topic Re: Kroger 1-2-3 Rewards in Credit Cards

Kroger 1-2-3 Rewards

Anonymous — Tue, 24 Feb 2009 04:53:26 GMT

I am thinking of applying for this card. There is a Kroger store nearby. I especially like the 15 cents off a gallon of gas at the station. My question is, it states spend $100 in groceries per month and receive a 15 cents off a gallon of gas on a single fill up at the station no more than 25 gallions. Does this mean you only get the 15 cents off on one fill up per month?Example:

If I spend $100 in groceries per month

Fill up three times per month do I receive the 15 cents off every time I fill up?

Please help

Re: Kroger 1-2-3 Rewards

Anonymous — Tue, 24 Feb 2009 14:29:26 GMT

That's what it looks like to me. But, if you spent $200 in groceries, you'd get 15 cents off per gallon (up to 25 gallons) again...etc.

Re: Kroger 1-2-3 Rewards

Anonymous — Tue, 24 Feb 2009 15:41:05 GMT

I know Safeway does this as well without the cc needed. For every $100 you spend you get .10cents off per gallon of gas and their is no limit of how many .10 you can build up. Me and the wife spend plenty of money at Safeway and about every 3 months or so we get a free tank of gas depending on gas prices of course.

Re: Kroger 1-2-3 Rewards

Creditaddict — Tue, 24 Feb 2009 15:42:10 GMT

My mom got it last month for the BT. I think they were stingy with CL, but in this market, I guess it was okay $4500

Re: Kroger 1-2-3 Rewards

Anonymous — Tue, 24 Feb 2009 18:01:11 GMT

Hi craig,

I'm a Kroger customer as well.

With the 1-2-3 Rewards Mastercard you save

15 cents/gallon for every $100 you spend. The

maximum savings is capped at $1.50/gallon,

which means you'd have to spend $1,000 at Kroger

to qualify for this discount.

I live in sw Virginia. Back in November a lady who shops

at our local Kroger took advantage of the $1.50/gal savings.

The normal price for gas was $1.55/gal, but with her discount

she only paid 5 CENTS/GAL!!! She bought 25 gallons of gas,

so her final bill came to a whopping $1.25. Now THAT's savings!!!

And to use your example. If you spend $100 this

month at Kroger, you'd be eligible for a 1-time 15 cents/gal

savings at the pump. You'd have to spend another $100

to qualify for another 15 cents/gallon savings, but you can

let your savings accrue up to $1.50/gallon.

If you don't use the 1-2-3 card and just use your regular

Kroger's shoppers card, the discount is 3 to 5 cents/gallon

depending on the fuel center where you use it.

Hope this helps. Please let us know how things turn out

with the credit card. We'll be pulling for ya!!!

CanDo

"The right attitude is everything"

Message Edited by CanDoAttitude on 02-24-2009 10:01 AM

Re: Kroger 1-2-3 Rewards

Anonymous — Tue, 24 Feb 2009 20:39:28 GMT

Thanks for the information. I was on their website and don't even see a regular Kroger card. The gas nearby here is $1.56. I have a small car so I think the 3-5 cents off may be good as well. Is the regular shopper card a cc as well?

Re: Kroger 1-2-3 Rewards

Anonymous — Tue, 24 Feb 2009 21:04:20 GMT

No. The regular Kroger shopper's card is not a credit card.

Just go to the Customer Service section of any Kroger's

and fill out a short app. They give you the shopper's card

right there on the spot, as well as a smaller one that fits

on your key chain. You'll be able to start enjoying savings

right away.

You can use the regular shopper's card at checkout when

you buy groceries inside the store, as well as at the pump

for buying gas.

Once you have your shopper's card and are in Kroger's system,

if you forget your shopper's card you can always punch in your

phone number (area code + local number) at checkout to get the

savings as well. You can also type in your phone number at the

gas pump. They are computerized and will let you know if you

qualify for a gas price discount. Just hit 'Y' for yes or 'N' for no.

If you hit no, then 3-5 cents/gal will be subtracted from the price.

If you hit yes, then whatever discount you qualify for will be

subtracted from the price. The discount cap for gas is $1.00/gal

for the shopper's card and $1.50/gal for the 1-2-3 rewards card.

Hope this helps.

CanDo

"The right attitude is everything"

Message Edited by CanDoAttitude on 02-24-2009 01:00 PM

Message Edited by CanDoAttitude on 02-24-2009 01:04 PM

Re: Kroger 1-2-3 Rewards

Anonymous — Tue, 24 Feb 2009 21:30:23 GMT

Thanks! What kind of savings do you get with the regular shopper's card? Is it worth it or should I just apply for the 1-2-3?

Scores are

690

661

683

Thanks!

Re: Kroger 1-2-3 Rewards

Anonymous — Tue, 24 Feb 2009 21:37:08 GMT

As I stated in my previous post, the maximum gas savings

for the shopper's card is $1/gallon and $1.50/gallon for the

1-2-3 rewards credit card.

If you want another credit card and the potential to save

an extra 50 cents/gallon at the pump, then it's worth it to

app for the credit card. If not, then just go for the shopper's card

CanDo

"The right attitude is everything"

Message Edited by CanDoAttitude on 02-24-2009 01:37 PM

Re: Kroger 1-2-3 Rewards

Anonymous — Wed, 25 Feb 2009 02:07:00 GMT

Well I went to Kroger today to get some things. Actually only bought 3 items and went to the service desk before I shopped. Asked for a card and they gave me the shopper card. I asked if there was another one and they said that is the only one. I signed up and got the card right there. Total for my items was $14.04 and I got a 65 cent discount with being a card member.

Also, I now have 13 points after the three items and need 100 to qualify for 10 cents off gas.

I am trying to see if Kroger jacks up their prices compared to Wal Mart so they can offer the cards. I am sure tat is what they do but the gas discount is nice.

Re: Kroger 1-2-3 Rewards

Anonymous — Wed, 25 Feb 2009 03:59:31 GMT

Craig,

Welcome to the Kroger family!

I'm glad you got your shopper's card and that

everything went well for you.

It's not that Kroger jacks up their prices compared

to WalMart. WalMart has lower prices because they

have more buying power.

Kroger uses the gas price discount as an incentive to get

shoppers to spend more money in the store. You're getting back

at the pump a portion of the money you spent buying groceries.

So your money is working harder for you. Actually, when you stop

and think about it the Kroger shopper's card is just a glorified rebate

card as it applies to buying gas. But there's no credit check and no

inquiry on your credit reports needed for shopper's cards, so it's a nice

added benefit with virtually no hassle.

Of course, if you want the convenience of a credit card, then that's why

Kroger offers the 1-2-3 rewards card. But if the goal is just to get cheaper

gas, you don't really need it.

CanDo

"The right attitude is everything"

Re: Kroger 1-2-3 Rewards

Anonymous — Fri, 06 Mar 2009 22:13:49 GMT

SO iF i SPEND 600 DOLLARS A MONTH IN GROCERIES, i WILL BE ELEGIBLE FOR 6 FILL UPS, 25 GALLONS MAX @15 CENTS OFF A GALLON