topic Re: AARP Offer in Credit Cards

AARP Offer

thummel — Fri, 21 Jul 2017 04:10:35 GMT

Wasn't sure if this had been posted or not yet but I saw the bonus for the chase AARP is currently 200 for spending 500 in the first 90 days. Figured I'd post this anyway in case people were thinking about applying as this seems like a decent offer with no annual fee. I only got the 100 dollar offer unfortunately.

Re: AARP Offer

Anonymous — Fri, 21 Jul 2017 05:34:26 GMT

Nice thanks!

Re: AARP Offer

CountryLivin — Fri, 21 Jul 2017 06:35:16 GMT

Cool!!!!

Re: AARP Offer

CreditMagic7 — Fri, 21 Jul 2017 07:16:23 GMT

Thanks for sharing the higher offer is back up again for new AARP customers.

Re: AARP Offer

Anonymous — Fri, 21 Jul 2017 07:20:45 GMT

@thummel wrote:
Wasn't sure if this had been posted or not yet but I saw the bonus for the chase AARP is currently 200 for spending 500 in the first 90 days. Figured I'd post this anyway in case people were thinking about applying as this seems like a decent offer with no annual fee. I only got the 100 dollar offer unfortunately.

yes 200 after 500 is not too shabby. there is a chance chase could 2nd hp a person, but not likely.... and has 0% for 12 months so can reallocate limits as well. i will say the only crappy part here is you have to hit $20 before you can cash out first, whereas, despite a triple pull, the capital one version i dont think would have a minimum to cash out...and their 200 bonus is targeted...and has no 0% afaik.

Re: AARP Offer

thummel — Fri, 21 Jul 2017 07:22:58 GMT

Just figured it was worth sharing. I really like this card a lot and it doesn't seem too hard to get either. I think it's a decent offer as far as not having an annual fee goes.

Re: AARP Offer

UpperNwGuy — Fri, 21 Jul 2017 10:50:51 GMT

This is a good 3% cash back card for gas and dining. I wish it were gas and groceries instead of gas and dining, because those of us with Amex MR cards, Chase UR cards, or Citi TYP cards already receive 3% dining rewards.. Also, this card has foreign transaction fees that would cancel out the rewards if the card were to be used for dining overseas. On the bright side, apparently this card is not subject to Chase's 5/24 rule.

Re: AARP Offer

kdm31091 — Fri, 21 Jul 2017 11:04:30 GMT

@Anonymous wrote:
@thummel wrote:
Wasn't sure if this had been posted or not yet but I saw the bonus for the chase AARP is currently 200 for spending 500 in the first 90 days. Figured I'd post this anyway in case people were thinking about applying as this seems like a decent offer with no annual fee. I only got the 100 dollar offer unfortunately.
yes 200 after 500 is not too shabby. there is a chance chase could 2nd hp a person, but not likely.... and has 0% for 12 months so can reallocate limits as well. i will say the only crappy part here is you have to hit $20 before you can cash out first, whereas, despite a triple pull, the capital one version i dont think would have a minimum to cash out...and their 200 bonus is targeted...and has no 0% afaik.

As far as redemption thresholds go, 20 is pretty low. Why get the card if you won't even benefit enough to make $20 in rewards in a reasonable amount of time?

Sure, no threshold is better, but 20 isn't a big deal if the card has any purpose in your wallet.

Re: AARP Offer

Anonymous — Fri, 21 Jul 2017 12:47:13 GMT

@kdm31091 wrote:
@Anonymous wrote:
@thummel wrote:
Wasn't sure if this had been posted or not yet but I saw the bonus for the chase AARP is currently 200 for spending 500 in the first 90 days. Figured I'd post this anyway in case people were thinking about applying as this seems like a decent offer with no annual fee. I only got the 100 dollar offer unfortunately.
yes 200 after 500 is not too shabby. there is a chance chase could 2nd hp a person, but not likely.... and has 0% for 12 months so can reallocate limits as well. i will say the only crappy part here is you have to hit $20 before you can cash out first, whereas, despite a triple pull, the capital one version i dont think would have a minimum to cash out...and their 200 bonus is targeted...and has no 0% afaik.
As far as redemption thresholds go, 20 is pretty low. Why get the card if you won't even benefit enough to make $20 in rewards in a reasonable amount of time?

