topic Re: Wait for Holiday signup bonuses? in Credit Cards

Wait for Holiday signup bonuses?

Anonymous — Wed, 25 Oct 2017 19:00:04 GMT

I've been looking to get the Chase Amazon VISA to up my cash back from Amazon from 2% with my Citi DC to 3%, as well as to round out my 3rd card. I'm planning on pulling the trigger this Friday after my DC reaches 6 months (hopefully along with a SP CLI on the DC itself) and know the current signup bonus is a $50 Amazon Gift Card.

With Halloween being next Tuesday and the Holiday shopping season starting right after (or already in some stores) I'm wondering if I should wait a few weeks for a better signup bonus. Is that something Amazon even does? I'm not in any rush to spend the gift card so waiting a few weeks won't kill me. I'd just hate sign up now and next week the offer is $100. Would it be a waste of time to just wait?

Thanks in advance for any help.

Re: Wait for Holiday signup bonuses?

MrDisco99 — Wed, 25 Oct 2017 20:06:56 GMT

Amazon card isn't running any kind of special promotion now. If you can wait to app it won't hurt. You'll either get a better deal or the same one.

Re: Wait for Holiday signup bonuses?

Adkins — Wed, 25 Oct 2017 21:23:27 GMT

My DH got a $70 Amazon GC when he applied and got the card.

Re: Wait for Holiday signup bonuses?

Anonymous — Wed, 25 Oct 2017 21:28:12 GMT

Discover IT has Amazon on its 5% category this quarter and 10% with first year CB match, something else to think about.

Re: Wait for Holiday signup bonuses?

Anonymous — Thu, 26 Oct 2017 01:35:03 GMT

Yea, the $70 Gift Card is if you have Prime and sign up for the VISA Prime card. I'd rather not chase categories with the Discover card. Currently I have the BOA 1/2/3 that I use exclusively as a gas card, hopefully soon the Amazon Card for 3% back at Amazon and the Citi DC for 2% back everywhere else. If the Walmart Card gave 3% back on in-store purchases I'd also be looking at that but unfortunately it only works online where it is just easier to use Amazon.

I'm leaning toward waiting till I actually start my holiday shopping for a better offer. Anyone know if they increased the bonus last year?