topic Re: We need a new Flavor of the Month in Credit Cards

We need a new Flavor of the Month

Anonymous — Mon, 21 Aug 2017 17:36:28 GMT

Seems like it has been forever, maybe the Fairmont spree everyone went for... since we have had a flavor of the month card on here. I’m getting bored with credit. We need issuers to start some new exciting cards.

I’m only 1/2 kidding about being bored.... before I get yelled at that credit is not a game and it isn’t meant to entertain. Yes yes yes I know. But.... it’s still fun when things are heating up on here. Seems like it is the same old cards and approvals lately.

Re: We need a new Flavor of the Month

Scupra — Mon, 21 Aug 2017 17:42:19 GMT

@Anonymous wrote:
Seems like it has been forever, maybe the Fairmont spree everyone went for... since we have had a flavor of the month card on here. I’m getting bored with credit. We need issuers to start some new exciting cards.

I’m only 1/2 kidding about being bored.... before I get yelled at that credit is not a game and it isn’t meant to entertain. Yes yes yes I know. But.... it’s still fun when things are heating up on here. Seems like it is the same old cards and approvals lately.

Whoa whoa whoa.. This is like when I found out about Santa!

Re: We need a new Flavor of the Month

AverageJoesCredit — Mon, 21 Aug 2017 17:47:06 GMT

Paypal tried lol with their 2% cash back but its so targeted that doesnt leave much room for the masses.

I think the Navy Amex will be interesting to see in only how many with Navy clamor for something new

The card either has to have some big benny or give out huge limits to catch our attention. Im real interested who gets the next NBA card

Re: We need a new Flavor of the Month

Anonymous — Mon, 21 Aug 2017 18:33:18 GMT

@AverageJoesCredit wrote:
Paypal tried lol with their 2% cash back but its so targeted that doesnt leave much room for the masses.

I think the Navy Amex will be interesting to see in only how many with Navy clamor for something new

The card either has to have some big benny or give out huge limits to catch our attention. Im real interested who gets the next NBA card

Seems Navy doesn't seem give big sign-up bonuses. The Bank of America new Travel card should be the one to get next month. 500 dollars plus free Global/TSA.. I will have to wait as I am only 500 dollars into my 4000 dollar Citi spend.

Re: We need a new Flavor of the Month

K-in-Boston — Mon, 21 Aug 2017 19:10:42 GMT

My vote for the new flavor of the month is the Continental Finance MasterCard. Up-front $200 fee, $50 annual fee, $12 monthly fee, $25 CLI fee, no rewards, 30.99% APR, 5% advance/transfer fee, and starting lines up to $500. Let's make it happen!

Re: We need a new Flavor of the Month

Scupra — Mon, 21 Aug 2017 19:21:16 GMT

@Anonymous wrote:
@AverageJoesCredit wrote:
Paypal tried lol with their 2% cash back but its so targeted that doesnt leave much room for the masses.

I think the Navy Amex will be interesting to see in only how many with Navy clamor for something new

The card either has to have some big benny or give out huge limits to catch our attention. Im real interested who gets the next NBA card
Seems Navy doesn't seem give big sign-up bonuses. The Bank of America new Travel card should be the one to get next month. 500 dollars plus free Global/TSA.. I will have to wait as I am only 500 dollars into my 4000 dollar Citi spend.

Were you around for NASA? We don't need a sign up bonus for a card to become popular

Re: We need a new Flavor of the Month

LadyJEsq — Mon, 21 Aug 2017 19:35:02 GMT

@K-in-Boston wrote:
My vote for the new flavor of the month is the Continental Finance MasterCard. Up-front $200 fee, $50 annual fee, $12 monthly fee, $25 CLI fee, no rewards, 30.99% APR, 5% advance/transfer fee, and starting lines up to $500. Let's make it happen!

Please tell me that is NOT a real CC!

Re: We need a new Flavor of the Month

Anonymous — Mon, 21 Aug 2017 19:39:37 GMT

@K-in-Boston wrote:
My vote for the new flavor of the month is the Continental Finance MasterCard. Up-front $200 fee, $50 annual fee, $12 monthly fee, $25 CLI fee, no rewards, 30.99% APR, 5% advance/transfer fee, and starting lines up to $500. Let's make it happen!

That should be illegal.

Re: We need a new Flavor of the Month

wasCB14 — Mon, 21 Aug 2017 19:44:37 GMT

What about a store card? Perhaps give some dying retailer a false glimmer of hope?

Re: We need a new Flavor of the Month

K-in-Boston — Mon, 21 Aug 2017 19:47:52 GMT

@Anonymous wrote:
@K-in-Boston wrote:
My vote for the new flavor of the month is the Continental Finance MasterCard. Up-front $200 fee, $50 annual fee, $12 monthly fee, $25 CLI fee, no rewards, 30.99% APR, 5% advance/transfer fee, and starting lines up to $500. Let's make it happen!
That should be illegal.

I agree!

@LadyJEsq wrote:
Please tell me that is NOT a real CC!

Unfortunately it is, but it's no longer open to new applications. Looks like they have a much more reasonable card now: The Reflex Mastercard! $500 credit line (or $50/$150/$500 secured version), $125 AF 1st year ($96 AF after), $10 monthly maintenance fee, $30 additional card fee, 29.99% APR, 5% advance fee, 3% FTF.

