topic Re: Capital One not reporting? in Credit Cards

Capital One not reporting?

Anonymous — Wed, 25 Oct 2017 12:46:28 GMT

Has anyone ever had any issues with Capital One not reporting to any of the bureau's after your statement has cut? Last month I had a lot of usage on my card, and they reported like 3 days after the statement cut. This month, I paid it down to zero, and they still havent reported it to the bureau's, its been about a week since it normally would have. Should I give them a call, or is that like normal? Thanks!

Re: Capital One not reporting?

Gidgetmom — Wed, 25 Oct 2017 12:52:28 GMT

Same here. This was discussed earlier in the month. A poster said they spoke with Cap One and the "issue" was supposed to be handled in few days. Maybe those of us waiting on updates should increase the pressure on them. I'm waiting for a $4,000 payoff to report. Should have been updated to bureaus yesterday.

Re: Capital One not reporting?

Anonymous — Wed, 25 Oct 2017 12:58:21 GMT

@Gidgetmom wrote:
Same here. This was discussed earlier in the month. A poster said they spoke with Cap One and the "issue" was supposed to be handled in few days. Maybe those of us waiting on updates should increase the pressure on them. I'm waiting for a $4,000 payoff to report. Should have been updated to bureaus yesterday.

UGH that sucks. I'm going to pick my car up on Saturday and was hoping to have my score as high as possible when I go. Blah. Hopefully it'll happen soon.

Re: Capital One not reporting?

Gidgetmom — Wed, 25 Oct 2017 13:05:37 GMT

Sorry about that. I believe we should give them a call. Never hurts to ask!

Re: Capital One not reporting?

Gidgetmom — Wed, 25 Oct 2017 13:13:30 GMT

I just called Cap One and the CSR I spoke with knew nothing of the issue. She opened a "case" and I should hear from them in 7-10 days.

Re: Capital One not reporting?

Anonymous — Wed, 25 Oct 2017 13:20:11 GMT

I am having the same issue. The last time they reported for me was August 25, I chatted with a CSR earlier this month and they told me they would need to make a “dispute” with the credit bureaus and that it could take 60 to 90 days for it to be updated, Didn’t sound right. But wasn’t sure the hat to do about it.

Re: Capital One not reporting?

Anonymous — Wed, 25 Oct 2017 14:09:57 GMT

Same here, it’s possible...

they havent update mine since August 17th

they said same thing for three weeks!

Screw them

Re: Capital One not reporting?

Anonymous — Wed, 25 Oct 2017 14:05:20 GMT

Ugh. That balance change was gonna boost me up like 30 or so points. Would have looked really good with my util under 30 too. Hopefully they'll get their crap together...

Re: Capital One not reporting?

Loquat — Wed, 25 Oct 2017 14:21:06 GMT

No kidding, I've had my QS for over 4 years now and it has NEVER reported to Experian. I asked about it some time ago and received some vague answer. It was annoying at the time because I was rebuilding and could have really used that postiive account reporting. Now I don't care anymore enough to ever bother speaking wtih them about it. Best of luck to you in getting this issue resolved.

Re: Capital One not reporting?

Anonymous — Wed, 25 Oct 2017 14:21:12 GMT

@MVPJ. Yeah this is really annoying. It’s not right. I did have them do the dispute. But it is crazy that we are having this issue. I need them to correct this.

Space-cowboy I agree with you. Imma need them to get their act together ASAP.

Re: Capital One not reporting?

Anonymous — Wed, 25 Oct 2017 14:39:51 GMT

I wonder if this is related to a bigger issue. Other posts out there lately with same issues.

Re: Capital One not reporting?

Anonymous — Wed, 25 Oct 2017 14:46:08 GMT

Two Cap1 cards here that haven't reported since July.

Re: Capital One not reporting?

simplynoir — Wed, 25 Oct 2017 14:47:56 GMT

I checked mine for the hell of it and it's the same for me. Good thing the balance reported in August was negligible before the storm spending since it won't update.

Re: Capital One not reporting?

Adkins — Wed, 25 Oct 2017 15:05:02 GMT

My Cap1 is reporting to all three CRAs. I really hope it doesn't spaz out next month for me since I just made a large payment and want that to show up.

Re: Capital One not reporting?

JR_TX — Wed, 25 Oct 2017 16:08:14 GMT

Same here. My Cap1’s last update was Aug 28. Still waiting for them to update to show my new CL!

Re: Capital One not reporting?

Anonymous — Wed, 25 Oct 2017 16:11:56 GMT

I did make a list of the banks i will be calling today because of no reporting.

Cap1 Venture

PenFed AMEX

Re: Capital One not reporting?

MrDisco99 — Wed, 25 Oct 2017 19:46:38 GMT

Yeah they never reported my $0 balance for August so my reports showed $300 balance for two months. Annoying...

I left $2 for the next statement and that reported. And it reported $0 for this month so we're square again for now.

Re: Capital One not reporting?

Meanmchine — Wed, 25 Oct 2017 20:16:11 GMT

My QS1 was finally paid down to $0. When it reports it should drop my Util from 5% to 3%. My statement cut 10/16 and it still hasnt reported to the CBs. I called CS and rep suggested that maybe the CRAs were just late in posting. I told her I found it hard believe all three were late in posting. She told me to give it til the end of the week.

Re: Capital One not reporting?

Anonymous — Wed, 25 Oct 2017 21:42:57 GMT

They report evry month on the 28th. I hope this isn't an issue.

Re: Capital One not reporting?

JR_TX — Wed, 25 Oct 2017 22:33:00 GMT

I bet if you stop paying them they’ll report in a heartbeat! No need to argue with CSR!