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  <channel>
    <title>topic Re: JC Penny cc in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456492#M150350</link>
    <description>&lt;A href="http://www.sephora.com" target="_blank"&gt;Sephora&lt;/A&gt; is a cosmetics store.</description>
    <pubDate>Tue, 10 Mar 2009 23:53:10 GMT</pubDate>
    <dc:creator>brother7</dc:creator>
    <dc:date>2009-03-10T23:53:10Z</dc:date>
    <item>
      <title>JC Penny cc</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456147#M150271</link>
      <description>&lt;P&gt;WoooHooo!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;JC Penny refused my CLI for the last 2 months (yes, I clicked the 'credit line increase button' about 20 times in that two months!! I clicked it this&amp;nbsp;morning and got a message saying I was approved!&lt;/P&gt;&lt;P&gt;&amp;nbsp;I had an introductory $200 credit limit.....today I have $1500.00!!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 10 Mar 2009 19:03:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456147#M150271</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-03-10T19:03:31Z</dc:date>
    </item>
    <item>
      <title>Re: JC Penny cc</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456159#M150273</link>
      <description>CONGRATS!</description>
      <pubDate>Tue, 10 Mar 2009 19:08:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456159#M150273</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-03-10T19:08:26Z</dc:date>
    </item>
    <item>
      <title>Re: JC Penny cc</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456163#M150274</link>
      <description>&lt;P&gt;Congrats on the cli.&lt;/P&gt;&lt;P&gt;Im assuming that it must be a soft pull on the 20 request for a cli..&lt;/P&gt;</description>
      <pubDate>Tue, 10 Mar 2009 19:09:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456163#M150274</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-03-10T19:09:37Z</dc:date>
    </item>
    <item>
      <title>Re: JC Penny cc</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456178#M150276</link>
      <description>uh....geeze...I hope it is a soft pull &lt;img id="womanvery-happy" class="emoticon emoticon-womanvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_woman-very-happy.gif" alt="Woman Very Happy" title="Woman Very Happy" /&gt; didn't think about that</description>
      <pubDate>Tue, 10 Mar 2009 19:14:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456178#M150276</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-03-10T19:14:52Z</dc:date>
    </item>
    <item>
      <title>Re: JC Penny cc</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456191#M150278</link>
      <description>&lt;P&gt;I have a JC Penney CC that I haven't used in like 10 years.&amp;nbsp; It still shows as open on my CR.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I was surfing around the net and on the Sephora.com site, it says they now accept the JC Penney CC. So I called JC Penney and had them send me a replacement card, went down to Sephora and tried to charge a small purchase... Invalid card.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Apparently, the card is only accepted at Sephora.COM, not the brick-and-mortar stores&amp;nbsp;&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 10 Mar 2009 19:28:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456191#M150278</guid>
      <dc:creator>brother7</dc:creator>
      <dc:date>2009-03-10T19:28:51Z</dc:date>
    </item>
    <item>
      <title>Re: JC Penny cc</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456201#M150281</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;uh....geeze...I hope it is a soft pull &lt;img id="womanvery-happy" class="emoticon emoticon-womanvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_woman-very-happy.gif" alt="Woman Very Happy" title="Woman Very Happy" /&gt; didn't think about that&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;Did you really hit the button 20 times in the past&amp;nbsp;2 months or are u just joking lol. that would mean u received 20 denial letters from them also lol. How long have u had your account with Penny's an do you use your card often.&lt;DIV class="message-edit-history"&gt;&lt;SPAN class="edit-author"&gt;Message Edited by mjbfan79 on &lt;/SPAN&gt;&lt;SPAN class="local-date"&gt;03-10-2009&lt;/SPAN&gt;&lt;SPAN class="local-time"&gt; 02:36 PM&lt;/SPAN&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 10 Mar 2009 19:36:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456201#M150281</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-03-10T19:36:57Z</dc:date>
    </item>
    <item>
      <title>Re: JC Penny cc</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456339#M150311</link>
