topic When Will Citibank Report My Payment to Equifax? in Credit Cards

When Will Citibank Report My Payment to Equifax?

Amanda80 — Fri, 26 Jan 2018 05:05:45 GMT

My Hilton Honors Reserve Visa statement closes on the 21st each month, any idea as to when Citibank will update my Equifax credit report? This is effecting my DTI and I want everything very clean before I apply for an auto loan with NFCU.

Re: When Will Citibank Report My Payment to Equifax?

Anonymous — Fri, 26 Jan 2018 12:31:43 GMT

The best answer is to call and ask them.

Re: When Will Citibank Report My Payment to Equifax?

MrDisco99 — Fri, 26 Jan 2018 12:43:14 GMT

My Citi balances only update after statement day.

Re: When Will Citibank Report My Payment to Equifax?

Anonymous — Fri, 26 Jan 2018 13:15:51 GMT

Yea, call and ask. My Citi AAdvantage Platinum didn't report for 5 months!!!

Re: When Will Citibank Report My Payment to Equifax?

mbauza86 — Fri, 26 Jan 2018 14:10:30 GMT

I'm on the same boat as you! I wish it would post immediately! lol I don't know if it's a delay on Citi or the CRA.

My payment was due 1/22 and statement closed on 1/24. I called Citi and they told me they report the balance to the credit unions on the day the statment closes (so it would've been 1/24). As of today 1/26 it's showing the old balance. I'm hoping maybe later in the day it would update.

Also even though my statment closed on 1/24, today is when I got an email saying my "statement" was ready.

Once it posts, I'll let you guys know.

Re: When Will Citibank Report My Payment to Equifax?

expatCanuck — Fri, 26 Jan 2018 18:01:20 GMT

I've had a Citi Forward Visa for 7 years. In my experience, Citi has reported the statement balance (or, perhaps more accurately, I've received the myFICO update) between 3 and 5 days after the statement date. I know that I've received the update on a Friday, Saturday and Sunday. No rhyme or reason that I can determine as to why it's 3, 4 or 5 days.

Re: When Will Citibank Report My Payment to Equifax?

AverageJoesCredit — Fri, 26 Jan 2018 18:04:53 GMT

I have had issues where Equifax doesnt update many creditors for months. Citi sometimes doesnt rither so definetly call.

Re: When Will Citibank Report My Payment to Equifax?

UncleB — Fri, 26 Jan 2018 23:30:02 GMT

wrote:
My Hilton Honors Reserve Visa statement closes on the 21st each month, any idea as to when Citibank will update my Equifax credit report? This is effecting my DTI and I want everything very clean before I apply for an auto loan with NFCU.

Since this involves a Citi Hilton card it wouldn't be surprising if things were a little 'wonky' this month with reporting.