topic Re: US Bank (NEW) Pre-Qualify check? in Credit Cards

US Bank (NEW) Pre-Qualify check?

Bone35 — Mon, 18 Sep 2017 19:42:04 GMT

Tried searching but didn't find anything posted yet...

https://usbank.findmyspecialoffer.com/fmo/preQual/createForm.do

The interface is completely redesigned and seems more legit if that makes any sense lol.

Prior to this I never received any Pre-qualified language and or a set APR. Today I did.

15.99% on the Cash + VS

Anybody with experience know if I bite, can it be INSTANT approval or manual like most?

Thanks!

Re: US Bank (NEW) Pre-Qualify check?

DeeBee78 — Mon, 18 Sep 2017 20:00:54 GMT

@Bone35 wrote:
Tried searching but didn't find anything posted yet...

https://usbank.findmyspecialoffer.com/fmo/preQual/createForm.do

The interface is completely redesigned and seems more legit if that makes any sense lol.

Prior to this I never received any Pre-qualified language and or a set APR. Today I did.

15.99% on the Cash + VS

Anybody with experience know if I bite, can it be INSTANT approval or manual like most?

Thanks!

Tried it, and got "System is currently unavailable"

Did we kill it already, lol?

Re: US Bank (NEW) Pre-Qualify check?

CreditCuriosity — Mon, 18 Sep 2017 20:53:17 GMT

Been that way for a few weeks at least. Others might not have seen it yet though.. Although appears to be broken currently as have set APR offers a few days ago now error message

Re: US Bank (NEW) Pre-Qualify check?

CreditMagic7 — Mon, 18 Sep 2017 20:55:07 GMT

@DeeBee78 wrote:
@Bone35 wrote:
Tried searching but didn't find anything posted yet...

https://usbank.findmyspecialoffer.com/fmo/preQual/createForm.do

The interface is completely redesigned and seems more legit if that makes any sense lol.

Prior to this I never received any Pre-qualified language and or a set APR. Today I did.

15.99% on the Cash + VS

Anybody with experience know if I bite, can it be INSTANT approval or manual like most?

Thanks!
Tried it, and got "System is currently unavailable"

Did we kill it already, lol?

Yep, it already blew up on this side too.

Check again later maybe.

Re: US Bank (NEW) Pre-Qualify check?

Anonymous — Tue, 19 Sep 2017 10:05:00 GMT

I got a set APR offer for the Cash + and 365 card. Are US Bank prequals pretty solid?

Re: US Bank (NEW) Pre-Qualify check?

Anonymous — Tue, 19 Sep 2017 11:30:05 GMT

I remeber doing the prequal a month or so ago. No offers. Tried a few days ago and had a few offers with fixed APR. Not going to test my luck right now, with a few new accounts. Someone should though and let us know

Re: US Bank (NEW) Pre-Qualify check?

Anonymous — Tue, 19 Sep 2017 12:24:07 GMT

Interesting side note, the findmyoffer.com domain appears to be owned by TransUnion, LLC (Whois Lookup). I guess we know which CR they base their prequals on haha

Re: US Bank (NEW) Pre-Qualify check?

Anonymous — Tue, 19 Sep 2017 16:03:05 GMT

Prequal'd me for three cards at 0% intro then 17.99 APR. Wondering how solid... hmm

Re: US Bank (NEW) Pre-Qualify check?

CreditCuriosity — Tue, 19 Sep 2017 16:19:24 GMT

@Anonymous wrote:
Prequal'd me for three cards at 0% intro then 17.99 APR. Wondering how solid... hmm

Fairly solid as looked at my SP's being curious last night and each day I tried the site recently it was a SP against my TU report. Set APR's are usually a good sign of approval, but with credit anything is possible obviously and the limits can be questionable with us bank as well

Re: US Bank (NEW) Pre-Qualify check?

CreditMagic7 — Tue, 19 Sep 2017 16:58:29 GMT

So, anybody bite on one yet and care to pass along those results?

They just mailed a preapproval couple of weeks ago for the Cash+ with a lousy APR. No sir.

