topic US Bank Secured Question in Credit Cards

US Bank Secured Question

texasman07 — Thu, 26 Oct 2017 16:07:15 GMT

Hello I am trying to get in with US Bank so I applied for a secured card , Visa . 780 FICO no baddies 1% UTL tons of INQ. (They denied me last month for the Cash+ due to INQ) . I got the 2-10 day message and I called today and the auto system says it can’t find my app? Any help would be appreciated

Re: US Bank Secured Question

Anonymous — Thu, 26 Oct 2017 17:18:44 GMT

Same thing happened to me last year when I applied for my Harley card. Just make sure you have your deposit in your account because it will just dissappear one day.

After 14 months I applied to unsecure it was a hard pull and it was successful. Hope this helps. Dv

Re: US Bank Secured Question

texasman07 — Thu, 26 Oct 2017 17:48:22 GMT

Oh wow okay thank you ,how long did it take between the time you submitted?

Re: US Bank Secured Question

Anonymous — Thu, 26 Oct 2017 17:54:27 GMT

The secured cards are not in the phone system until an account number is generated (unlike the unsecured ones), which will happen after the money is pulled and funded into the secured savings account to back the CL. However, the analysts will be able to see if you were approved.

Which one did you apply for ?

Re: US Bank Secured Question

texasman07 — Thu, 26 Oct 2017 17:56:15 GMT

Ah okay that makes sense . Just the regular Visa with the 29$ AF. Over 3 years and I keep getting denied with US Bank I figured this might be a better way since they value relations

Re: US Bank Secured Question

Anonymous — Thu, 02 Nov 2017 04:03:04 GMT

Did you find out if you were approved ?