topic Capital One Preferred Platnium Cash Back Card in Credit Cards

Capital One Preferred Platnium Cash Back Card

Shadowfactor — Tue, 30 Jan 2018 15:09:30 GMT

I have no interest in this card or any other capital one card at this time. I just thought I would share this with the forum.

There’s not a lot of information on Cap 1’s Preferred Platnium and I couldn’t find one mention of it being offered with Cash Back using google search.

I would imagine this is the best offer for this card given the cash back and no AF.

https://ibb.co/kC43ym

I was also pre-qualified for the QS1, Along with the regular platnium card.

My scores :
TU 695 (01/09/18)
EQ 680 (01/09/18)
EX 648 (01/20/18)

I will update this after I get another 3B pull next week if the offer still shows up when I pull my reports and scores.

I did get a medical collection for $139 removed from EQ yesterday.

Still have one collection for $675 showing on all 3 reports. OC was Capital One. 2014

Re: Capital One Preferred Platnium Cash Back Card

DemonHusker — Tue, 30 Jan 2018 20:19:45 GMT

I applied for that card last month when I got a pre-approval. They did not offer me the cash back but gave me 0% interest for 9 months then apr of 17.99. Got a sl of $3000. Already had QS1 for 10 months at $1500 cl when applied. Will probably close the QS1 before annual fee hits now and try for a Venture this summer. Scores all in the 660-675 range

Re: Capital One Preferred Platnium Cash Back Card

Anonymous — Tue, 30 Jan 2018 20:33:53 GMT

All the preferred platinum is, is their starter card with a slightly lower APR. and it gives you higher starting lines than the standard platinum $300. So I’m guessing it’s growth potential is faster than the standard platinum card. It’s a good card to PC to the Quicksilver or Venture one day tho. Just info for those rebuilders interested.

wrote:
I have no interest in this card or any other capital one card at this time. I just thought I would share this with the forum.

There’s not a lot of information on Cap 1’s Preferred Platnium and I couldn’t find one mention of it being offered with Cash Back using google search.

I would imagine this is the best offer for this card given the cash back and no AF.

https://ibb.co/kC43ym

I was also pre-qualified for the QS1, Along with the regular platnium card.

My scores :
TU 695 (01/09/18)
EQ 680 (01/09/18)
EX 648 (01/20/18)

I will update this after I get another 3B pull next week if the offer still shows up when I pull my reports and scores.

I did get a medical collection for $139 removed from EQ yesterday.

Still have one collection for $675 showing on all 3 reports. OC was Capital One. 2014

Re: Capital One Preferred Platnium Cash Back Card

Shadowfactor — Wed, 31 Jan 2018 00:06:25 GMT

I realize that it’s a starter card and that you will want to product change it further down the road.

My post was more informational in nature. Just letting everyone know of a newish card and that it can offer cash rewards.

But with the cash back rewards on it. It’s a solid option for anyone that is new to credit or rebuilding that doesn’t quite qualify for a better cash back card.

I had received the offer for this exact same card but no cash back and the 0% APR for 12 months. Got a medical collection removed and the offer changed to cash back with no Intro APR the day after.

Re: Capital One Preferred Platnium Cash Back Card

Anonymous — Wed, 31 Jan 2018 00:20:58 GMT

It has been discuseed before:

http://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-Platinum-Preferred-Mastercard/m-p/5097122

http://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-Platinum-Preferred/m-p/5120435

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Capital-One-Platinum-Preferred/td-p/5150472

Re: Capital One Preferred Platnium Cash Back Card

Shadowfactor — Wed, 31 Jan 2018 01:03:50 GMT

I did some searches on it, but nothing talked about the cash back reward option. I thought it must be a new feature.

The last one you linked mentions it, but I didn’t come across that during my searches.

A mod can close this topic since it’s been discussed. Sorry for the double topics

Re: Capital One Preferred Platnium Cash Back Card

woodyman100 — Wed, 31 Jan 2018 01:39:15 GMT

wrote:
I applied for that card last month when I got a pre-approval. They did not offer me the cash back but gave me 0% interest for 9 months then apr of 17.99. Got a sl of $3000. Already had QS1 for 10 months at $1500 cl when applied. Will probably close the QS1 before annual fee hits now and try for a Venture this summer. Scores all in the 660-675 range

Don’t just close it.

combine the limits first

Re: Capital One Preferred Platnium Cash Back Card

galahad15 — Wed, 31 Jan 2018 20:01:17 GMT

I seem to recall a time, either some or many years ago, when Cap1 offered a version of this card with no rewards, but an APR of around 8.99% V or thereabouts...