topic Re: Anyone recently able to get Barclays SP CLI?.. in Credit Cards

Anyone recently able to get Barclays SP CLI?..

torebuild2014 — Wed, 08 Nov 2017 06:55:41 GMT

I have been able to get an APR reduction, but cannot get transferred to anyone for SP consideration. When calling back door they say only hard pull options. Just wondering if something has changed and if only auto or hard pulls with them now.

Re: Anyone recently able to get Barclays SP CLI?..

Anonymous — Wed, 08 Nov 2017 15:51:29 GMT

https://www.doctorofcredit.com/credit-cards/which-credit-card-companies-do-a-hard-pull-for-a-credit-limit-increase/

Re: Anyone recently able to get Barclays SP CLI?..

torebuild2014 — Wed, 08 Nov 2017 17:08:29 GMT

@Anonymous wrote:
https://www.doctorofcredit.com/credit-cards/which-credit-card-companies-do-a-hard-pull-for-a-credit-limit-increase/

Thanks creditguy I knew this was the general rule, but it used to be where you could get soft pulls. I guess I will have to wait for automatics.

Re: Anyone recently able to get Barclays SP CLI?..

Anonymous — Wed, 08 Nov 2017 20:45:48 GMT

Yeah, I just read through the comments and I see where one person (TheManWhoCan) reports this:

Barclays is also a SP if you call and ask for a APR reduction first. Once they transfer you to the group that can handle APR reduction, that group can also give a SP CLI.

It sounds like this is what you were thinking of and trying for. That particular post is from over two years ago (July 2015) so it is possible that Barclays stopped doing that a while back. It sounds like even back then they still did a hard pull for most CLI requests.

Re: Anyone recently able to get Barclays SP CLI?..

Anonymous — Thu, 09 Nov 2017 02:19:36 GMT

I got one recently along with an APR decrease....by doing exactly that. Calling in for a reduction and then inquiring about an increase.

Re: Anyone recently able to get Barclays SP CLI?..

SunriseEarth — Thu, 09 Nov 2017 07:59:32 GMT

I was able to get one a few months ago on my Rewards Card. I would just try calling in periodically and asking if you have any offers on your account. Sometimes, it just takes a while.

Re: Anyone recently able to get Barclays SP CLI?..

morgacj2004 — Thu, 09 Nov 2017 22:09:37 GMT

3 years with BC 7-8 cards most with good spend, 0 SP CL I

Re: Anyone recently able to get Barclays SP CLI?..

torebuild2014 — Thu, 09 Nov 2017 23:14:54 GMT

@SunriseEarth wrote:
I was able to get one a few months ago on my Rewards Card. I would just try calling in periodically and asking if you have any offers on your account. Sometimes, it just takes a while.

They reduced the apr Dow to 10.3, and sounds like they still do sp, just not for me... Thanks for your reply