topic Re: NFCU in Credit Cards

NFCU

bigpoppa09 — Wed, 12 Jul 2017 16:29:56 GMT

Has anybody pulled the trigger and got the advertised rate of 6.74% on the platinum yet?

Re: NFCU

Anonymous — Thu, 13 Jul 2017 00:00:09 GMT

I believe several people have called to ask for the lower APR on their existing Platinum and a few that PCed their Cash Rewards to Platinum and got the lower rate. I do not think I have yet seen anyone apply for a new card with the lower APR yet. I have been itching to but then I really don't need it and I'd rather my second NFCU card be the new Amex coming this fall.....

Re: NFCU

AverageJoesCredit — Thu, 13 Jul 2017 00:12:35 GMT

Hopefully in Feb 18 when i call for my apr reduction, they gove it to me but only fatger time will know.

Its gonna get exciting when the Amex comes out, knowing Ficoland, i give it like 2 days before Navy shuts down the apps

Re: NFCU

AverageJoesCredit — Thu, 13 Jul 2017 00:13:59 GMT

Give/ father

lol, i type like i get Discover and Citi cli

Re: NFCU

Anonymous — Thu, 13 Jul 2017 00:24:31 GMT

NFCU.....

AMEX....

More.....I would like to know.....hmm yes.

LoL

Re: NFCU

Anonymous — Thu, 13 Jul 2017 04:17:14 GMT

@Anonymous wrote:
NFCU.....

AMEX....

More.....I would like to know.....hmm yes.

LoL

The Force(tm) is not yet strong enough within you to know this information.

Re: NFCU

Anonymous — Thu, 13 Jul 2017 04:24:07 GMT

...😆

Re: NFCU

UncleB — Thu, 13 Jul 2017 10:30:34 GMT

@Anonymous wrote:
NFCU.....

AMEX....

More.....I would like to know.....hmm yes.

LoL

Here ya go: http://ficoforums.myfico.com/t5/Credit-in-the-News/NFCU-American-Express/td-p/4944978

Re: NFCU

Anonymous — Thu, 13 Jul 2017 11:16:33 GMT

Yes I applied and was approved on the 1st. Instant 24K SL.

Very happy with it.

Re: NFCU

K-in-Boston — Thu, 13 Jul 2017 12:22:49 GMT

Has anyone had any luck getting the lower APR on an existing card under a year old? I know that some lenders take the CARD Act provision quite literally (rather than the intent of of the APR rate change provision) and won't lower the terms during the first year. Wife got a Platinum at the lowest 8.x% a few months ago.

Re: NFCU

MontegoMack — Thu, 13 Jul 2017 22:13:48 GMT

Is it a SP or HP to get the lower rate?

Re: NFCU

CreditMagic7 — Wed, 23 Aug 2017 04:50:24 GMT

Did a PC today from NFCU Rewards over to the Platinum. Card is over a year currently.

They are so reliable in the way that they work with you to meet expectations.

My Rewards Card "WAS" up until only recently at 18% from the first approval yet it was eventually lowered to 11%.

Called in with the PC request where it was instantly approved with the new APR of 8% and some change which personally speaking FINALLY eclipsed my old closed Ring Card that used to have around that rate.

Simple and painless procedure. In another year's time it might likely & finally reach that 6% APR sweet spot which is what i been knocking myself silly for a long time trying to find from anyone, expecially other CU's but NFCU wins again!