Sure, no threshold is better, but 20 isn't a big deal if the card has any purpose in your wallet.

20 dollars is relatively low. For example my Barclay Card has 100 dollar redemption threshold. And NFCU has 50 dollar threshhold.

Re: AARP Offer

fltireguy — Fri, 21 Jul 2017 13:57:38 GMT

Which NFCU card is a $50 threshold?
Cash rewards doesn't have one...

Re: AARP Offer

UpperNwGuy — Fri, 21 Jul 2017 14:18:31 GMT

@fltireguy wrote:
Which NFCU card is a $50 threshold?
Cash rewards doesn't have one...

NFCU Go Rewards has a $50 minimum redemption. I consider $50 to be too high.

Re: AARP Offer

Anonymous — Fri, 21 Jul 2017 16:20:55 GMT

Thank you for letting us know.

Appreciate ya !

Re: AARP Offer

Anonymous — Sat, 22 Jul 2017 10:11:32 GMT

Thanks OP for the information.

Re: AARP Offer

Themanwhocan — Sun, 23 Jul 2017 12:48:40 GMT

@UpperNwGuy wrote:
This is a good 3% cash back card for gas and dining. I wish it were gas and groceries instead of gas and dining, because those of us with Amex MR cards, Chase UR cards, or Citi TYP cards already receive 3% dining rewards.. Also, this card has foreign transaction fees that would cancel out the rewards if the card were to be used for dining overseas. On the bright side, apparently this card is not subject to Chase's 5/24 rule.

The AARP cards sign up bonus is nice. After that is considered, I prefer the Bank of the West Cash Back World Mastercard. 3% on Grocery, Dining, and Gas. With automatic statement credit at the end of each quarter, so you don't have to worry about minimum redemptions. It does have FTF though.

Re: AARP Offer

mitchblue — Fri, 28 Jul 2017 07:44:44 GMT

I know with the AARP medical insurance you need the AARP membership, which is like $12 bucks a year or something. Do I need to get that before applying for this card? Or is it independent? Thanks.

Re: AARP Offer

Anonymous — Fri, 28 Jul 2017 09:57:56 GMT

@mitchblue wrote:
I know with the AARP medical insurance you need the AARP membership, which is like $12 bucks a year or something. Do I need to get that before applying for this card? Or is it independent? Thanks.

You don't need to be an AARP member to enjoy the benefits of the card. Enjoy!

Re: AARP Offer

Subexistence — Fri, 28 Jul 2017 16:38:55 GMT

When will this offer end? I want to churn it later

Re: AARP Offer

Credit-hoarder — Sat, 29 Jul 2017 14:27:56 GMT

I saw this offer too and have been comtemplating taking it b/c it is indeed a great offer. But my only beef with Chase is once they give you a low limit--you're pretty much stuck with it for the life of the card. Yes there is the rare occasional auto CLI and requested and approved CLI with a HP--but I"ve never seen either on the 3 cards I have with them (FR-$1.5K + CSP and Hyatt $5K each) and I've had them all 2 to 3 years. Even though my proflle has drastically improve since then (with the exception of a somewhat recent 30 day late) I wouldn't want to app and get another $5K lifetime limit---so I'm kind of leaning towards passing as of right now.

Re: AARP Offer

Anonymous — Sat, 29 Jul 2017 14:44:09 GMT

@fltireguy wrote:
Which NFCU card is a $50 threshold?
Cash rewards doesn't have one...

Go Rewards has 50 dollar threshold for cash.

Re: AARP Offer

Anonymous — Sat, 29 Jul 2017 14:47:15 GMT

@UpperNwGuy wrote:
@fltireguy wrote:
Which NFCU card is a $50 threshold?
Cash rewards doesn't have one...

NFCU Go Rewards has a $50 minimum redemption. I consider $50 to be too high.

You beat me to it. Barclay Arrival + has 100 dollar redemption. I guess the reason these cards have higher redemption levels is they are hoping you never redeem them. I got my 50 dollars from Go Rewards mostly from dinning a lot of it outside of the country and never used the card again. With the 50 dollar threshold it does cause me to not the use the card.