topic Re: CARDS in order of which YOU received them... in Credit Cards

CARDS in order of which YOU received them...

Anonymous — Sat, 19 Aug 2017 23:33:09 GMT

First Card: WF Platinum back in 2007. Did not know what I was doing and bank closed it 2013 for non payment. Paid off.

Starting 10/2015:

Capital One Platinum (no annual fee) - Closed
Overstock - Used purely as a CL stepping stone $4K limit. Closed
Capital One Qucksilver One (PC'd to Quicksilver)
Discover It
Chase Freedom
Chase Sapphire Preferred (Note the overstock did not count toward 5/24. I planned this out)
Citi Double Cash
Amex Everyday
Amex PRG (closing soon)
Chase Amazon
BoA Platimum (PC to cash rewards)
Amex Platimum (might close soon)
Amex SPG and SPG Business (back to back) Will close SPG and keep SPG biz

Been a lot of work since the end of 2015, but my scores and available credit have skyrocketed. I remember how stoked I was when I got a Quicksilver One

How about you guys?

Re: CARDS in order of which YOU received them...

Schwartzinator — Sun, 20 Aug 2017 00:23:07 GMT

1. 12/14 USBank college visa
2. 4/16 Discover IT
3. 4/16 American Express Blue Cash (closed 3/17)
4. 4/16 American Express Premier Rewards (closed 3/17)
5. 4/16 USBank Cash Rewards (closed 8/16)
6. 4/16 American Express Platinum
7. 8/16 USBank FlexPerks (closed 3/17)
8. 1/17 Chase Fairmont

Re: CARDS in order of which YOU received them...

Anonymous — Sun, 20 Aug 2017 00:56:20 GMT

Do we iclude store cards?

Starting 10/2015

1. Capital one secured - turned to unsecured this month

2. Capital One QS One - transferred bal to Venture then closed 3 mo ago

3. Capital One Venture 12/2015

4. EBay MC 12/2015

5. AMEX Delta 5/2017

6. AMEX BCE 5/2017

7. PenFed Promise Visa 7/2017

8. NFCU VISA 8/2017

9. Chase Slate - PC to Chase FU before activating 8/2017

10. Discover It 8/2017

Received about 8 store cards between 11/2015 - 8/2016.

Re: CARDS in order of which YOU received them...

wasCB14 — Sun, 20 Aug 2017 01:14:18 GMT

2013

Freedom - Open

2014

Discover - Open

PRG - Closed 2016

Sallie Mae - Closed 2017

BCE - Open

Brooks Brothers store card - Closed 2017

2015

CSP - Open

EDP - PCed to ED 2016

Arrival - Open, may close

IHG - Open

Hyatt - Open

2016

AA Platinum - PCed to Costco 2017

Schwab Platinum - Open

Prestige - Open

2017

SPG - Open

Re: CARDS in order of which YOU received them...

Anonymous — Sun, 20 Aug 2017 01:38:26 GMT

@Anonymous wrote:
Do we iclude store cards?

Yes! Store card was my second. ONLY purpose it served was a stepping stone to expedite the process of getting better cards moving down the line. I went from 500 SL with just cap1 to $4500 overnight with the store card (had to call overstock and ask for the CLI, but no hard pull).

Re: CARDS in order of which YOU received them...

Gmood1 — Sun, 20 Aug 2017 02:52:26 GMT

2007

1. Chase Slate - closed

2. Capital One QS started as a Platinum

2015

3. Amex BCP

4. Citi DC

5. Bofa Cash Rewards

6. Penfed Cash Rewards

7. Penfed Amex - closed

8. Discover

9. USAA cash rewards

10. Chase Freedom

11. Capital One QS - Closed

12. Capital One Venture -Closed

13. Chase IHG

14. Chase Hyatt

15. FNBO Amex

16. BBVA Compass NBA Amex

17. NASA FCU Cash Rewards

18. Chase Disney - Closed

19. Chase AARP

20. Barclays Arrival Plus - closed

21. Navy Fed Cash Rewards

22. Capital One QS - closed

23. Capital One Venture - closed

24. Amex SPG - closed

25. Amex ED - closed

2016

26. Blispay

27. PayPal EX MC

28. Fidelity VS - Closed

29. Merril Lynch Plus

30. FNBO Cash Back 2%

31. Lowes

32. Marvel MC

33. Walmart MC

Opened 2017

34. USAA Limitless

35. Chase Amazon Prime VS

36. Amex Blue Business

37. Care Credit

Re: CARDS in order of which YOU received them...

Man-Of-Steel — Sun, 20 Aug 2017 08:42:09 GMT

2013

Amex BCE
Discover it

2014

Capital One Quicksilver Visa
Barclaycard Sallie Mae MC (closed in 2017)

2015

Capital One Venture Visa (product changed to Quicksilver)
Citi ThankYou Premier MC (product changed to Double Cash)

2016

Barclaycard Arrival Plus MC (product changed to Rewards)
Bank of America Merrill+ Visa
Synchrony Marvel MC (will likely be closing by Jan 2018)

Re: CARDS in order of which YOU received them...

