topic Re: How to know you've met your Chase sign on bonus? in Credit Cards

How to know you've met your Chase sign on bonus?

Anonymous — Thu, 20 Jul 2017 05:08:43 GMT

I'm speaking about the CSP in particular, but I suppose this question pertains to any Chase product that offers a spend X in 3 months sign on bonus. Obviously one can simply add their spend from month to month and see when they hit it, but is there some sort of indication when signed into your account that Chase verifies that you've met it? I hit my $4k in 3 months spend for the CSP with a couple of weeks to spare, but don't see any indication on my account that I've met the terms of the bonus, which does worry me a bit. Any insight on this from those that have achieved a Chase sign on bonus?

Re: How to know you've met your Chase sign on bonus?

Anonymous — Thu, 20 Jul 2017 05:12:30 GMT

Nope, no indication that you have met the requirement. You'll just have to wait until your statement cuts.

I believe you can call in and check.

As for when I applied for the CFU and CF, I knew I had met the requirement because I simply added up what I spent on both cards. Then my 30K points was there on the next statement.

Re: How to know you've met your Chase sign on bonus?

Anonymous — Thu, 20 Jul 2017 05:23:28 GMT

Does it show immediately on the next statement? My payment due date is the 23rd (3 days from now) and my statements cut on the 26th. I just met my spend in the last few days. Would I expect to see the credit on this statement that cuts in under a week?

Re: How to know you've met your Chase sign on bonus?

Anonymous — Thu, 20 Jul 2017 05:25:36 GMT

That I do not know.

I know mine showed up on the next statement but I am not sure how close the dates were between me meeting the requirement and when the statement was cut.

Re: How to know you've met your Chase sign on bonus?

Anonymous — Thu, 20 Jul 2017 05:35:01 GMT

Check your "Earning on next statement" box on the Ultimate Rewards page. I hit my Freedom spending requirement earlier this month, called a week later and the CSR told me I should see it next statement but she wasn't sure. I logged on and started looking around myself and found an extra $150 on the rewards page, don't know how long it has been sitting there though.

Re: How to know you've met your Chase sign on bonus?

NRB525 — Thu, 20 Jul 2017 08:47:04 GMT

@Anonymous wrote:
I'm speaking about the CSP in particular, but I suppose this question pertains to any Chase product that offers a spend X in 3 months sign on bonus. Obviously one can simply add their spend from month to month and see when they hit it, but is there some sort of indication when signed into your account that Chase verifies that you've met it? I hit my $4k in 3 months spend for the CSP with a couple of weeks to spare, but don't see any indication on my account that I've met the terms of the bonus, which does worry me a bit. Any insight on this from those that have achieved a Chase sign on bonus?

Did you just reach $4,000 total spend and stopped? When I am spending to meet a bonus, I make a point of overspending that bonus requirement, just to be certain that transactions count. If you are expecting a travel cost of $300 to be reimbursed, my suggestion would be to continue to swipe, so that total spend is well over $4,300 to ensure you get the bonus amount.

Re: How to know you've met your Chase sign on bonus?

UpperNwGuy — Thu, 20 Jul 2017 11:27:37 GMT

It's been a year, but if I remember correctly, you can track it by watching the pending Ultimate Rewards points. I agree with the advice to keep spending even after you think you've hit the target for the signup bonus.

Re: How to know you've met your Chase sign on bonus?

Anonymous — Thu, 20 Jul 2017 12:16:15 GMT

@NRB525 wrote:

Did you just reach $4,000 total spend and stopped? When I am spending to meet a bonus, I make a point of overspending that bonus requirement, just to be certain that transactions count. If you are expecting a travel cost of $300 to be reimbursed, my suggestion would be to continue to swipe, so that total spend is well over $4,300 to ensure you get the bonus amount.

No, I'm a few hundred dollars over it and am still using the card some for the final 2 weeks, just significantly less. I've moved my autopays like car insurance, phone/cable bills, etc. over to other cards that I'm focusing on as the CSP doesn't need that spend any longer. It would just be nice if there was some sort of confirmation that your bonus was hit and that you'd be getting it, that's all.

Re: How to know you've met your Chase sign on bonus?

iced — Thu, 20 Jul 2017 12:55:00 GMT

@Anonymous wrote:
Does it show immediately on the next statement? My payment due date is the 23rd (3 days from now) and my statements cut on the 26th. I just met my spend in the last few days. Would I expect to see the credit on this statement that cuts in under a week?

It will show for sure on your statement. I dug up my 2nd CSR statement for reference:

Re: How to know you've met your Chase sign on bonus?

K-in-Boston — Thu, 20 Jul 2017 13:58:56 GMT

Nice maximizing of 3x there, iced.

Just another confirmation from my CSP that yes the pending UR points showed up as soon as I had reached the spending, and they were credited the day that my next (may have been the first since I shifted a lot of spending to it?) statement was issued.

