topic Re: Discover Identity Alerts in Credit Cards

Discover Identity Alerts

Anonymous — Fri, 21 Jul 2017 10:29:27 GMT

Nice... free "dark web" and daily Experian monitoring... for free. Is everybody seeing this or is it a limited rollout so far?

https://www.discover.com/credit-cards/member-benefits/security/ssn-newaccount-alerts

Re: Discover Identity Alerts

UpperNwGuy — Fri, 21 Jul 2017 10:30:27 GMT

I saw the article on the Doctor of Credit website last night. I wonder who Discover is using as their vendor for the dark web monitoring.

Re: Discover Identity Alerts

K-in-Boston — Fri, 21 Jul 2017 12:53:12 GMT

I got that yesterday when I logged in and signed up. No word on who is actually doing the SSN monitoring, though.

Discover® Identity Alerts are offered by Discover Bank at no cost, only available online, and currently include the following services: (a) daily monitoring of your Experian® credit report and an alert when a new account is listed on your report; (b) daily monitoring of thousands of risky websites known for revealing personal information and an alert if your Social Security Number on is found on such a website. This information is intended for, and only provided to, Primary credit cardmembers whose accounts are open, in good standing and have an email address on file. The Primary cardmember must agree online to receive identity alerts. Identity alert services are based on Experian information and data which may differ from information and data at other credit bureaus. Monitoring your credit report does not impact your credit score. This benefit may change or end in the future. Discover Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act.

Re: Discover Identity Alerts

Anonymous — Fri, 21 Jul 2017 13:46:57 GMT

Got this when i logged in yesterday too. I haven't taken any action on it yet.

Re: Discover Identity Alerts

MissMoni223 — Mon, 24 Jul 2017 11:05:28 GMT

I got it as well, bright and early this morning.

Discover and your Social Security Number

CreditInspired — Mon, 24 Jul 2017 16:21:47 GMT

Wow, Disco has added a very beneficial and free service to its arsenal of benefits --

NEW! Get an alert if we find your Social Security number on any of thousands of risky websites. Activate for free.

This is pretty cool.

Re: Discover and your Social Security Number

Anonymous — Mon, 24 Jul 2017 16:35:28 GMT

Cool! Was it an email they sent?

Re: Discover and your Social Security Number

Anonymous — Mon, 24 Jul 2017 16:51:38 GMT

Where are you guys seeing this when you log in? I got nothing.

Re: Discover and your Social Security Number

Anonymous — Mon, 24 Jul 2017 17:11:22 GMT

@Anonymous wrote:
Where are you guys seeing this when you log in? I got nothing.

Re: Discover and your Social Security Number

Anonymous — Mon, 24 Jul 2017 17:34:36 GMT

Thanks Irish, just logged in again and I do not have that message, I'll give them a call later and see what's up.

Re: Discover and your Social Security Number

Anonymous — Mon, 24 Jul 2017 17:54:04 GMT

Ok I was able to enroll by logging in through the link in OP, of course now that I've enrolled, the message popped up on my account home page.

Re: Discover and your Social Security Number

Khalifa_Jayy — Mon, 24 Jul 2017 18:50:39 GMT

Interesting that they monitor the "dark web." Is this a first for a CC?

CreditXpert Scores: EX [672] | EQ [681] | TU [677] | American Express FICO 8: EX [698]

Re: Discover Identity Alerts

Anonymous — Thu, 27 Jul 2017 00:11:52 GMT

Reply to my SM said it was solely Experian. I'm guessing its based on Experian's 1B service with "Dark Web Surveillance Alerts". Good stuff for free!

Re: Discover Identity Alerts

Anonymous — Thu, 27 Jul 2017 01:43:54 GMT

@Anonymous wrote:
Nice... free "dark web" and daily Experian monitoring... for free. Is everybody seeing this or is it a limited rollout so far?

https://www.discover.com/credit-cards/member-benefits/security/ssn-newaccount-alerts

I tried to sign up a few minutes ago and got the following message:

We're sorry

We are currently experiencing technical difficulties. We apologize for the inconvenience.

Please try again later or contact Customer Service at 1-800-347-3085.

I will try again later.

Re: Discover Identity Alerts

Anonymous — Thu, 27 Jul 2017 02:32:41 GMT

Thanks for the information Grasshopper.

Re: Discover and your Social Security Number

Anonymous — Thu, 27 Jul 2017 17:12:05 GMT

Thanks Irish.. I'm not seeing that yet either.

Re: Discover Identity Alerts

Anonymous — Thu, 24 Aug 2017 11:56:38 GMT

Note that they do not send alerts for Ex Inq's. That is, unless BoA only SP'd me last week

Re: Discover Identity Alerts

Anonymous — Thu, 24 Aug 2017 12:26:34 GMT

@Anonymous wrote:
Note that they do not send alerts for Ex Inq's. That is, unless BoA only SP'd me last week

I'm pretty sure that it's not designed to alert you of a HP. The alerts are for new accounts that appear on your EX report and of course if your SSN shows up somewhere where it's not supposed to.

Re: Discover Identity Alerts

Anonymous — Thu, 24 Aug 2017 14:00:51 GMT

Signed up yesterday

Re: Discover Identity Alerts

Schwartzinator — Thu, 24 Aug 2017 15:11:24 GMT

I noticed it on the homepage on Monday and subscribed. Seems like a pretty valuable feature!