      <description>&lt;P&gt;I have seriously hit the button about 20 times...and yes I have gotten all the rejection notices in the mail each time. Maybe they granted my CLI becasue that would mean that they don't have to keep sending rejection notices and wasting paper and postage?!&lt;/P&gt;&lt;P&gt;&amp;nbsp;I have had the account about 4- 5 months now. I have used it twice so far. The first time for about $25.00 and the other for about $125.00 on a $200 limit, but paid enough to keep the balance down to less than $75.00 each month. Paid it in full last month so my balance was $0 before they finally granted the increase.&lt;/P&gt;</description>
      <pubDate>Tue, 10 Mar 2009 21:35:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456339#M150311</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-03-10T21:35:05Z</dc:date>
    </item>
    <item>
      <title>Re: JC Penny cc</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456415#M150329</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/251868"&gt;@brother7&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Apparently, the card is only accepted at Sephora.COM, not the brick-and-mortar stores&amp;nbsp;&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;NOOOOO...I recently decided to open a JCP&amp;nbsp;account since I didn't have any store cards (and can't get my Macy's back yet) and since the sales associate told me it can be used at Sephora....I am sooo disappointed.&lt;/P&gt;</description>
      <pubDate>Tue, 10 Mar 2009 22:50:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456415#M150329</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-03-10T22:50:39Z</dc:date>
    </item>
    <item>
      <title>Re: JC Penny cc</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456443#M150334</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/251868"&gt;@brother7&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Apparently, the card is only accepted at Sephora.COM, not the brick-and-mortar stores&amp;nbsp;&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;NOOOOO...I recently decided to open a JCP&amp;nbsp;account since I didn't have any store cards (and can't get my Macy's back yet) and since the sales associate told me it can be used at Sephora....I am sooo disappointed.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;a lot of&amp;nbsp;JCP stores have a Sephora in them now. The one here has one even though there is a b&amp;amp;m Sephora a few miles away.</description>
      <pubDate>Tue, 10 Mar 2009 23:04:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456443#M150334</guid>
      <dc:creator>MsKiwi</dc:creator>
      <dc:date>2009-03-10T23:04:27Z</dc:date>
    </item>
    <item>
      <title>Re: JC Penny cc</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456452#M150335</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;P&gt;MsKiwi wrote:&lt;/P&gt;&lt;P&gt;a lot of&amp;nbsp;JCP stores have a Sephora in them now. The one here has one even though there is a b&amp;amp;m Sephora a few miles away.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Actually the JCP that I shop at is in the process of getting a Sephora in the store...but there is a nice big Sephora store in the same area...The area roped off in the JCP looked kinda small for a Sephora in the store, oh well, I really don't need to waste the money anyway, so I guess it is just as well.&lt;/P&gt;</description>
      <pubDate>Tue, 10 Mar 2009 23:11:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456452#M150335</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-03-10T23:11:46Z</dc:date>
    </item>
    <item>
      <title>Re: JC Penny cc</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456459#M150337</link>
      <description>&lt;P&gt;OK, here's some semi-good news for aimingfor700 and I.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I called Sephora's customer service and asked if the JCPenney card is accepted at store locations. The girl said no, but that's something they're working on. She didn't give a timetable, but hopefully it won't be super-long.&lt;/P&gt;</description>
      <pubDate>Tue, 10 Mar 2009 23:18:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456459#M150337</guid>
      <dc:creator>brother7</dc:creator>
      <dc:date>2009-03-10T23:18:22Z</dc:date>
    </item>
    <item>
      <title>Re: JC Penny cc</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456460#M150338</link>
      <description>&lt;P&gt;Well i just hit the luv button it's a no go 4 statements have cut on my account but my account it only 3 months old&amp;nbsp;i will try again next month once my 5th statement cuts then my acounts will be 4 months old.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I here people say after yout 4th statement cut they will grant a cli but i really do believe they wanna see 4 full months of the account&amp;nbsp; being open an payment history.&lt;/P&gt;</description>
