 2015 with $800 SL

Have yet to receive an increase. Have called in twice. Nada.

It has been around 90% maxed out, though.

Re: Amazon Card Question

impactplayer — Sat, 03 Jun 2017 03:34:37 GMT

Just call them now and ask for an increase. I got approved for $10k last year, called in and asked for more so they gave me $15k. Doesn't hurt to ask and it's not a HP!

Re: Amazon Card Question

bigpoppa09 — Mon, 05 Jun 2017 11:35:16 GMT

+1 call and ask the worst they can say is no.

Re: Amazon Card Question

AverageJoesCredit — Mon, 05 Jun 2017 12:07:23 GMT

Lol, luv button doesn't luv joe

Total80'sKid, definetly bring that utilization down and youll see better results

Re: Amazon Card Question

Anonymous — Mon, 05 Jun 2017 12:37:47 GMT

I was approved in November for the base store card with a $800 CL, and upgraded to Prime in March. I've tried twice so far, in March and May, for a CLI but have been turned down both times. They put down a laundry list of reasons on the letters but I have been advised that what Synchrony really cares about when it comes to CLI's is your TU score. This has consistently been some 30 or so points lower than my EQ and EX since I seriously started monitoring my FICO's on a regular basis; I believe that this is in large part due to an error that TU made in my credit report where they failed to properly list a credit card that had been closed in bankruptcy with its date of closing (in the detailed report, it does show as being closed in BK) so that it still shows up as open in SP's, thus throwing the accuracy of the report off; that account does display properly as closed in all respects in EQ and EX soft pulls. I sent a dispute report to TU asking them to correct this a couple of weeks ago, so hopefully that will be fixed soon. In any case, I am informed that Synchrony wants to see TU scores of at least 650 before they'll consider granting a CLI.

Re: Amazon Card Question

Anonymous — Mon, 03 Jul 2017 21:46:32 GMT

Hello,

I applied for the card about a 7-10 days ago. It was a bit odd as I first got a notification that I will be notified by letter within the next 30 days or so. 2 days later I called the atomated line to check the status of the application and I got a message that my application was under review and that I will receive a letter in the next 7 days. Well today I got the letter and it said that they received an application with my name and social security with an application for a Amazon.com Visa Signature and that they needed to verify that the application was mine. I called the number, and were ask a series of 5 security questions, weird thing is that they didnt provide me any answers for me to choose from, I had to provide the answers to their questions. After that, she placed me on hold and came back within 2 minutes. While I was waiting I got my notification from my CR Monitoring and the welcome email from Chase and Amazon. So she came back and said congratulations I was approved with a SL of $5K and that I will get my card in the mail and so on...

When I opened my email I noticed that the CL in the email is actually a whole lot higher than what she mentioned over the phone. So which one is the actual CL? I guess I'll have to wait for the card and find out.

Edit: I checked my Amazon account and there it is, my $50 Gift Card! Already loaded and ready to use on my account. Now, that's nice!

Re: Amazon Card Question

austinguy907 — Mon, 03 Jul 2017 21:56:14 GMT

$5K is the standard they send by e-mail or display on the approval screen if you're instantly approved. When you login you'll see your real CL. Typically they top out at 10K on the Amazon card. So, whichever was higher is most likely what your real CL is.