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    <title>topic Venture - What’s everyone’s first CLI’s? in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Venture-What-s-everyone-s-first-CLI-s/m-p/5110345#M1498984</link>
    <description>I’m hoping CapOne will throw me a bone in a month or two.&lt;BR /&gt;&lt;BR /&gt;So far...&lt;BR /&gt;$5289 spent in the first 20 days.&lt;BR /&gt;30 transactions.&lt;BR /&gt;$1576 week one payment.&lt;BR /&gt;$1143 week two payment.&lt;BR /&gt;$2570 pending, will pay when posts.&lt;BR /&gt;$3-5k per month will be the pace +/-</description>
    <pubDate>Sun, 10 Dec 2017 02:58:03 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2017-12-10T02:58:03Z</dc:date>
    <item>
      <title>Venture - What’s everyone’s first CLI’s?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Venture-What-s-everyone-s-first-CLI-s/m-p/5110345#M1498984</link>
      <description>I’m hoping CapOne will throw me a bone in a month or two.&lt;BR /&gt;&lt;BR /&gt;So far...&lt;BR /&gt;$5289 spent in the first 20 days.&lt;BR /&gt;30 transactions.&lt;BR /&gt;$1576 week one payment.&lt;BR /&gt;$1143 week two payment.&lt;BR /&gt;$2570 pending, will pay when posts.&lt;BR /&gt;$3-5k per month will be the pace +/-</description>
      <pubDate>Sun, 10 Dec 2017 02:58:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Venture-What-s-everyone-s-first-CLI-s/m-p/5110345#M1498984</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-12-10T02:58:03Z</dc:date>
    </item>
    <item>
      <title>Re: Venture - What’s everyone’s first CLI’s?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Venture-What-s-everyone-s-first-CLI-s/m-p/5110496#M1499056</link>
      <description>&lt;P&gt;I haven’t spent near as much....&lt;/P&gt;&lt;P&gt;Card approved 15K on 9-20-17&lt;/P&gt;&lt;P&gt;Charged enough to get the sub.&lt;/P&gt;&lt;P&gt;CLI 12-5-17 of 1K (I didn’t wait because I’m greedy 😂)&lt;/P&gt;</description>
      <pubDate>Sun, 10 Dec 2017 07:42:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Venture-What-s-everyone-s-first-CLI-s/m-p/5110496#M1499056</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-12-10T07:42:08Z</dc:date>
    </item>
    <item>
      <title>Re: Venture - What’s everyone’s first CLI’s?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Venture-What-s-everyone-s-first-CLI-s/m-p/5110515#M1499060</link>
      <description>&lt;P&gt;Card approved end of February 2017 for $10k. Combined with $3800 Quicksilver beginning of March. 6 months later CLI of $3k for a total CL of $16,800. I spent maybe between $750 and $1500 a month along help help from my Authorized user.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 10 Dec 2017 09:35:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Venture-What-s-everyone-s-first-CLI-s/m-p/5110515#M1499060</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-12-10T09:35:07Z</dc:date>
    </item>
    <item>
      <title>Re: Venture - What’s everyone’s first CLI’s?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Venture-What-s-everyone-s-first-CLI-s/m-p/5110521#M1499061</link>
      <description>Initially approved for $15k. Right before 3rd statement cut CLI $3000. Got $750 CLI in another 6 months.&lt;BR /&gt;Transferred Venture one of $9000 to Venture.&lt;BR /&gt;&lt;BR /&gt;Just last week got auto CLI of $1000.&lt;BR /&gt;&lt;BR /&gt;I always keep a BT offer on it. Pay it, immediately do another one. Several times over. Always using a big portion on CL. So they stay happy.&lt;BR /&gt;&lt;BR /&gt;Only card I let report a balance.</description>
      <pubDate>Sun, 10 Dec 2017 10:02:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Venture-What-s-everyone-s-first-CLI-s/m-p/5110521#M1499061</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-12-10T10:02:34Z</dc:date>
    </item>
    <item>
      <title>Re: Venture - What’s everyone’s first CLI’s?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Venture-What-s-everyone-s-first-CLI-s/m-p/5110549#M1499077</link>
      <description>Thanks for sharing.&lt;BR /&gt;Lol, 1k isn’t shabby at all, esp considering a 15k scl</description>
