topic NFCU 2018 BT offer? in Credit Cards

NFCU 2018 BT offer?

ohjoy — Tue, 02 Jan 2018 17:55:02 GMT

Has anyone received or know details on upcoming BT offers from NFCU? Is there one expected this month? Preferably a 0% interest.

I'm trying to see something. Thanks.

Re: NFCU 2018 BT offer?

Adkins — Tue, 02 Jan 2018 21:47:50 GMT

@ohjoy wrote:
Has anyone received or know details on upcoming BT offers from NFCU? Is there one expected this month? Preferably a 0% interest.

I'm trying to see something. Thanks.

I haven't seen anything yet, but considering this is shown when I go to log in, they must be on their way!

Re: NFCU 2018 BT offer?

Anonymous — Tue, 02 Jan 2018 21:53:32 GMT

They usually do one after the holidays in late January, or February when everyone's Christmas credit card bills are due. Last year's offer was 2.99% for 12 months I believe.

Re: NFCU 2018 BT offer?

ohjoy — Tue, 02 Jan 2018 22:15:48 GMT

@Adkins wrote:
@ohjoy wrote:
Has anyone received or know details on upcoming BT offers from NFCU? Is there one expected this month? Preferably a 0% interest.

I'm trying to see something. Thanks.
I haven't seen anything yet, but considering this is shown when I go to log in, they must be on their way!

I saw that! And that's what I was thinking too. Just didn't know when to expect it. Shoot. Looks like I'll pay it off before they drop it. Maybe I'll wait. But what if I'm not targeted? Decisions, decisions.

Re: NFCU 2018 BT offer?

ohjoy — Tue, 02 Jan 2018 22:17:08 GMT

@Anonymous wrote:
They usually do one after the holidays in late January, or February when everyone's Christmas credit card bills are due. Last year's offer was 2.99% for 12 months I believe.

Good info. Thanks!

Re: NFCU 2018 BT offer?

Anonymous — Tue, 02 Jan 2018 22:48:05 GMT

In years past they have done the 2.99% offer for all cardholders, and sometimes they have done targeted 0% offers.

Re: NFCU 2018 BT offer?

Anonymous — Tue, 02 Jan 2018 23:31:12 GMT

Just curious...what do folks think makes a profile a good target for a 0% offer? I don’t see much chatter around here about those kinds of offers.

Re: NFCU 2018 BT offer?

Appleman — Wed, 03 Jan 2018 00:52:37 GMT

I was offered 0% for 6 months or 12 months for purchases above $500 and $1,000 during December. Took advantage of a few of those offers.

Re: NFCU 2018 BT offer?

ohjoy — Wed, 03 Jan 2018 03:00:57 GMT

@Appleman wrote:
I was offered 0% for 6 months or 12 months for purchases above $500 and $1,000 during December. Took advantage of a few of those offers.

You know, I could've sworn I saw something like that but I was thinking it meant single purchases above those amounts. But now that I'm looking for the offer, it's nowhere to be found. How did they notify you? Email or log into your account? (Thanks)

Re: NFCU 2018 BT offer?

Gmood1 — Wed, 03 Jan 2018 03:21:14 GMT

Last year I received several 0% offers from Navy. Two BTs and the offer mentioned above in December trying to entice me to use the card. Data points, I don't use my Navy CC for daily swipes. I also allow balances to report. I get a crap load of BT offers and loan offers because of it.

Should be a BT offer coming up in February or March.

Re: NFCU 2018 BT offer?

UncleB — Wed, 03 Jan 2018 03:43:25 GMT

@Gmood1 wrote:
Last year I received several 0% offers from Navy. Two BTs and the offer mentioned above in December trying to entice me to use the card. Data points, I don't use my Navy CC for daily swipes. I also allow balances to report. I get a crap load of BT offers and loan offers because of it.

Should be a BT offer coming up in February or March.

The last couple of years all I've gotten are the 2.99% offers, which while not bad aren't nearly as useful to me as a 0% offer would be.