Re: We need a new Flavor of the Month

Anonymous — Mon, 21 Aug 2017 20:46:26 GMT

@Anonymous wrote:
Seems like it has been forever, maybe the Fairmont spree everyone went for... since we have had a flavor of the month card on here. I’m getting bored with credit. We need issuers to start some new exciting cards.

I’m only 1/2 kidding about being bored.... before I get yelled at that credit is not a game and it isn’t meant to entertain. Yes yes yes I know. But.... it’s still fun when things are heating up on here. Seems like it is the same old cards and approvals lately.

I was just thinking about this again...that we need another FOTM/Bandwagon card. Either a new card for those with good credit for insane sign up bonuses, or a card that gives higher limits to folks rebuilding/starting out. The latter is actually my favourite. I ate so much popcorn during that Duck/Beaver card fiasco....

I think CSR took care of the insane sign up bonus and when NFCU was open to everybody (everybody that knew about NLUS San Diego) took care of a lot of those looking for padding by being approved for higher limits than their credit profile would have normally allowed for.

I log in everyday hoping for a new FOTM/Bandwagon...le sigh.

Re: We need a new Flavor of the Month

Anonymous — Mon, 21 Aug 2017 20:56:20 GMT

No flavor of the month cards needed here...

I don't want any reasons/excuses to app for another CC. I wouldn't anyway, but I don't want to even think about it.

Re: We need a new Flavor of the Month

Anonymous — Mon, 21 Aug 2017 21:20:56 GMT

Maybe a new version of the Diner's Club actually run worldwide on a Diners Club network (not some patchwork quilt that doesn't always work) and make it exclusive. No Visa or MasterCard need apply

Re: We need a new Flavor of the Month

Anonymous — Mon, 21 Aug 2017 21:39:45 GMT

@K-in-Boston wrote:
My vote for the new flavor of the month is the Continental Finance MasterCard. Up-front $200 fee, $50 annual fee, $12 monthly fee, $25 CLI fee, no rewards, 30.99% APR, 5% advance/transfer fee, and starting lines up to $500. Let's make it happen!

Lol!!

At least their 30.99% APR isn't as high as the coveted First Premier Bank at 36% APR.

Re: We need a new Flavor of the Month

Sandman771 — Mon, 21 Aug 2017 21:42:03 GMT

@Anonymous wrote:
@K-in-Boston wrote:
My vote for the new flavor of the month is the Continental Finance MasterCard. Up-front $200 fee, $50 annual fee, $12 monthly fee, $25 CLI fee, no rewards, 30.99% APR, 5% advance/transfer fee, and starting lines up to $500. Let's make it happen!
Lol!!

At least their 30.99% APR isn't as high as the coveted First Premier Bank at 36% APR.

I had that card at one time way back before I ever had heard of this place. lol.

Re: We need a new Flavor of the Month

Anonymous — Mon, 21 Aug 2017 21:44:10 GMT

@Sandman771 wrote:
@Anonymous wrote:
@K-in-Boston wrote:
My vote for the new flavor of the month is the Continental Finance MasterCard. Up-front $200 fee, $50 annual fee, $12 monthly fee, $25 CLI fee, no rewards, 30.99% APR, 5% advance/transfer fee, and starting lines up to $500. Let's make it happen!
Lol!!

At least their 30.99% APR isn't as high as the coveted First Premier Bank at 36% APR.
I had that card at one time way back before I ever had heard of this place. lol.

I did too....many many years ago!

Re: We need a new Flavor of the Month

trant3 — Mon, 21 Aug 2017 21:53:20 GMT

I was eyeing the fifth third bank Stand Up to Cancer MasterCard just cause I was "bored"

Re: We need a new Flavor of the Month

LadyJEsq — Mon, 21 Aug 2017 22:23:23 GMT

@K-in-Boston wrote:
@LadyJEsq wrote:
Please tell me that is NOT a real CC!
Unfortunately it is, but it's no longer open to new applications. Looks like they have a much more reasonable card now: The Reflex Mastercard! $500 credit line (or $50/$150/$500 secured version), $125 AF 1st year ($96 AF after), $10 monthly maintenance fee, $30 additional card fee, 29.99% APR, 5% advance fee, 3% FTF.

Oh wow, that's disgusting!

Re: We need a new Flavor of the Month

DeeBee78 — Mon, 21 Aug 2017 22:51:15 GMT

@Anonymous wrote:
Seems like it has been forever, maybe the Fairmont spree everyone went for... since we have had a flavor of the month card on here. I’m getting bored with credit. We need issuers to start some new exciting cards.

I’m only 1/2 kidding about being bored.... before I get yelled at that credit is not a game and it isn’t meant to entertain. Yes yes yes I know. But.... it’s still fun when things are heating up on here. Seems like it is the same old cards and approvals lately.

I'd bet if Blispay had a CLI policy, and wasn't so crazy with their verification process, a lot more people would have the itch to app. I personally love mine, since I got a decent SL and can get past their awful verification questions. I like that I can use it to hide a balance from EQ and TU pullers, like Discover and DCU, if I want to.

Right now it's just holding a furniture purchase until I pay it off in December. I purposely paid it down from $6,970 to $2,200 (29% utilization) to make sure my EX score looks good to Amex and Chase. Hoping to get out of Amex Starter Limit hell and maybe get a rare Chase auto-CLI

Re: We need a new Flavor of the Month

morgacj2004 — Mon, 21 Aug 2017 22:52:41 GMT

I think the BofA travel card and NFCU AX are as good as it is going to get for awhile