topic Re: How much do you spend on CC annual fees? (total) in Credit Cards

How much do you spend on CC annual fees? (total)

Anonymous — Mon, 18 Dec 2017 04:43:28 GMT

How much do you spend on credit card annual fees (across the board)?

Ill start. Right now I'm looking at $1095 in annual fees next year. The QS1 will have to go

Re: How much do you spend on CC annual fees? (total)

Anonymous — Mon, 18 Dec 2017 05:07:13 GMT

$400 roughly

Re: How much do you spend on CC annual fees? (total)

Anonymous — Mon, 18 Dec 2017 05:06:54 GMT

I’m looking at around $530 in annual fees next year. All except the Red Aviator ($95) were waived this year. Next year will be a time of reckoning for a few—get them waived, product changed, or canceled.

Re: How much do you spend on CC annual fees? (total)

Anonymous — Mon, 18 Dec 2017 05:07:31 GMT

189

However, that will drop to 39 as the two @ 75 are being closed before their next AF hits

Re: How much do you spend on CC annual fees? (total)

Anonymous — Mon, 18 Dec 2017 05:07:39 GMT

Nothing so far.

Re: How much do you spend on CC annual fees? (total)

MrDisco99 — Mon, 18 Dec 2017 05:15:42 GMT

I'm looking at $774 in combined annual fees over the course of next year if I keep all my cards. I have no intention of doing that, though. Some will get cancelled/downgraded if I can't get them waived.

Re: How much do you spend on CC annual fees? (total)

Anonymous — Mon, 18 Dec 2017 05:20:49 GMT

Right now I only have a Venture on the $59 rate, but will pc/merge that into a QS before the fee hits.
I'm considering a few cards for my small business with fees, but likely won't get any of them in the near term.

Re: How much do you spend on CC annual fees? (total)

Gramz — Mon, 18 Dec 2017 05:49:55 GMT

$450 CSR card.

Re: How much do you spend on CC annual fees? (total)

SBR249 — Mon, 18 Dec 2017 06:02:38 GMT

None, I don't like the pressure of needing to spend a certain amount to break even on an AF, even if it's money I'm going to spend anyway and an AF card may net me more rewards.

Re: How much do you spend on CC annual fees? (total)

Anonymous — Mon, 18 Dec 2017 06:06:51 GMT

$95 for Citi TY Premier, $450 for Chase Sapphire Reserve
That would be $545 in total.

Re: How much do you spend on CC annual fees? (total)

arkane — Mon, 18 Dec 2017 06:32:33 GMT

$0, I'm fee averse.

Re: How much do you spend on CC annual fees? (total)

Hotcoals91 — Mon, 18 Dec 2017 09:46:35 GMT

0$, i avoid annual fees

Re: How much do you spend on CC annual fees? (total)

K-in-Boston — Mon, 18 Dec 2017 11:44:31 GMT

Around $1500 for 2018, $1300 of it with Amex.

Re: How much do you spend on CC annual fees? (total)

AverageJoesCredit — Mon, 18 Dec 2017 11:52:03 GMT

Im AF, AGAINST FEES , lol, so only card i have with fee is the Amex green and that was more testing the blacklist waters haha so ill be canceling in Jan before the AF hits, first year waived..

K in Boston has a math class in the garden so i wanna say $0 but it could actually -0 ?

Re: How much do you spend on CC annual fees? (total)

Peteyglad — Mon, 18 Dec 2017 12:02:54 GMT

Currently I pay $1,463 in fees and my wife pays $365 so together we pay $1,828 in fees. We will be dropping some in the coming months though.

The real kicker for us the my Amex Mercedes Platinum with authorized users is $750 per year now. I feel we get our annual fee's worth out of the card, but that is still a large number.

Re: How much do you spend on CC annual fees? (total)

Anonymous — Mon, 18 Dec 2017 13:00:59 GMT

In 2017 I was rebuilding from nothing, so all I had was $39 for QS1 but I do pay for a Spotify subscription so the AF will at least be 100% offset by the subscription cashback ($5/month x 12 months). I won't keep the card if they don't PC or waive the next AF in July though.

I'll budget for CSR if I get it (ever) and I think I can budget for Platinum with 3 AUs on it. But both of those are future fees I'm pre-planning for versus ones I pay now.

I always do the math, pre-planned style.

Re: How much do you spend on CC annual fees? (total)

iced — Mon, 18 Dec 2017 13:22:21 GMT

The interesting number to me is that if I divide my AF by my card count I pay an average AF of $225 per card.

Total $900.

Re: How much do you spend on CC annual fees? (total)

ChessChik47 — Mon, 18 Dec 2017 14:16:45 GMT

I'll be paying a total of $385 next year on 3 cards with annual fees (AMEX BCP, AMEX PRG, and CSP).

Re: How much do you spend on CC annual fees? (total)

simplynoir — Mon, 18 Dec 2017 16:30:22 GMT

$1185 this year. And I think it will go up next year.

Re: How much do you spend on CC annual fees? (total)

marty56 — Mon, 18 Dec 2017 16:32:29 GMT

$100 for Sams Club, $95 on Chase SW Visa. I think I'm going to let the Chase card go since I never use it but for now I will leave it be since it is my only Chase card.