topic Re: U.S. Bank - Is this what I should be seeing?? in Credit Cards

U.S. Bank - Is this what I should be seeing??

Anonymous — Fri, 29 Sep 2017 22:27:54 GMT

You are prequalified for the offers below.

APR
0% introductory APR∗ on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently 19.99%.

Re: U.S. Bank - Is this what I should be seeing??

Mahraja — Fri, 29 Sep 2017 23:14:02 GMT

yes it is legit offer it has set APR if you are good with the APR go for it otherwise wait and later you could get better offer i had same offer with 15.99 took it got approved for 8k which is now 15k after the BT so the ball is in your court now good luck

Re: U.S. Bank - Is this what I should be seeing??

irunfromcredit — Fri, 29 Sep 2017 23:18:28 GMT

That's what it looked like when I got both my cards. One thing though, the site got all wonky on me when I applied and was approved under different terms. But was able to send them the screen shot of the prequalification page and was able to get the prequalification promo honored! Good luck and let us know your results

Re: U.S. Bank - Is this what I should be seeing??

Gmood1 — Fri, 29 Sep 2017 23:21:49 GMT

I had the same offers at 16.99%. Applied for the Cash+ card about 30 mins ago. I got the 7 to 10 message. Then it asked me if I wanted to do a BT. lol

Good Luck, the last time I applied with them over a year ago (Elan). They gave me a $1000 SL CC. I canceled it before it arrived. Ha ha

Re: U.S. Bank - Is this what I should be seeing??

B335is — Sat, 30 Sep 2017 00:40:28 GMT

@irunfromcredit wrote:
That's what it looked like when I got both my cards. One thing though, the site got all wonky on me when I applied and was approved under different terms. But was able to send them the screen shot of the prequalification page and was able to get the prequalification promo honored! Good luck and let us know your results

Sounds like US Bank alright. Who knows if they'll ever add the ability to see the actual credit limit on accounts to the dashboard as well!

Re: U.S. Bank - Is this what I should be seeing??

Anonymous — Sat, 30 Sep 2017 01:39:17 GMT

I just got those same offers too with the set APR. That's the first time it's happened for me! Won't pull the trigger, but it's exciting Good luck if you app!

Re: U.S. Bank - Is this what I should be seeing??

LadyJEsq — Sat, 30 Sep 2017 02:08:45 GMT

@irunfromcredit wrote:
That's what it looked like when I got both my cards. One thing though, the site got all wonky on me when I applied and was approved under different terms. But was able to send them the screen shot of the prequalification page and was able to get the prequalification promo honored! Good luck and let us know your results

What the heck is up with their site?! I tried for three days to open a checking account and it keep locking up and not necessarily on the same page before I could actually start the application. I finally gave up because I couldn't take it. I'll try again when there's a better offer, or when I feel like fighting with their site.

Re: U.S. Bank - Is this what I should be seeing??

LadyJEsq — Sat, 30 Sep 2017 02:13:53 GMT

Good question c00mtg. I wondered the same. I keep getting offers for the Edge and even though I can't app since I don't have a business, I wondered if it was indeed a preapproval. The language was a little different from what I'm used to, so I was unsure. Good to know it is should I EVER get any for their personal CCs.

Re: U.S. Bank - Is this what I should be seeing??

noobody — Sat, 30 Sep 2017 02:31:52 GMT

Tried open their checking account with $200 bonus, end up with THREE, after 2 error out near the end of application.

To be fair, they called me to close the extra accounts, initial funding charge on SPG was coded as purchase, bonus received in days after meet the requirement.

Re: U.S. Bank - Is this what I should be seeing??

LadyJEsq — Sat, 30 Sep 2017 02:42:10 GMT

At least you got to the application part. I got stuck on the chose which checking account page, or the page where I can sign-in to online banking. It was really weird that it would happen over several days. I have until tomorrow for this promo, but I'm done this round. I opened a Bethpage account in minutes though! Go figure.

Re: U.S. Bank - Is this what I should be seeing??

Anonymous — Sat, 30 Sep 2017 02:46:19 GMT

Yep, go in branch next week and they will be offering $200 for $1K spend in 90 days on those two cards.

Re: U.S. Bank - Is this what I should be seeing??

credit_is_crack — Sat, 30 Sep 2017 15:59:47 GMT

Saw your post and went to the site as well. I got a similar offer, same cards as you with 16.99% plus bonus ($100 for $500 spend). I don't have the option of going to their branch so I think this is as good as it'll get for me.

Submitted the app and got the 7-10day message. I've read just about all are manual review so hoping it's just that, in the past they were VERY quick to hand me that Auto-Denial lol good luck if you take the plunge!

Re: U.S. Bank - Is this what I should be seeing??

Anonymous — Sat, 30 Sep 2017 22:19:56 GMT

@B335is wrote:
@irunfromcredit wrote:
That's what it looked like when I got both my cards. One thing though, the site got all wonky on me when I applied and was approved under different terms. But was able to send them the screen shot of the prequalification page and was able to get the prequalification promo honored! Good luck and let us know your results
Sounds like US Bank alright. Who knows if they'll ever add the ability to see the actual credit limit on accounts to the dashboard as well!

It would be nice. US Bank believes Visa Signatures and World MCs have revolving credit lines so no credit line displays (flexible).

Re: U.S. Bank - Is this what I should be seeing??

Anonymous — Mon, 02 Oct 2017 01:52:20 GMT

Wow! Thanks for the replies. I want to go for it but with my ch7, not sure if I would actually get approved. My plan is to garden until ch7 falls off (10/2020) OR the USAA Limitless is released in CA. It is also good to know what the screen should look like for when the right time comes. I didn’t see these offers lask week, that’s why I asked.

Thanks again!!

Re: U.S. Bank - Is this what I should be seeing??

Anonymous — Mon, 02 Oct 2017 02:12:34 GMT

Interesting cellphone protection benefit. I would apply for this card only for that.

Re: U.S. Bank - Is this what I should be seeing??

JoeLuvsHisCredit — Mon, 02 Oct 2017 04:26:16 GMT

Keep us posted

Re: U.S. Bank - Is this what I should be seeing??

UpperNwGuy — Mon, 02 Oct 2017 12:20:42 GMT

@Anonymous wrote:
@B335is wrote:
@irunfromcredit wrote:
That's what it looked like when I got both my cards. One thing though, the site got all wonky on me when I applied and was approved under different terms. But was able to send them the screen shot of the prequalification page and was able to get the prequalification promo honored! Good luck and let us know your results
Sounds like US Bank alright. Who knows if they'll ever add the ability to see the actual credit limit on accounts to the dashboard as well!
It would be nice. US Bank believes Visa Signatures and World MCs have revolving credit lines so no credit line displays (flexible).

What does this statement mean? Are you saying they expect to use it like a charge card?

Re: U.S. Bank - Is this what I should be seeing??

Anonymous — Mon, 02 Oct 2017 16:47:59 GMT

I clicked the apply button and got a weird message on the next screen. I refreshed the screen then the applcation came up but did not go for it lol...with iphones being so expensive, i'm still thiking about that cellphone protection feature. I need to maybe close some of my cards before i apply for more cards.