Anonymous — Sun, 20 Aug 2017 11:48:52 GMT

1. Cap One Secured Feb. '16 (still secured)

2. Discover Secured Sept. '16

3. Amazon Prime Store Card Sept. '16

4. BOA Cash Rewards 99/500 Secured Oct. '16

5. Chase Freedom Oct. '16

6. Citi Double Cash Nov. '16

7. AMEX BCE Dec. '16

8. Chase Amazon Visa June '17

Re: CARDS in order of which YOU received them...

Anonymous — Sun, 20 Aug 2017 15:44:56 GMT

I'll play:

1998:

Capital One Venture One

Mervyn's store card (closed 1999, store gone 2007)

Citibank Visa (forced into Diamond Preferred MasterCard this year)

Abercrombie and Fitch (closed 2005)

1999:

Amex Zync (backdated, actually opened 2012)

Care Credit (closed 2001)

AT&T Universal Card (now a Citi Thankyou Preferred)

Associates Visa (closed 2001)

Amex Gold (my first Amex, closed 2005)

Amex Blue (backdated, actually opened 2008)

Discover More

2000:

Citi Dividend

GECCC Best Buy (closed 2002, Best Buy was going to close anyway as they decided to use Household as their lender)

FIrst Union Visa Gold (closed 2001)

2001:

Kohl's (closed 2017)

FNBO Visa (closed 2007)

BofA Visa Gold (now Cash Rewards Visa Sig)

Chase Manhattan Visa (closed after 5 months)

Fleet Visa (closed 2002)

Chase Manhattan MasterCard (now a Chase Freedom Unlimited)

2002:

Discover Platinum (closed 2004)

Fleet Visa (Closed 2004)

2003:

Nordstrom Visa Classic (updated to Platinum and now Signature)

2006:

FirstBank Colorado Visa Gold (now Visa Signature)

2007:

Macy's (on the chopping block after it turns 10 on 9/1/17)

2009:

BofA Visa Signature WorldPoints (now a BBR MasterCard)

Walmart Discover (closed shortly after opening....d'oh!)

2010:

Chase Freedom Visa SIg

2014:

PenFed Promise Visa (on the chopping block)

2016:

NFCU Cash Rewards Visa Signature (my go to card)

Yeah....I got bit by the credit bug at 18 and went a little crazy with app sprees in my early 20s LOL. Of this list I still have 16 of these bad boys opened

Re: CARDS in order of which YOU received them...

Turbobuick — Sun, 20 Aug 2017 15:52:08 GMT

1976 Chevron closed

1976 Unical closed

1977 Sears closed

1978 some kind of Visa/MC

too **bleep** old to remember exactly what happened in the next 40 yrs.....

Re: CARDS in order of which YOU received them...

AverageJoesCredit — Sun, 20 Aug 2017 16:06:16 GMT

2015, the year of the Gmood

Re: CARDS in order of which YOU received them...

credit_endurance — Mon, 21 Aug 2017 02:12:00 GMT

2013

Capital One Platinum (Secured) Closed

Local Credit Union (Secured) Closed

2014

Credit One Bank (Still Open "I know")

2015

Capital One Quicksilver One

2016 Busy Year!

Discover IT

Amex BCE

Capitol One Venture One ( Closed Combo into QS1)

Wayfair Closed

Overstock Closed

Gamestop Closed

JCrew

Amazon Prime Store

Lowes

Care Credit

Walmart

Chase Ritz Carlton Closed

Chase Hyatt

Barclay Ring

CiTi DC

Blispay Visa

PenFed Platinum Visa Signature

PenFed Cash Rewards Closed

PenFed Promise Closed

Navy Federal GoRewards

Navy Federal Platinum Visa

BOA Cash Rewards

BOA Merrill Lynch+Visa

Banco Popular Aviancia Visa

2017

Amex BCP

Amex PRG

Amex Blue Business Plus

FNBO Platinum Elite Visa

Chase IHG

Think I am almost done reshaping my portfolio. Just a few more tweaks here and there

Re: CARDS in order of which YOU received them...

Gmood1 — Sun, 20 Aug 2017 18:14:07 GMT

@AverageJoesCredit wrote:
2015, the year of the Gmood

Lol..Joe I was a busy man back then. Made up for all those years I went without credit.

I believe the PayPal was also in 2015 and another QS that missing. Ha ha

I've slowed down a lot. No doom and gloom from having them all though as some preach here. Credit/ AAoA is rock solid regardless of my FICO score.

Re: CARDS in order of which YOU received them...

