topic Anyone else have a 0% introductory APR Best Buy RWZ Mastercard? in Credit Cards

Anyone else have a 0% introductory APR Best Buy RWZ Mastercard?

valley_man0505 — Thu, 05 Mar 2009 15:07:01 GMT

About 6 months ago, I got a BB Mastercard with a measly $500 limit. The weird thing was that it had a 0% APR for the first 9 months! After 9 months, the APR is supposed to jump up into subprime APR range. I am trying to figure out if I am on the Plan A (which allows CLIs) or Plan B (no CLIs). I figured that since they gave me such a good deal on that introductory APR that I must be on Plan A. However, I have no luv button anywhere to be found on my online account access. Has anyone else out there gotten this 0% APR from BB?

Message Edited by valley_man0505 on 03-05-2009 07:07 AM

Re: Anyone else have a 0% introductory APR Best Buy RWZ Mastercard?

Anonymous — Thu, 05 Mar 2009 22:19:02 GMT

When I applied for this card, they approved me for $750 with no annual fee and I had was able to request increases online but I had them close the account at before it turned a year old because they pulled my report and denied me for a CLI request twice. Plus, I never really used the card so I didn't want to worry about it.

Re: Anyone else have a 0% introductory APR Best Buy RWZ Mastercard?

valley_man0505 — Fri, 06 Mar 2009 14:39:04 GMT

I guess I answered my own question yesterday. I decided to call BB and ask if my card was elibigle for CLI's. The CSR said it was and asked if I wanted her to process a request for a CLI. I asked if it would be a hard pull and she said yes, so I decided to wait a month (closing on a house in 3 weeks). She said the account is also periodically reviewed for auto-CLI's that will not require inquiries and that such CLI's could come at any time.

Re: Anyone else have a 0% introductory APR Best Buy RWZ Mastercard?

Anonymous — Fri, 06 Mar 2009 18:30:45 GMT

They pull your report of you request a CLI on the Mastercard, but not on the store card.