topic Re: Update! Thanks everyone... in Credit Cards

Update! Thanks everyone...

billsfan14 — Thu, 12 Mar 2009 17:52:08 GMT

Last week I was approved for a Chase PerfectCard. Same day applied for a Citi PP Amex, but was denied this week. I decided to apply for an Amex Gold today and was instantly approved!

In one month exactly I have brought my score up 70 pts, lowered my UTL 75%, and have been approved for two new cards!

Thanks to everyone for the help!

Now, I remember reading if you're approved instantly for an Amex Charge most people had luck with immediately applying for one of their credit cards. Anyone have any information on this?

Re: Update! Thanks everyone...

Anonymous — Fri, 13 Mar 2009 02:51:23 GMT

Congrats

Did they pull only EX for Amex gold ?

Re: Update! Thanks everyone...

smallfry — Fri, 13 Mar 2009 02:59:04 GMT

I'm gonna say that at this point in time one account with AMEX should suffice for a while. Easy does it on the apps. The first denial is a red flag.

Re: Update! Thanks everyone...

billsfan14 — Fri, 13 Mar 2009 14:46:00 GMT

TU for Amex, caught me a little off guard. Citi was EQ and Chase was TU.

I'd still like to get one more card to transfer the balance of my FIA Sovereign Bank balance (only $200). I'm thinking Capital One.

That would give me 5 cards (4 credit, 1 charge). I'd be comfortable building my long term credit at that point.

Re: Update! Thanks everyone...

billsfan14 — Sun, 15 Mar 2009 22:11:36 GMT

Chase card came in the mail yesterday with a $3,500 limit. Wayyyy higher than my other two cards. 0% on BT for 6 months, which I'll use for a small balance.