Since I got the email about the 0% for large purchases last month I'm hoping that's a 'sign' that I might be on the radar for a 0% offer in a month or two. <fingers crossed>

Re: NFCU 2018 BT offer?

UncleB — Wed, 03 Jan 2018 03:45:35 GMT

@ohjoy wrote:
@Appleman wrote:
I was offered 0% for 6 months or 12 months for purchases above $500 and $1,000 during December. Took advantage of a few of those offers.
You know, I could've sworn I saw something like that but I was thinking it meant single purchases above those amounts. But now that I'm looking for the offer, it's nowhere to be found. How did they notify you? Email or log into your account? (Thanks)

My offer came via email. Unfortunately, it expired December 31.

Re: NFCU 2018 BT offer?

Gmood1 — Wed, 03 Jan 2018 11:16:23 GMT

@UncleB wrote:
@Gmood1 wrote:
Last year I received several 0% offers from Navy. Two BTs and the offer mentioned above in December trying to entice me to use the card. Data points, I don't use my Navy CC for daily swipes. I also allow balances to report. I get a crap load of BT offers and loan offers because of it.

Should be a BT offer coming up in February or March.
+1

The last couple of years all I've gotten are the 2.99% offers, which while not bad aren't nearly as useful to me as a 0% offer would be.

Since I got the email about the 0% for large purchases last month I'm hoping that's a 'sign' that I might be on the radar for a 0% offer in a month or two. <fingers crossed>

Penfed is the one that sends me those 2.99% offers.

Got my fingers crossed for you.😀

Re: NFCU 2018 BT offer?

Anonymous — Wed, 03 Jan 2018 15:25:04 GMT

I just received an email for 0% balance transfers for 12 months. It says for new and existing card holders. Must transfer between 1/3/2018-2/28/2018. Don’t know how to attach a picture on mobile.

Re: NFCU 2018 BT offer?

Dalmus — Wed, 03 Jan 2018 17:15:42 GMT

The only emails I ever get from them are from the Member Mall.

Edit:

It looks like EVERYONE is eligible for a 0/12 offer with no transfer fee. I found it on their generic credit card product page. I did an online chat with them, and the person I talked to didn't really seem to be aware of the offer. He kept telling me "if you've recieved an email and your account is notated, you'll have the promotional rate applied." I finally had to copy and paste the URL to their offer to him.

NFCU BT Offer

Re: NFCU 2018 BT offer?

Anonymous — Wed, 03 Jan 2018 17:34:06 GMT

I received a zero percent balance transfer offer today from Navy Federal via email

Re: NFCU 2018 BT offer?

UncleB — Wed, 03 Jan 2018 18:07:36 GMT

@Dalmus wrote:
The only emails I ever get from them are from the Member Mall.

Edit:
It looks like EVERYONE is eligible for a 0/12 offer with no transfer fee. I found it on their generic credit card product page. I did an online chat with them, and the person I talked to didn't really seem to be aware of the offer. He kept telling me "if you've recieved an email and your account is notated, you'll have the promotional rate applied." I finally had to copy and paste the URL to their offer to him.

NFCU BT Offer

This is a fantastic find... thanks for the heads-up!

Re: NFCU 2018 BT offer?

Anonymous — Wed, 03 Jan 2018 18:18:43 GMT

I just received the email at 1:09 ET. Looks like it's going out slowly to everyone!
I just did a big one in October, I'm debating transferring it all to Cap One for no fee, then transferring it right back to reset the 12 months. Probably won't though as I'm on track to eliminate all ~25k in 0% promos by then!

Re: NFCU 2018 BT offer?

CreditInspired — Wed, 03 Jan 2018 18:19:17 GMT

Yep, I just received the same exact offer. But unfortunately for me in this case, as it was last year too when I received it, I have no outstanding balances.

Congrats to all who receive the email and who can use the BT offer.

Re: NFCU 2018 BT offer?

Adkins — Wed, 03 Jan 2018 18:58:14 GMT

UPDATE:

http://ficoforums.myfico.com/t5/Credit-Cards/Navy-BT-0-12mo-offer-available-for-everyone-NO-BT-fee/m-p/5127771#M1505962