topic Re: Best option for a Synchrony CLI? in Credit Cards

Best option for a Synchrony CLI?

Anonymous — Mon, 16 Oct 2017 16:27:23 GMT

luv button, chat, or credit solutions?

this month i'll be getting my 7th statement on Amazon store card and 2nd statement on Care Credit.. first statement AEO.. no CLI on them yet.. i dont expect one on aeo but i do use my amazon card like i stole it and my care credit i do purposefully go to rite aid to buy things i would otherwise go to walmart for haha..(by the way in case you missed it, i think they have your number, i tried CLI via chat twice in my first 48 hours of having the care credit, 2 different reps said - sorry your card is too new for a CLI.. )

also.. if i call, should i call for Amazon, hang up, then call back for care credit?

ready.. go!

Re: Best option for a Synchrony CLI?

K-in-Boston — Mon, 16 Oct 2017 16:29:40 GMT

Absolutely call the overseas Credit Solutions phone number for best results. I am not sure if you need to HUCA between cards.

Re: Best option for a Synchrony CLI?

Anonymous — Mon, 16 Oct 2017 16:31:56 GMT

ah overseas.. i will have to look that up.. ty!

side note - just noticed your signature "worlds worst gardener".. haha!

Re: Best option for a Synchrony CLI?

AverageJoesCredit — Mon, 16 Oct 2017 16:36:26 GMT

For me, best bet is calling Credit Solutions, a quick and painless, mostly haha, 5 minute phone call. They usually have the freshest review of your credit and within 2 or 3 minutes of placing you on hold, come back with either an approval, denial or counter. Remember it best not to have your TU frozen as it may complicate things.

Some have luck with the button, i rately do, while others chat. Lol, i will say as a tale of caution i once chatted for an increase on Amazon and not only did i not get the increase they actually hp'd me on EX!. Yeah, AJC no likey chatty Best of luck Dasha. Remember your odds increase as your score rises but also keep all your accounts in good standing so if they review your overall report they may wish to extend you credit based off your profile( this is just my opinion of course )

Re: Best option for a Synchrony CLI?

AverageJoesCredit — Mon, 16 Oct 2017 16:38:19 GMT

Lol, Every Garden most certainly does not Begin with K

Agree, folks from India are the new delhi bomb haha!

Re: Best option for a Synchrony CLI?

Anonymous — Mon, 16 Oct 2017 16:40:43 GMT

wait so Synchrony is not a SP? well then forget it since im in the garden lol

i have all my accounts locked because of that clarity services

Re: Best option for a Synchrony CLI?

AverageJoesCredit — Mon, 16 Oct 2017 16:40:07 GMT

1 877 379 8173

Re: Best option for a Synchrony CLI?

K-in-Boston — Mon, 16 Oct 2017 16:43:19 GMT

They're an existing creditor so having things locked hopefully shouldn't complicate it too much. I don't recall anyone experiencing a HP from calling CS (Joe's was from chat).

Re: Best option for a Synchrony CLI?

Anonymous — Mon, 16 Oct 2017 16:45:43 GMT

ok thanks!

Re: Best option for a Synchrony CLI?

AverageJoesCredit — Mon, 16 Oct 2017 17:18:08 GMT

Yeah, i only mention possibly not having it locked or frozen because i believe one time they couldnt access my report since i lock and freeze mine. Though that may have been for one of those Sync cards that fall under Sync Financial like my PepBoys card. You should be fine calling. Most chats are good to but its good to note there always remains a possibility for hp.

Re: Best option for a Synchrony CLI?

Anonymous — Tue, 17 Oct 2017 02:48:34 GMT

I've had good luck with all of my Sync cards via the chat, but then again I hate talking to people on the phone so I think I've only called Sync once. I'll have to try the over sea's number some day when I feel like talking to a live person.

Re: Best option for a Synchrony CLI?

K-in-Boston — Tue, 17 Oct 2017 02:54:01 GMT

It’s not at all the usual CLI experience. They just verify you are who you say you are, ask how much you want, put you on hold for a few minutes and either tell you yes you are approved for the full $300,000 you asked for, give you a counter offer or apologize that they are not able to increase it.

Re: Best option for a Synchrony CLI?

simplynoir — Tue, 17 Oct 2017 02:57:20 GMT

@K-in-Boston wrote:
It’s not at all the usual CLI experience. They just verify you are who you say you are, ask how much you want, put you on hold for a few minutes and either tell you yes you are approved for the full $300,000 you asked for, give you a counter offer or apologize that they are not able to increase it.

Yep, they are straigtforward and down to business. No nonsense whatsoever which I can appreciate considering you're just asking for a simple CLI request. Just be careful to not overextend your credit with Synch too much. They can be twitchy at times the more you get.

Re: Best option for a Synchrony CLI?

AverageJoesCredit — Tue, 17 Oct 2017 03:01:50 GMT

Lol, Smc im the same, but yeah, i kinda enjoy the politeness of our Indian friends it makes the convo so much nicer. With the overseas number, they just want to make it to the next call without falling asleep

Re: Best option for a Synchrony CLI?

Meanmchine — Tue, 17 Oct 2017 03:09:55 GMT

Yes you can.get HP on CLI with Synchrony

There arent that many cards but if your card is issued by Synchrony Financial and you have to log into your

account by goiny thru mysynchrony.com portal, then chances are those will be HP CLIs

Example of HP Synchrony CLIs are Ashleys Furnature, HHGreggs, CareCare1, PepBoys. Care Credit may or may not be

Re: Best option for a Synchrony CLI?

Anonymous — Tue, 17 Oct 2017 03:08:30 GMT

@K-in-Boston wrote:
It’s not at all the usual CLI experience. They just verify you are who you say you are, ask how much you want, put you on hold for a few minutes and either tell you yes you are approved for the full $300,000 you asked for, give you a counter offer or apologize that they are not able to increase it.

I mean doesn't evenone get the $1 million increase they asked for? No? Just me?

AJC - I do love our nice indian friends, because they truly are nice. But some days I just literally cannot stand holding the phone, especially when my 3 year old is screaming MOOOOMMMMYYYYY I POOPED IN MY UNDIES for the 40th time in a week

Edit- Because I can't spell

Re: Best option for a Synchrony CLI?

Anonymous — Tue, 17 Oct 2017 10:56:49 GMT

ah ok.. ty meanmachine ! hopefully it works cause its a pain to unlock and relock lol

Re: Best option for a Synchrony CLI?

Anonymous — Tue, 17 Oct 2017 12:13:32 GMT

Had a $400 toy limit I got in May. Did chat and requested $5000 around the 3 month mark and was approved in seconds.

My login didn't have a luv button at all until a week after the CLI.

Re: Best option for a Synchrony CLI?

Anonymous — Tue, 17 Oct 2017 12:39:03 GMT

yes my care credit just showed me the luv button last week it was not there before....

but either way if its going to be a HP i dont need it since im in the garden! .. *sigh*

Re: Best option for a Synchrony CLI?

Anonymous — Tue, 17 Oct 2017 14:01:34 GMT

Thanks for the info in this thread! I just received the Paypal 2% Mastercard from Synch. And I will be using the CS telephone number here to ask for a CLI.

I have a follow-up to the OP question. Can this number be used to ask for CLI at the time of activation? And if so, how amenable is Synch to granting CLI at activation? If not very amenable, how long should one wait before requesting the first CLI?

Edited to Add: I reread the original post. And I think the OP answered my question. Have others had different experiences?