topic My chance at AMEX Hilton Surpass! in Credit Cards

My chance at AMEX Hilton Surpass!

Anonymous — Tue, 26 Sep 2017 08:32:55 GMT

Hey guys,

What do you think my chances are for Amex Hilton Surpass card?

EQ: 683

TU: 708

EX: 700

Income: $150,000

2 inquries since March.

1 collection on EQ (Pending dispution.)

1 missing payment on TU and EX

thanks in advance!

Edit: I'd like to ask my chances for Amex blue cash card as well.

Re: My chance at AMEX Hilton Surpass!

elim — Tue, 26 Sep 2017 09:58:01 GMT

Although we never truly know, I would say good. I got in with AMEX with a worse profile (collection, tax lien, 660 scores). If you don't have an AMEX now, you should be able to see if you have any pre-qual offers. They will probably be for Charge Cards but at least you'll know if they like your profile.

AMEX offers googled

Re: My chance at AMEX Hilton Surpass!

Anonymous — Tue, 26 Sep 2017 10:02:33 GMT

When I search for pre-qualified cards, it is in one of my options.

But I heard that's not always a 100% guarantee.

Re: My chance at AMEX Hilton Surpass!

elim — Tue, 26 Sep 2017 10:10:44 GMT

@Anonymous wrote:
When I search for pre-qualified cards, it is in one of my options.
But I heard that's not always a 100% guarantee.

Apps and pre-quals are never 100% the best you will hear is "usually pretty solid". You always have to be willing to accept a denial. It is part of the game for all of us, even those apper's with great profiles.

Best of luck if you do pull the trigger :] I almost upgraded for 100k HH points this month but was to busy to deal, lol.

Re: My chance at AMEX Hilton Surpass!

Anonymous — Tue, 26 Sep 2017 10:15:39 GMT

Actually, scratch that.

I thought this was my previous post about Blue Everyday cash back card.

And yes, the 100,000 points is too good to give up! But maybe they'll do it again soon. Wasn't there on back in March as well?

Re: My chance at AMEX Hilton Surpass!

WolfMan — Tue, 26 Sep 2017 13:30:11 GMT

I got my surpass a 2-3 yars ago when my scores were all under 700, and I got a meesley $1000 limit, but it has nicely grown with me and currently has a 20K limit. I think you have a good chance of getting it.

Re: My chance at AMEX Hilton Surpass!

Anonymous — Tue, 26 Sep 2017 14:01:07 GMT

i got mine with a similar profile to yours with the 100k offer. I downgraded afterwards. Used about 80k points for some nights in Madrid Spain.

Let us know the outcome.

Re: My chance at AMEX Hilton Surpass!

Anonymous — Tue, 26 Sep 2017 14:06:25 GMT

I think your chances are good. I was approved with similar scores.

Re: My chance at AMEX Hilton Surpass!

Anonymous — Tue, 26 Sep 2017 15:16:33 GMT

The 100K bonus goes until Oct. 4 if you still want to apply. When I got mine, my scores were around the same but I didn't have any collections on my account.

Re: My chance at AMEX Hilton Surpass!

MrDisco99 — Tue, 26 Sep 2017 15:46:36 GMT

Nothing is 100% guaranteed but your profile looks good. If I were you I'd go for it.

About the Blue Cash... Amex will only approve one credit card at a time. You can get one credit card in any 5 day period and two in any 90 day period. You can have a max of 5 credit cards. Charge cards do not fall under these rules and you can bundle apps for those along with a credit card. Also once you are a member, there's a pretty good chance your future card apps will not be a hard pull, which is nice.

Good luck!

Re: My chance at AMEX Hilton Surpass!

Anonymous — Tue, 26 Sep 2017 16:47:26 GMT

Thanks for the tips and the encouragement guys! I'll wait a couple more days to see if my collection can go away by then and I'll pull the trigger.

Re: My chance at AMEX Hilton Surpass!

Anonymous — Tue, 26 Sep 2017 16:51:34 GMT

If you stay at lots of Hiltons this card is very lucrative. This card makes me on average 150 bucks a month only using it for Hilton stays. Go for it!