https://ficoforums.myfico.com/t5/Credit-Cards/Chase-home-improvement-card/m-p/458206#M150682 My options:<BR /><BR />1. Keep my wamu card as is<BR /><BR />2. Convert it to a chase home improvement card that earns 3 points per eligible dollar spent on home improvement and 1 point for everything else. Thing here is my Lowes card only gets used when they have their 0% offer going which is much more practicle than any other card offer (I think). Conversion can be done without a hard pull.<BR /><BR />I really want the Freedom card but Chase says they won't convert wamu to that. I can apply though and it will be a hard pull. I have a fear of rejection...........<BR /><BR />Anyone have the home improvement card? Anyone got an opinion on if I should do the convert or not?<BR /> Fri, 13 Mar 2009 01:14:44 GMT Anonymous 2009-03-13T01:14:44Z https://ficoforums.myfico.com/t5/Credit-Cards/Chase-home-improvement-card/m-p/458206#M150682 My options:<BR /><BR />1. Keep my wamu card as is<BR /><BR />2. Convert it to a chase home improvement card that earns 3 points per eligible dollar spent on home improvement and 1 point for everything else. Thing here is my Lowes card only gets used when they have their 0% offer going which is much more practicle than any other card offer (I think). Conversion can be done without a hard pull.<BR /><BR />I really want the Freedom card but Chase says they won't convert wamu to that. I can apply though and it will be a hard pull. I have a fear of rejection...........<BR /><BR />Anyone have the home improvement card? Anyone got an opinion on if I should do the convert or not?<BR /> Fri, 13 Mar 2009 01:14:44 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Chase-home-improvement-card/m-p/458206#M150682 Anonymous 2009-03-13T01:14:44Z