topic Re: Capital One Now Offering Virtual Card Numbers in Credit Cards

Capital One Now Offering Virtual Card Numbers

UncleB — Sun, 12 Nov 2017 19:59:56 GMT

Capital One is now offering virtual card numbers.

The virtual numbers are assigned through an extension to the Chrome browser (not compatible with other browsers).

Per the FAQ, the virtual numbers are associated with your regular card number and earn the same rewards. Also, this is for personal cards only; at this time business cards aren't eligible.

When you're on a website that asks for a credit card number the extension will offer to generate one for you. I've not yet completed a new order, but from what I understand it will also attempt to populate the card details in the proper fields as well.

This reminds me of the old PayPal extension from years ago that had similar functionality (including populating card details). One notable difference, though, is that the PayPal extension gave the option for virtual numbers to be one-time use or multiple use; from what I can tell the Capital One virtual numbers are all multi-use.

Here's a link for more info (if you're not using Chrome just close the 'Not Supported' pop-up): https://www.capitalone.com/go/?external_id=CARD_WIB_EASE_M230_04

(Note that you can also get to the link while logged in to your Capital One account.)

Re: Capital One Now Offering Virtual Card Numbers

Anonymous — Sun, 12 Nov 2017 18:40:47 GMT

Good info UncleB..thank you.

Re: Capital One Now Offering Virtual Card Numbers

Anonymous — Sun, 12 Nov 2017 18:56:03 GMT

I actually found this in my Settings page yesterday, but the browser extension denied me entry - something about I haven't been using my phone number long enough (I've been using this phone number exclusively for 6+ years). I called Cap1 and after some deliberation, it was determined my account was too new and I'd have to try to set it up in another month or two.

I used ShopSafe all the time on BoA before I burned them. I love virtual numbers - they mask your real number from the seller for safety's sake, but they're also useful for setting specific limits e.g. to prevent recurring charges. I'm looking forward to being able to use this feature, if and when I become eligible :-)

Re: Capital One Now Offering Virtual Card Numbers

Blodreina — Sun, 12 Nov 2017 19:15:54 GMT

Yay....I've always loved this feature on my Bank of America and Citi cards.

Re: Capital One Now Offering Virtual Card Numbers

AverageJoesCredit — Sun, 12 Nov 2017 19:56:07 GMT

What kinda rewards does this offer?

1st Savor, now Virtual, i need to ask myself whats in MY wallet

Re: Capital One Now Offering Virtual Card Numbers

simplynoir — Sun, 12 Nov 2017 19:59:32 GMT

@CommanderLexa wrote:
Yay....I've always loved this feature on my Bank of America and Citi cards.

I wished ALL issuers used this feature.

Re: Capital One Now Offering Virtual Card Numbers

Anonymous — Sun, 12 Nov 2017 21:39:19 GMT

The commercial clients for capital one have the option for virtual cards as well.

Re: Capital One Now Offering Virtual Card Numbers

UncleB — Sun, 12 Nov 2017 21:44:33 GMT

@tbankston wrote:
The commercial clients for capital one have the option for virtual cards as well.

Ah, this is good to know.

It is strange that they would seemingly leave out business cards... possibly they will be added eventually.

It's also possible the FAQ is outdated/incomplete... I'll defer to someone with business cards to test that out.

Re: Capital One Now Offering Virtual Card Numbers

marty56 — Sun, 12 Nov 2017 23:07:20 GMT

BofA also does that. It's a no-brainer if you do a lot of online bill pay or purchases.

Re: Capital One Now Offering Virtual Card Numbers

Anonymous — Mon, 13 Nov 2017 02:09:57 GMT

Awesome thanks for this! I used to pay for a service just to have virtual card numbers.

Re: Capital One Now Offering Virtual Card Numbers

Ardecko — Mon, 13 Nov 2017 03:51:57 GMT

I feel like I had this back in 1999 on a BoA or Citi card. I can't understand why it's not more widespread now. I guess not enough people had been burnt by companies doing T&C buried auto-renewals.

Re: Capital One Now Offering Virtual Card Numbers

simplynoir — Mon, 13 Nov 2017 04:04:23 GMT

@Ardecko wrote:
I feel like I had this back in 1999 on a BoA or Citi card. I can't understand why it's not more widespread now. I guess not enough people had been burnt by companies doing T&C buried auto-renewals.

With AMEX they allow you the option to stop those renewals with a phone call to customer service now. But I have to admit virtual card numbers are much more convenient and like you wish they were universally used.

Re: Capital One Now Offering Virtual Card Numbers

Anonymous — Tue, 14 Nov 2017 06:02:36 GMT

Can't help but picture Mr. Jackson in a commercial: "Because only sukka's sign up for Porn with their real credit card - introducing capital one virtual card numbers"