topic Re: Chase 5/24 question in Credit Cards

Chase 5/24 question

Damikester892 — Sun, 17 Sep 2017 02:03:09 GMT

Hey guys, been holding off on CC applications because I really want the CSP since it suits me well.

right now I'm at 6/24 however October will be the 24month mark for 2 of them, putting me at 4/24. My question is, those two cards show "Opened 10/1/2015" on my credit report, does that mean I'm good to apply on 10/2/2017 or do I have to wait until 11/1/2017? Don't want to waste a hardpull from being misinformed so I figured I'd ask here. Thanks!

Re: Chase 5/24 question

UpperNwGuy — Sun, 17 Sep 2017 02:10:46 GMT

You need to wait until 11/1/2017.

Re: Chase 5/24 question

Damikester892 — Sun, 17 Sep 2017 02:15:55 GMT

Thanks for the quick response! Do I have to wait for any of their statements to cut in November or am I good to just apply on 11/1?

Re: Chase 5/24 question

Anonymous — Sun, 17 Sep 2017 03:03:55 GMT

Even if you were denied on 10/2, you could still apply on 11/2 and be just fine anyways. If you're really that anxious then take the risk, one hard pull isn't a huge deal.

If you're an authorized user on anyone's card, you can get rid of those to put yourself under 5/24 as well.

Re: Chase 5/24 question

Damikester892 — Sun, 17 Sep 2017 08:31:52 GMT

Ah if its going to be a definite denial because of 5/24 might as well not waste the HP. Anyone ever get approved on the day after I wonder?

Also not a AU on anyones card

Re: Chase 5/24 question

sjt — Mon, 18 Sep 2017 20:55:51 GMT

You might also want to start checking their pre-qual site for any offers.

Re: Chase 5/24 question

gdale6 — Mon, 18 Sep 2017 22:42:34 GMT

I apped 7 days after going 4/24 and was approved. I would wait 1 week post 4/24 then app anytime after that.

Re: Chase 5/24 question

Damikester892 — Mon, 18 Sep 2017 22:44:15 GMT

Thanks Dale, was that app in a branch or online?