https://ficoforums.myfico.com/t5/Credit-Cards/Target-MasterCard-vs-basic-RedCard-Still-5-at-register/m-p/5003688#M1462075 You still get the 5% off at the register. The only diffrence that i know of is that you can use it anywhere mastercard is accepted. Wed, 19 Jul 2017 21:05:50 GMT Anonymous 2017-07-19T21:05:50Z https://ficoforums.myfico.com/t5/Credit-Cards/Target-MasterCard-vs-basic-RedCard-Still-5-at-register/m-p/5003679#M1462072 <P>Does anyone know how the 5% discount works with the Target MASTERCARD?&nbsp; Does the 5% still come off at the register when you use the MasterCard (just like the normal RedCard), or does it accumulate like the 1% off outside purchases, to be paid in a gift card once a year?&nbsp; If you don't get the 5% off at the register when Target upgades you to the MasterCard, I don't want the upgrade!</P> Wed, 19 Jul 2017 20:53:17 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Target-MasterCard-vs-basic-RedCard-Still-5-at-register/m-p/5003679#M1462072 Anonymous 2017-07-19T20:53:17Z https://ficoforums.myfico.com/t5/Credit-Cards/Target-MasterCard-vs-basic-RedCard-Still-5-at-register/m-p/5003688#M1462075 You still get the 5% off at the register. The only diffrence that i know of is that you can use it anywhere mastercard is accepted. Wed, 19 Jul 2017 21:05:50 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Target-MasterCard-vs-basic-RedCard-Still-5-at-register/m-p/5003688#M1462075 Anonymous 2017-07-19T21:05:50Z