topic Re: Amex softs in Credit Cards

Amex softs

Anonymous — Thu, 05 Mar 2009 03:24:59 GMT

Does anyone know what CRA american express softs thru when doing regular reviews of accounts. I'm in CA.

Re: Amex softs

preci0uz — Thu, 05 Mar 2009 03:41:05 GMT

For me it's always EXP

x

Anonymous — Wed, 01 May 2013 00:59:45 GMT

Re: Amex softs

fused — Thu, 05 Mar 2009 06:20:55 GMT

Its always EX for me and I'm in Hawaii.

Re: Amex softs

score_building — Thu, 05 Mar 2009 06:24:29 GMT

always EX for me in nyc

Re: Amex softs

Anonymous — Thu, 05 Mar 2009 16:12:46 GMT

I think AMEX is almost exclusively Experian. That is all I have ever seen.

Re: Amex softs

Anonymous — Thu, 05 Mar 2009 16:20:36 GMT

It is EX for me and I do not even have an account with them. They have softed me four times this year, twice for pre-approved crap (one of which I applied for and was declined, I did not take the bait on trap two) and twice for an Account Review. (see my seperate thread: AMEX has mental probs).

I think I know what song plays in the building at AMEX HQ... It's by the Black Eyed Peas. The original version too, not the watered down "lets get it started".

Re: Amex softs

score_building — Thu, 05 Mar 2009 16:45:14 GMT

@Anonymous wrote:
I think AMEX is almost exclusively Experian. That is all I have ever seen.

just about but there are times when they'll pull TU and/or EQ in addition to EX upon app.

Re: Amex softs

Anonymous — Thu, 05 Mar 2009 17:37:51 GMT

I get softs on EX each and every month from Amex and it actally says Amex Account Review. I think it's all automatic and if Amex computer picks up on something you get flagged for AA. That said, Amex is subprime which all CC companies seem to be these days.