topic Re: Chase Amazon offering $90 SUB for Prime Members in Credit Cards

Chase Amazon offering $90 SUB for Prime Members

Anonymous — Thu, 26 Oct 2017 14:05:28 GMT

I keep seeing the $90 offer on my Amazon cart since earlier this week... really very tempting, but I'm already getting 5% from Disco at the moment and would like my profile to grow so hopefully get a bigger SL on my next Chase card.

Re: Chase Amazon offering $90 SUB for Prime Members

Bman70 — Thu, 26 Oct 2017 15:04:20 GMT

I always see a $70 Prime card offer, and sometimes a $40 non-prime card offer.

Re: Chase Amazon offering $90 SUB for Prime Members

Anonymous — Thu, 26 Oct 2017 15:06:46 GMT

I would love to go for it but I only have 7 Months of credit history so I'm not sure if I would get approved...I see some people getting in with thin history on the credit pulls database (and some old threads here) but then I see people saying Chase likes 1 year of history.

Re: Chase Amazon offering $90 SUB for Prime Members

Anonymous — Thu, 26 Oct 2017 15:08:58 GMT

Got the $90 offer yesterday when checking out. Not in a postion to apply at the moment tho. Could be my way in with Chase when the time is right.

Re: Chase Amazon offering $90 SUB for Prime Members

Anonymous — Thu, 26 Oct 2017 15:12:50 GMT

No offer here -- I wonder if Chase does SPs for passing these offers on to others.

Re: Chase Amazon offering $90 SUB for Prime Members

Adkins — Thu, 26 Oct 2017 16:10:43 GMT

Nice. The DH got a $70 offer - I won't tell him about this...

Re: Chase Amazon offering $90 SUB for Prime Members

AverageJoesCredit — Thu, 26 Oct 2017 17:03:14 GMT

90 is sweet, 70 to buy the needed, 20 to buy the WANTED

Re: Chase Amazon offering $90 SUB for Prime Members

Anonymous — Thu, 26 Oct 2017 18:59:35 GMT

@Anonymous wrote:
I would love to go for it but I only have 7 Months of credit history so I'm not sure if I would get approved...I see some people getting in with thin history on the credit pulls database (and some old threads here) but then I see people saying Chase likes 1 year of history.

I got my FU with 7 months history, but only a $500 SL. YMMV.

Re: Chase Amazon offering $90 SUB for Prime Members

Anonymous — Thu, 26 Oct 2017 20:42:52 GMT

So I guess this means I'm denied? =/ Why 30 days instead of 7-10? Thank you for applying.
Unfortunately, your application for the Amazon Prime Rewards Visa card could not be approved by Chase Chase will notify you in writing about the decision in 30 days. Thank you for applying

-edit- Ok so I called the app status line and it says "Your application is currently being reviewed" and something about 7-10 business days so I picked the option to speak to a rep to ask them and she told me I would hear from them in writing...so I straight up asked her if it's denied? And she tells me no it's not denied, it's processing and they'll contact me in a few days. I won't get my hopes up though.

Re: Chase Amazon offering $90 SUB for Prime Members

Anonymous — Thu, 26 Oct 2017 23:40:11 GMT

90 dollars is the lowest sign-up bonus I have ever heard of for a major credit card. And Amazon Prime is more than 90 dollars so you would lose money with this offer.

Re: Chase Amazon offering $90 SUB for Prime Members

SBR249 — Fri, 27 Oct 2017 00:34:36 GMT

I would say that since you have to be a prime member to even apply for the card (AFAIK), the price of the prime membership already paid is considered a sunk cost. As such, it should not factor into the decision as to whether one should get the card or not. It would however be considered for future renewal in which case, aside from the benefits of 2-day shipping/video/music/photo storage, etc., if you spend at least $200 on amazon that qualifies for 5% cashback, you'll have broken even on the future cost of renewal with a $90 SUB.

Re: Chase Amazon offering $90 SUB for Prime Members

Anonymous — Fri, 27 Oct 2017 01:07:06 GMT

@Anonymous wrote:
And Amazon Prime is more than 90 dollars so you would lose money with this offer.

The majority of people that apply for this card already have Prime, so they're already used to paying the Prime annual membership fee. The $90 bonus has absolutely nothing to do with the cost of a Prime membership.

An annual spend of $2000 on Amazon using the Prime card covers the cost of the Prime membership.

Re: Chase Amazon offering $90 SUB for Prime Members

Anonymous — Sat, 04 Nov 2017 10:21:29 GMT

One could say that the Prime card only really gets an extra 2% back (Difference from Chase Amazon and Chase Amazon Prime, SUB's aside) and therefore the break even point is $5000/yr. If you spend anywhere near that per year at Amazon I'm pretty sure you already have Prime for non-cc reasons.

Re: Chase Amazon offering $90 SUB for Prime Members

Anonymous — Sat, 04 Nov 2017 14:21:46 GMT

@Anonymous wrote:
@Anonymous wrote:
And Amazon Prime is more than 90 dollars so you would lose money with this offer.
The majority of people that apply for this card already have Prime, so they're already used to paying the Prime annual membership fee. The $90 bonus has absolutely nothing to do with the cost of a Prime membership.

An annual spend of $2000 on Amazon using the Prime card covers the cost of the Prime membership.

Well I thought about getting 5 percent back store card but then realized you had to be prime member to get discount. So I think the huge annual fee for prime membership should be considered. I would say 95 percent of the time I can find goods cheaper than 5 percent less than Amazon cost with free shipping. The only thing that seems cheaper on Amazon is goods from foreign sellers. As the store card gets 5 percent back for prime members if you have that card it makes little sense to get the Chase card for a measly 90 dollars. Chase card would make sense if you don't have prime as they give you 3 percent back on Amazon and the store card would give you nothing.

Re: Chase Amazon offering $90 SUB for Prime Members

Anonymous — Sat, 04 Nov 2017 14:47:28 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
And Amazon Prime is more than 90 dollars so you would lose money with this offer.
The majority of people that apply for this card already have Prime, so they're already used to paying the Prime annual membership fee. The $90 bonus has absolutely nothing to do with the cost of a Prime membership.

An annual spend of $2000 on Amazon using the Prime card covers the cost of the Prime membership.
Well I thought about getting 5 percent back store card but then realized you had to be prime member to get discount. So I think the huge annual fee for prime membership should be considered. I would say 95 percent of the time I can find goods cheaper than 5 percent less than Amazon cost with free shipping. The only thing that seems cheaper on Amazon is goods from foreign sellers. As the store card gets 5 percent back for prime members if you have that card it makes little sense to get the Chase card for a measly 90 dollars. Chase card would make sense if you don't have prime as they give you 3 percent back on Amazon and the store card would give you nothing.

I think a lot of the "is it cheaper at Amazon or not" discussions depend on what you're buying. Groceries, for example, are rarely cheapest at Amazon. Books and CD's -- of which I buy many -- are usually cheaper from Amazon, even disregarding the foreign sellers.