Anonymous — Tue, 22 Aug 2017 01:45:57 GMT

Sure, I'll give it a go!

2007

Feb - Capital One Plat (Upgraded to QS1 then to QS )

2011

Dec - Capital One QS1 (Closed 2014)

2014

May - Capital One Plat (Upgraded to QS 2015, also "downgraded" to V1 2015, Combined & Close 2016)

2015

Apr - Amex Everyday (Closed 2016)

Apr - Apple Barclay

Apr - Discover IT (Joint Account)

May - Overstock Card (Closed 2016)

May - Gamestop Card (Happily Closed 2016)

May - Amazon Card

2016

Mar - Amex Delta Gold (Upgraded to Delta Plat 2017)

Mar - Amex SPG Card

May - Amex Platinum Card

July - Amex PRG Card

July - Capital One QS (Combined & Closed 2017)

Oct - Amex Business SPG Card

Sep - Citi Simplicity

Nov - Amex Everyday Preferred

Nov - Amex Business Platinum Card

2017

Jan - Amex Business Gold Card

Feb - Discover IT Card

May - Amex Blue Business Plus Card

July - IHG Card

Later 2017

Hopefully Hilton Card (as I stay at Hilton's when I can't find SPG)

2018

Citi Prestige (Only for the 4th night free perk for 2018)

Year 2030

Chase Sapphire Reserve (when I become 5/24)

Re: CARDS in order of which YOU received them...

Anonymous — Sun, 20 Aug 2017 21:37:21 GMT

Mine is a short list:

2014
-June: Capital One Journey

2017
-May: Discover IT Chrome
-May: Bank of America Cash Rewards
-July: Chase Freedom
-July: Chase Freedom Unlimited

Wish List
-Most likey early 2018: Chase Sapphire Preferred
-Most likey mid 2018: Capital One Premier Dining

Re: CARDS in order of which YOU received them...

Anonymous — Sun, 20 Aug 2017 21:41:36 GMT

@credit_endurance wrote:
2013
Capital One Platinum (Secured) Closed
Local Credit Union (Secured) Closed

2014
Credit One Bank (Still Open "I know")

2015
Capital One Quicksilver One

2016 Busy Year!
Discover IT
Amex BCE
Capitol One Venture One ( Closed Combo into QS1)
Wayfair Closed
Overstock Closed
JCrew
Amazon Prime Store
Lowes
Care Credit
Walmart
Chase Ritz Carlton Closed
Chase Hyatt
Barclay Ring
CiTi DC
Blispay Visa
PenFed Platinum Visa Signature
PenFed Cash Rewards Closed
PenFed Promise Closed
Navy Federal GoRewards
Navy Federal Platinum Visa
BOA Cash Rewards
BOA Merrill Lynch Visa +
Banco Pouplar Avincia Visa

2017
Amex BCP
Amex PRG
FNBO Platinum Elite Visa
Chase IHG

Think I am almost done reshaping my portfolio. Just a few more tweaks here and there

May I ask why you closed your PenFed cards? Just curious as I am about to close mine as well.

Re: CARDS in order of which YOU received them...

AverageJoesCredit — Sun, 20 Aug 2017 21:43:43 GMT

Hey Dad, why you gonna close your PF cards? If i see one more score going backward i may do the same

Re: CARDS in order of which YOU received them...

iced — Sun, 20 Aug 2017 21:55:49 GMT

2007 - Barclays Frontier (SD)

2011 - Capital One Platinum (Closed)

2013 - Citi TY (Downgraded to Preferred and SD)

2014 - Chase MP Explorer (Switched to Club in 2016)

2014 - Macy's (SD)

2016 - CSR

I went a bit crazy in 2014, but since I don't plan on any new cards for the foreseeable future I'll have time to trim things back down.

Re: CARDS in order of which YOU received them...

Anonymous — Sun, 20 Aug 2017 22:00:05 GMT

@AverageJoesCredit wrote:
Hey Dad, why you gonna close your PF cards? If i see one more score going backward i may do the same

I have a Promise card that has a current interest rate of 7.49% through next month and then it will reprice in October at 10.9%. The Promise card offers no rewards so it just sits in my sock drawer. Considering my BofA cards have APRs of 9.24 % variable (BBR) and 9.9% fixed (Cash Rewards) and both offer rewards, it is hard to justify a card that just sits there and has a higher APR. Granted, I do not pay interest but its the principle of the matter LOL.

If PenFed would allow me to PC to another card without establishing a new trade line (with a new opening date) and lower the APR I would be interested; but PenFed doesn't work that way. Overall, I am not as happy with PenFed as I was a few years ago. Either they are slightly declining or NFCU has just spoiled me.

Re: CARDS in order of which YOU received them...

Gmood1 — Sun, 20 Aug 2017 22:28:21 GMT

He probably did what I did. Closed them and moved the limits to the Penfed card he uses the most.