Re: US Bank (NEW) Pre-Qualify check?

CreditCuriosity — Tue, 19 Sep 2017 21:21:36 GMT

@CreditMagic7 wrote:
So, anybody bite on one yet and care to pass along those results?

They just mailed a preapproval couple of weeks ago for the Cash+ with a lousy APR. No sir.

mahraja did I believe a few days ago in the approval section. The Jack and Master all trades person as the rest of us are just students and just learning

Re: US Bank (NEW) Pre-Qualify check?

irunfromcredit — Tue, 19 Sep 2017 17:26:09 GMT

I got the prequalify and was approved for a Cash +. This was about a week and a half ago. Good luck

Re: US Bank (NEW) Pre-Qualify check?

LadyJEsq — Tue, 19 Sep 2017 17:26:49 GMT

OP, don't keep us in suspense, pull the trigger.

Re: US Bank (NEW) Pre-Qualify check?

Bone35 — Tue, 19 Sep 2017 17:30:12 GMT

@irunfromcredit wrote:
I got the prequalify and was approved for a Cash +. This was about a week and a half ago. Good luck

Nice! Was it instant and at the APR stated on the pre-qualified page?

Re: US Bank (NEW) Pre-Qualify check?

Anonymous — Tue, 19 Sep 2017 17:30:34 GMT

I am showing a few prequalified cards. Not that their cards interest me but it is nice to see more prequalified cards are available for me.

Re: US Bank (NEW) Pre-Qualify check?

irunfromcredit — Tue, 19 Sep 2017 18:06:24 GMT

@Bone35 wrote:
@irunfromcredit wrote:
I got the prequalify and was approved for a Cash +. This was about a week and a half ago. Good luck
Nice! Was it instant and at the APR stated on the pre-qualified page?

Hi and thanks. I actually was approved for two of their cards. And when I did the prequalify I was prequalified for three cards. The first app I tried was under the prequalify, but the site went wonky, so I reapplied. Was approved. The second app, I applied with the prequalify and was approved under the prequalify promo and with the specified APR. As for the first approval, I was not approved under the prequalify promo, but I took a screen shot of the promo, sent it and waiting to hear back if they will honor the promo. The approval was not instant on either one of the apps, it took about 36 hours to approve. I was approved for $15k on each card and one hard pull. I should note, US Bank recently purchased my mortgage last month so I think I am considered having a "relationship" with them despite it being less than a month old. Score they pulled was TU 748 at the time of first app. I say go for it. Good Luck!

Re: US Bank (NEW) Pre-Qualify check?

Mahraja — Tue, 19 Sep 2017 23:56:38 GMT

@CC i broke this solid APR and new site news long ago pal and yes there are few things that i can do are not very common here so yes i agree with your statement US bank approval was nothing special 4th Navy CARD is coming up in few days hopefully ...

Re: US Bank (NEW) Pre-Qualify check?

CreditCuriosity — Wed, 20 Sep 2017 00:47:40 GMT

@Mahraja wrote:
@Anonymous i broke this solid APR and new site news long ago pal and yes there are few things that i can do are not very common here so yes i agree with your statement US bank approval was nothing special 4th Navy CARD is coming up in few days hopefully ...

Get the flagship up to 80k then we can talk

Re: US Bank (NEW) Pre-Qualify check?

Anonymous — Wed, 20 Sep 2017 02:00:29 GMT

@Mahraja wrote:
@Anonymous i broke this solid APR and new site news long ago pal and yes there are few things that i can do are not very common here so yes i agree with your statement US bank approval was nothing special 4th Navy CARD is coming up in few days hopefully ...

Just a suggestion. Might want to ease up on the boasting. Whatever you think you have or can do, someone here has done more. It's one thing to post your accomplishment/approvals and be proud of them but when you start suggesting that you're better than others, it's not very flattering .

Re: US Bank (NEW) Pre-Qualify check?

Anonymous — Wed, 20 Sep 2017 03:54:42 GMT

I'm trying to do my gardening lol tempting but I'll stay in the garden.