topic Re: Synchrony vs Synchrony Financial in Credit Cards

Synchrony vs Synchrony Financial

Shawndoe79 — Thu, 09 Nov 2017 00:08:31 GMT

Ok, so i just logged into my Synchrony Financial accout ( Ashley Furniture) and noticed that the credit limit increase option look just like Walmart, Amazon, etc.....does this mean that cli are now soft pulls from Synchrony Financial?

Re: Synchrony vs Synchrony Financial

Anonymous — Thu, 09 Nov 2017 00:39:40 GMT

yes they are

Re: Synchrony vs Synchrony Financial

Anonymous — Thu, 09 Nov 2017 00:45:11 GMT

To my knowledge, they have always been SPs.

Re: Synchrony vs Synchrony Financial

AverageJoesCredit — Thu, 09 Nov 2017 00:50:52 GMT

I think its too early to tell. No clear dps yet. Mostly SF were always hp but it could be changing.

I will add one dp. I recently noticed this on my PepBoys card. Hit the button , denied. TU was locked. The other day i unlocked my TU to sign up for free fico from same account, decided to try again. Denied again with TU unlocked. Quickly locked it back again but didnt receive any instant alerts of hp so there may be some truth to this but like i said . Need more people to way in.

Re: Synchrony vs Synchrony Financial

Shawndoe79 — Thu, 09 Nov 2017 01:07:48 GMT

@AverageJoesCredit wrote:
I think its too early to tell. No clear dps yet. Mostly SF were always hp but it could be changing.

I will add one dp. I recently noticed this on my PepBoys card. Hit the button , denied. TU was locked. The other day i unlocked my TU to sign up for free fico from same account, decided to try again. Denied again with TU unlocked. Quickly locked it back again but didnt receive any instant alerts of hp so there may be some truth to this but like i said . Need more people to way in.

I agree, I will wait for someone else to pull that trigger lol, any takers?

Re: Synchrony vs Synchrony Financial

Anonymous — Fri, 10 Nov 2017 00:09:02 GMT

Thanks for letting us know about this! My sleepy's card is currently at 47% utilization because of a 0% promotion. This is very tempting...but I think I will try to wait for more reports.

Re: Synchrony vs Synchrony Financial

Shawndoe79 — Fri, 10 Nov 2017 00:11:33 GMT

@Anonymous wrote:
Thanks for letting us know about this! My sleepy's card is currently at 47% utilization because of a 0% promotion. This is very tempting...but I think I will try to wait for more reports.

youre quite welcome jw2016

Re: Synchrony vs Synchrony Financial

Louscrw — Thu, 02 Aug 2018 02:35:04 GMT

Reviving older thread, but synchrony financial is a SP. I just hit the “Request More” button and got an instant approval from 1.5K to 10K (I asked for $20K but they countered w/ 10K)

Re: Synchrony vs Synchrony Financial

Anonymous — Thu, 02 Aug 2018 03:22:14 GMT

Nice SP CLI! Way to shoot high to ensure that you didn't leave anything on the table.

Re: Synchrony vs Synchrony Financial

outofcredit — Thu, 02 Aug 2018 03:31:56 GMT

@Shawndoe79 wrote:
@AverageJoesCredit wrote:
I think its too early to tell. No clear dps yet. Mostly SF were always hp but it could be changing.

I will add one dp. I recently noticed this on my PepBoys card. Hit the button , denied. TU was locked. The other day i unlocked my TU to sign up for free fico from same account, decided to try again. Denied again with TU unlocked. Quickly locked it back again but didnt receive any instant alerts of hp so there may be some truth to this but like i said . Need more people to way in.
I agree, I will wait for someone else to pull that trigger lol, any takers?

I did back to back cli requests for my Car Care account back in June and was approved for both. No hp for either.