Re: How to know you've met your Chase sign on bonus?

Anonymous — Thu, 20 Jul 2017 14:15:13 GMT

@NRB525 wrote:
@Anonymous wrote:
I'm speaking about the CSP in particular, but I suppose this question pertains to any Chase product that offers a spend X in 3 months sign on bonus. Obviously one can simply add their spend from month to month and see when they hit it, but is there some sort of indication when signed into your account that Chase verifies that you've met it? I hit my $4k in 3 months spend for the CSP with a couple of weeks to spare, but don't see any indication on my account that I've met the terms of the bonus, which does worry me a bit. Any insight on this from those that have achieved a Chase sign on bonus?
Did you just reach $4,000 total spend and stopped? When I am spending to meet a bonus, I make a point of overspending that bonus requirement, just to be certain that transactions count. If you are expecting a travel cost of $300 to be reimbursed, my suggestion would be to continue to swipe, so that total spend is well over $4,300 to ensure you get the bonus amount.

While I agree with the advice in general, ir's been pretty well documented that the travel reimbursement doesn't reduce the credited spend.

But certainly go over the bonus amount in case you need to return something or if a merchant unexpectedly credits you.

Re: How to know you've met your Chase sign on bonus?

iced — Thu, 20 Jul 2017 14:34:07 GMT

@Anonymous wrote:
@NRB525 wrote:
@Anonymous wrote:
I'm speaking about the CSP in particular, but I suppose this question pertains to any Chase product that offers a spend X in 3 months sign on bonus. Obviously one can simply add their spend from month to month and see when they hit it, but is there some sort of indication when signed into your account that Chase verifies that you've met it? I hit my $4k in 3 months spend for the CSP with a couple of weeks to spare, but don't see any indication on my account that I've met the terms of the bonus, which does worry me a bit. Any insight on this from those that have achieved a Chase sign on bonus?
Did you just reach $4,000 total spend and stopped? When I am spending to meet a bonus, I make a point of overspending that bonus requirement, just to be certain that transactions count. If you are expecting a travel cost of $300 to be reimbursed, my suggestion would be to continue to swipe, so that total spend is well over $4,300 to ensure you get the bonus amount.
While I agree with the advice in general, ir's been pretty well documented that the travel reimbursement doesn't reduce the credited spend.
But certainly go over the bonus amount in case you need to return something or if a merchant unexpectedly credits you.

Incidentally, my posted statement is also additional documented proof of this. My 12,451 points were earned all via 3x (except one charge for ~$30 because the &!*#^@*$@ merchant didn't code themselves as dining), which if you divide by 3 is ~$4150. I got a $300 credit on the first statement and I still got the sign-up bonus on the statement, which if the credit counted against I would have missed for that statement (4150-300 = 3850).

Re: How to know you've met your Chase sign on bonus?

digitek — Thu, 20 Jul 2017 15:02:45 GMT

Hey Brutal,

There is definitely a way to tell if you reached your spend. In the CSR/CSP account on Chase page click on the blue bar in the bottom left that says "Ultimate Rewards - Use Your Points". On the next page in the bottom left it will tell you how many credits you have earned this cycle and how man you will get when the statment cuts, it says "Earning on the Next Statement: xxxx pts"

Right when I hit my spend that number changed to include the sign-up bonus, and when the statement cut the points were awarded.

Hope that helps.

Re: How to know you've met your Chase sign on bonus?

Anonymous — Thu, 20 Jul 2017 16:42:21 GMT

I just added up my payments made and then to that added my current balance and then subtracted the 69 dollar annual fee (Southwest Card)

Re: How to know you've met your Chase sign on bonus?

Anonymous — Thu, 20 Jul 2017 18:57:44 GMT

I'm definitely over my $4000 spend, but don't see anything under the rewards section indicating that the bonus has been administered. I've got a few weeks left though so I'm not sweating it, yet. Hopefully on my statement that cuts 6 days from now I see it there, if not before on the account.

Re: How to know you've met your Chase sign on bonus?

steel_string — Fri, 21 Jul 2017 21:53:05 GMT

I just cleared a couple of Chase bonuses. It took a few days to show up as pending in both cases. I've seen posts before from people that had to wait several weeks, though. I wouldn't sweat it until your statement cuts.

Re: How to know you've met your Chase sign on bonus?

gdale6 — Sat, 22 Jul 2017 00:30:42 GMT

@Anonymous wrote:
I'm definitely over my $4000 spend, but don't see anything under the rewards section indicating that the bonus has been administered. I've got a few weeks left though so I'm not sweating it, yet. Hopefully on my statement that cuts 6 days from now I see it there, if not before on the account.

It should be on your next statement. I finished my spend before 60 days and it was there on the second statement cut.