topic Re: PNC Credit Card- Score needed for Approval? in Credit Cards

PNC Credit Card- Score needed for Approval?

bridgetkaryn — Thu, 05 Mar 2009 16:37:22 GMT

Anyone ever app for PNC Banks CC? Any idea on what scores they are looking for?

Thanks!

Bridget

Re: PNC Credit Card- Score needed for Approval?

llecs — Thu, 05 Mar 2009 16:45:35 GMT

I appd in December with a TU FICO of 670 and was turned down. I had maybe 1-2 inquiries, no CAs, a redeemed repo with lates from 2005, and two CC lates from 2002. Util was a little high at 50%. Seems like Util was a deciding factor. I can't remember details.

BTW, they'll likely pull TU.

Re: PNC Credit Card- Score needed for Approval?

Anonymous — Thu, 05 Mar 2009 18:07:28 GMT

Maybe you'll do better to APP 4 a National City and then when they finish with the takeover u will have a PNC. Plus National City gives out nice CL's.

Re: PNC Credit Card- Score needed for Approval?

bridgetkaryn — Thu, 05 Mar 2009 19:14:08 GMT

TThanks for the info all! I will try through National first...

~Bridget

Re: PNC Credit Card- Score needed for Approval?

itsjustmeibe — Thu, 05 Mar 2009 19:32:54 GMT

National City does not offer their products in all states. I am in DE and it was not available. I was declined for a PNC Business card in January with ~720 scores, but I think the reason was high debt... (I'm at 30% overall on my revolving accounts). They checked TU for me.