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    <title>topic Re: PIF in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/PIF/m-p/41331#M1489</link>
    <description>your a PIF deadbeat, good for you , bad for them, they like people who pay interest and run up a balance, issues CLI so they can run up more, or some company's lets go over your limit and issue you a new card to run up.</description>
    <pubDate>Tue, 31 Jul 2007 00:23:57 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2007-07-31T00:23:57Z</dc:date>
    <item>
      <title>PIF</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PIF/m-p/41317#M1484</link>
      <description>&lt;DIV&gt;Whats wrong with PIF? They wont even increase my cl. Does it matter in the long run???&lt;/DIV&gt;</description>
      <pubDate>Tue, 31 Jul 2007 00:01:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PIF/m-p/41317#M1484</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-07-31T00:01:24Z</dc:date>
    </item>
    <item>
      <title>Re: PIF</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PIF/m-p/41327#M1488</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;Jman wrote:&lt;BR /&gt;&lt;DIV&gt;Whats wrong with PIF? They wont even increase my cl. Does it matter in the long run???&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;DIV&gt;There's nothing wrong with PIF, heck you save money! A lot of people at this forum are fighting for every FICO point gain possible and one way to do this is to have your revolving accounts reporting&lt;/DIV&gt;&lt;DIV&gt;1-9% utilization of of their CLs.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Which CCC are your trying a CLI with?&lt;BR /&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 31 Jul 2007 00:18:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PIF/m-p/41327#M1488</guid>
      <dc:creator>fused</dc:creator>
      <dc:date>2007-07-31T00:18:16Z</dc:date>
    </item>
    <item>
      <title>Re: PIF</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PIF/m-p/41331#M1489</link>
      <description>your a PIF deadbeat, good for you , bad for them, they like people who pay interest and run up a balance, issues CLI so they can run up more, or some company's lets go over your limit and issue you a new card to run up.</description>
      <pubDate>Tue, 31 Jul 2007 00:23:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PIF/m-p/41331#M1489</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-07-31T00:23:57Z</dc:date>
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