      <pubDate>Sun, 10 Dec 2017 12:36:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Venture-What-s-everyone-s-first-CLI-s/m-p/5110549#M1499077</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-12-10T12:36:37Z</dc:date>
    </item>
    <item>
      <title>Re: Venture - What’s everyone’s first CLI’s?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Venture-What-s-everyone-s-first-CLI-s/m-p/5110550#M1499078</link>
      <description>Nice! I’d be pleased with a 3k cli</description>
      <pubDate>Sun, 10 Dec 2017 12:38:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Venture-What-s-everyone-s-first-CLI-s/m-p/5110550#M1499078</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-12-10T12:38:34Z</dc:date>
    </item>
    <item>
      <title>Re: Venture - What’s everyone’s first CLI’s?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Venture-What-s-everyone-s-first-CLI-s/m-p/5110552#M1499080</link>
      <description>Sweet!&lt;BR /&gt;“I always keep a BT offer on it, pay it, and repeat...”&lt;BR /&gt;Would you mind telling me a little bit more about this &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;BR /&gt;Im wondering if what your saying is...&lt;BR /&gt;Use “Card A” first to recieve “Card A” rewards, then BT to Venture? If so, does Venture give 2 miles as well?&lt;BR /&gt;Thanks</description>
      <pubDate>Sun, 10 Dec 2017 12:53:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Venture-What-s-everyone-s-first-CLI-s/m-p/5110552#M1499080</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-12-10T12:53:34Z</dc:date>
    </item>
    <item>
      <title>Re: Venture - What’s everyone’s first CLI’s?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Venture-What-s-everyone-s-first-CLI-s/m-p/5110597#M1499097</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@brickie74 wrote:&lt;BR /&gt;Sweet!&lt;BR /&gt;“I always keep a BT offer on it, pay it, and repeat...”&lt;BR /&gt;Would you mind telling me a little bit more about this &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;BR /&gt;Im wondering if what your saying is...&lt;BR /&gt;Use “Card A” first to recieve “Card A” rewards, then BT to Venture? If so, does Venture give 2 miles as well?&lt;BR /&gt;Thanks7&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Sure..&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;One time I used it to pay off a personal loan and saved thousands in interest. This time I charged a few big ticket items, got the rewards, say on my Sapphire, Freedom and Power Cash. Balance transferred them to Venture long before the statement date closed on the 3 other cards. So they never reported balances.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Now I have the purchases on Venture at 18 months at zero percent interest.&amp;nbsp;&lt;/P&gt;&lt;P&gt;This puts my Venture at 64% uti&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;SO&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have transfered $5100 to Discover, because I have a 14 month zero percent offer I forgot about. (25% uti)&lt;/P&gt;&lt;P&gt;I will Keep $13500 on Venture which will be at 46% uti. (Much less of a score hit versus 64%)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;All will be paid before 18 month and 14 month is up.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So just two cards reporting, got sweet cash back on purchases and did 0% BT offers..&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The $372 I payed in BT fees I got back in cash back that paid for my BT fees. Which is far better than paying thousands of dollars in interest.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Plus, it keeps Cap1 happy that I am utilizing my credit line to keep them at bay so they won't CLD&amp;nbsp; me because they are making some money. I always pay the fee as soon as it posts, so they get their fee first.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;And&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;We all know how much Discover loves balance transfers.&lt;/P&gt;</description>
      <pubDate>Sun, 10 Dec 2017 15:07:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Venture-What-s-everyone-s-first-CLI-s/m-p/5110597#M1499097</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-12-10T15:07:50Z</dc:date>
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