topic Re: Results of mini app spree in Credit Cards

Results of mini app spree

Anonymous — Thu, 05 Mar 2009 05:40:08 GMT

US Bank- could not process app due to location...weird

Discover More- approved 6K

Macy Sig Visa approved 1.2K

Amex Green Preferred Reward

Total credit lines 23.75K, Uti 7%.

I still need to get a CLI from chase, had the card over 8 months and no increase yet. Also want to do a combination with 2 cap one cards, I would close these cards because I am mostly prime now, but they are around 6 years old. They add history and to my credit line, thoughts?

Message Edited by rjf78 on 03-04-2009 09:39 PM

Message Edited by rjf78 on 03-04-2009 09:40 PM

Re: Results of mini app spree

Anonymous — Wed, 04 Mar 2009 02:10:15 GMT

Congrats

Did Discover pull only EX or all 3. What were your scores at the time?

Re: Results of mini app spree

Anonymous — Wed, 04 Mar 2009 02:21:32 GMT

I am not sure yet, ex 742, Eq 740, and TU 701. If they pulled tu, they probably pulled others as well since 701 is low for them. If they pulled the good ones chances are only one. That is what I am thinking. I did get a 30 day message called them to verify some info and was good to go

Message Edited by rjf78 on 03-03-2009 06:21 PM

Re: Results of mini app spree

Anonymous — Wed, 04 Mar 2009 03:44:37 GMT

@Anonymous wrote:
Congrats
Did Discover pull only EX or all 3. What were your scores at the time?

I'm in Nevada and they pulled EQ...my worst score, the only one with anything bad at all...only one with my 8 year BK and 6 yr old dr. bill. My score was probably 700-720 at the time of app. Instant approval online...$5000 limit...10.9%

Re: Results of mini app spree

Anonymous — Wed, 04 Mar 2009 03:53:16 GMT

@Anonymous wrote:
US Bank- could not process app due to location...weird
Discover More- approved 6K
Macy Sig Visa approved 1.2K

Total credit lines 23.75K, Uti 7%.

Still looking maybe to Amex Blue Cash, or Green. I still need to get a CLI from chase, had the card over 8 months and no increase yet. Also want to do a combination with 2 cap one cards, I would close these cards because I am mostly prime now, but they are around 6 years old. They add history and to my credit line, thoughts?

I hold on to my Cap Ones for the same reason...age.

I've read on other threads here that US Bank does not service certain states...MD and some others.

Re: Results of mini app spree

Creditaddict — Wed, 04 Mar 2009 04:03:06 GMT

@Anonymous wrote:
US Bank- could not process app due to location...weird
Discover More- approved 6K
Macy Sig Visa approved 1.2K

If you got the Macy's Visa. that will be 2 credit lines and 2 accounts opened.

1 account is Store card

1 account will be Visa card.