      <pubDate>Tue, 10 Mar 2009 23:22:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456460#M150338</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-03-10T23:22:16Z</dc:date>
    </item>
    <item>
      <title>Re: JC Penny cc</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456466#M150340</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/251868"&gt;@brother7&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;OK, here's some semi-good news for aimingfor700 and I.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I called Sephora's customer service and asked if the JCPenney card is accepted at store locations. The girl said no, but that's something they're working on. She didn't give a timetable, but hopefully it won't be super-long.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yayyyyyyyyyyyyyy!....I heart Sephora and JCP&lt;/P&gt;&lt;P&gt;Thanks brother7!&lt;/P&gt;</description>
      <pubDate>Tue, 10 Mar 2009 23:30:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456466#M150340</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-03-10T23:30:40Z</dc:date>
    </item>
    <item>
      <title>Re: JC Penny cc</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456482#M150345</link>
      <description>What's a Sephora?</description>
      <pubDate>Tue, 10 Mar 2009 23:45:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456482#M150345</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-03-10T23:45:18Z</dc:date>
    </item>
    <item>
      <title>Re: JC Penny cc</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456484#M150347</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;What's a Sephora?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It's like a make-up wonderland store. I just was in there yesterday, bought a new foundation brush. Set me back $40, buut using it today I could immediately tell it was worth the purchase. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; I had no idea JCP CC could be used at the Sephora website. This is good news for me, my JCP has been gathering dust for a while now.&amp;nbsp;&lt;/P&gt;&lt;DIV class="message-edit-history"&gt;&lt;SPAN class="edit-author"&gt;Message Edited by barbaralee on &lt;/SPAN&gt;&lt;SPAN class="local-date"&gt;03-10-2009&lt;/SPAN&gt;&lt;SPAN class="local-time"&gt; 04:50 PM&lt;/SPAN&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 10 Mar 2009 23:50:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456484#M150347</guid>
      <dc:creator>barbaralee</dc:creator>
      <dc:date>2009-03-10T23:50:28Z</dc:date>
    </item>
    <item>
      <title>Re: JC Penny cc</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456492#M150350</link>
      <description>&lt;A href="http://www.sephora.com" target="_blank"&gt;Sephora&lt;/A&gt; is a cosmetics store.</description>
      <pubDate>Tue, 10 Mar 2009 23:53:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456492#M150350</guid>
      <dc:creator>brother7</dc:creator>
      <dc:date>2009-03-10T23:53:10Z</dc:date>
    </item>
    <item>
      <title>Re: JC Penny cc</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456495#M150352</link>
      <description>&lt;P&gt;Other than Sephora, can the JCP card work at a monster truck rally?&amp;nbsp; I'm not sure I need anything from Sephora!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks for the reply!&amp;nbsp; Stay beautiful with Sephora!&lt;/P&gt;</description>
      <pubDate>Tue, 10 Mar 2009 23:54:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456495#M150352</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-03-10T23:54:26Z</dc:date>
    </item>
    <item>
      <title>Re: JC Penny cc</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456503#M150356</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;AZravens wrote: &lt;BR /&gt;   &lt;P&gt;Other than Sephora, can the JCP card work at a monster truck rally?&amp;nbsp; I'm not sure I need anything from Sephora!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks for the reply!&amp;nbsp; Stay beautiful with Sephora!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;Well, lol, you could probably get a good deep-cleansing skin cream to get all the dirt out of your pores.&lt;BR /&gt;&lt;BR /&gt;DH used to &lt;S&gt;drag&lt;/S&gt; take me to dirt-track races. The amount of red clay that deposits itself on skin and hair and clothes and in lungs is unbelievable.</description>
      <pubDate>Wed, 11 Mar 2009 00:07:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JC-Penny-cc/m-p/456503#M150356</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2009-03-11T00:07:30Z</dc:date>
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