topic Re: NFCU Members Mall in Credit Cards

NFCU Members Mall

Anonymous — Thu, 09 Nov 2017 14:28:56 GMT

Is the percentage cash/points back on top of what you already get (Cash Rewards 1.5% plus the members mall %) or the members mall % trumps the 1.5%?

Re: NFCU Members Mall

Anonymous — Thu, 09 Nov 2017 14:46:20 GMT

@Anonymous wrote:
Is the percentage cash/points back on top of what you already get (Cash Rewards 1.5% plus the members mall %) or the members mall % trumps the 1.5%?

I would like to know this as well. I wish there was a break down of rewards earned on nfcu site.

Here is what i have experienced so far. I often shop on walmart.com through membermall

I have used mostly my walmart master card for purchases through membermall and i have earned 5% cashback total each time. 3% from walmart mc for shopping on walmart.com and 2% on nfcu rewards. And everytime after shipping membermall notifies me of the rewards earned.

Last 3 orders that i placed were using NFCU more amex and i have got bunch of points but havnt received any rewards email from membermall , for those, so i am yet calculate how much reward points i earned.

Before i got more amex i just had nfcu visa cash rewards and with walmart mc usage they would credit extra 2% to my casg rewards.

For the last 3 purchases i have used nfcu more amex membermall portal. I am gonna calculate rewards earned and update here.

Re: NFCU Members Mall

Anonymous — Thu, 09 Nov 2017 14:52:33 GMT

I just made my first purchase through Members Mall at a store that I shop at regularly. I used my NFCU Cash Rewards Card which should get me 1.5%, the store on members mall shows 4 pts per $. Question is do I get that on top of the 1.5% or in lieu of?

Re: NFCU Members Mall

Anonymous — Thu, 09 Nov 2017 16:53:59 GMT

Yes, it is in addition to. So if there is a deal of ihg hotels for 4% cash back, you will get a total of 5.5% cash back = 1.5% + 4%

Re: NFCU Members Mall

Anonymous — Thu, 09 Nov 2017 19:49:11 GMT

They have a mall for members?! I knew I picked the wrong CU when I went with PenFed.

Re: NFCU Members Mall

Anonymous — Thu, 09 Nov 2017 20:05:59 GMT

They have an online members mall that you link to from your account online. I think almost every store is on there and other services, hotels etc. It's incredible!

I used it for the first time today and on top of a 20% discount that the store was giving I will get 5.5% back from NFCU! Wow, what a deal!

Re: NFCU Members Mall

Anonymous — Thu, 09 Nov 2017 20:10:54 GMT

Wow, that's awesome news!

Thank you @ohokwhy!

Re: NFCU Members Mall

Anonymous — Thu, 09 Nov 2017 20:45:32 GMT

Yw! You should except to see your additional cash back immediately, although I'm not positive anymore.

I haven't used it in a while but I know that they switched who administers the mall. The company who does it now is called Cartera Commerce.

USAA's member shop mall also uses Cartera Commerce and they completely suck. With USAA's, you have to wait 60 days before your additional cash back shows up.

Idk if NFCU will still show up immediately or now will also have the 60 waiting period since they moved to Cartera Commerce.

Post back here if you can to update us on if you have to wait 60 days or not.

Re: NFCU Members Mall

Anonymous — Thu, 09 Nov 2017 21:34:34 GMT

I shopped at oldnavy.com through member mall today as i had 50$ in old navy rewards ( used oldnavy visa) and i made 250 points using membermall as it has a deal of 5points per dollar. And like i said before i get 5% cash back on walmart using walmart mc & member mall combo

Re: NFCU Members Mall

Anonymous — Thu, 09 Nov 2017 21:51:52 GMT

Do you not have to use your NFCU cc at the member mall? (I haven’t used the mall, I typically use Discover or Amex deals).

Also another question, for those of you that have NFCU cards that come in Visa or MC, when you apply, do you specify which you’d like? Or do they just send you whichever? (I’m not apping, I’m just curious).

Re: NFCU Members Mall

Anonymous — Thu, 09 Nov 2017 22:06:11 GMT

I can answer the first part of your question. No, according to the T&C you don't have to use a NFCU CC to get the additional CB. You can use any card, doesn't have to be a card from NFCU.

I can't attest to it as I personally always have used my NFCU Cash Rewards card, but looks like another poster has done so successfully

Re: NFCU Members Mall

Anonymous — Fri, 10 Nov 2017 02:10:16 GMT

will do!

Re: NFCU Members Mall

Anonymous — Fri, 10 Nov 2017 02:12:09 GMT

@justagirl

I thought that you had to use your Navy card.

Re: NFCU Members Mall

kugel — Fri, 10 Nov 2017 17:01:08 GMT

I understand I need to use the nfcu to get the mall cash back ,
do I need to log in to the store via the nfcu website mall or I can go directly to the store site in order to get the cash back?

Re: NFCU Members Mall

Anonymous — Fri, 10 Nov 2017 17:26:14 GMT

You need to login to NFCU website and click membermall listed besides rewards under your nfcu visa or amex cards. Only through that link you can earn rewards if you place order and you can use any credit card , does not need to be nfcu CC. Like i said i have tested this with walmart mc for a 100$ purchase , i got 3$ statement credit from walmart mc while nfcu added 2$ rewards to my account .

Re: NFCU Members Mall

kugel — Fri, 10 Nov 2017 18:10:40 GMT

So it’s for online only not in store?

Re: NFCU Members Mall

Scupra — Fri, 10 Nov 2017 19:01:01 GMT

@kugel wrote:
So it’s for online only not in store?

Correct, online member mall purchases only

Re: NFCU Members Mall

kugel — Fri, 10 Nov 2017 19:11:18 GMT

Ok thanks got it and any cc can be used