topic I just closed Merrick Bank Visa and....... in Credit Cards

I just closed Merrick Bank Visa and.......

Anonymous — Wed, 31 Jan 2018 22:25:58 GMT

...... it feels so good! Next will be Credit One!

Re: I just closed Merrick Bank Visa and.......

gdale6 — Thu, 01 Feb 2018 01:54:13 GMT

Nicely done, once you have reached a certain point in the rebuild they are no longer needed.

Re: I just closed Merrick Bank Visa and.......

fltireguy — Thu, 01 Feb 2018 02:04:47 GMT

I still have one of them.. $1800 cL.. only reason I still have it is because it’s the no fee version

Re: I just closed Merrick Bank Visa and.......

Anonymous — Thu, 01 Feb 2018 03:02:28 GMT

wrote:
...... it feels so good! Next will be Credit One!

If your BK was just discharged in 2014, how did you get an Amex card? That's less than 5 years. When did you file BK?

Re: I just closed Merrick Bank Visa and.......

Anonymous — Thu, 01 Feb 2018 23:57:03 GMT

wrote:
I still have one of them.. $1800 cL.. only reason I still have it is because it’s the no fee version

Thank you guys. Mine has AF, that was one of the reason I closed it.

Re: I just closed Merrick Bank Visa and.......

Anonymous — Fri, 02 Feb 2018 00:09:16 GMT

wrote:
wrote:
...... it feels so good! Next will be Credit One!
If your BK was just discharged in 2014, how did you get an Amex card? That's less than 5 years. When did you file BK?

I filled March 2014. My BK doesnt show on EX and I was AU on Platinum and PRG cards 2 years before my BK period and survive during the BK (they didnt cancel the cards). I dont know if being AU have something positive on their internal scoring system. I posted approval both of my Amex ED and Platinum cards on this forum.

Re: I just closed Merrick Bank Visa and.......

DaveInAZ — Fri, 02 Feb 2018 13:45:58 GMT

wrote:
wrote:
I still have one of them.. $1800 cL.. only reason I still have it is because it’s the no fee version
Thank you guys. Mine has AF, that was one of the reason I closed it.

Well, if it has an AF I don't blame you. My first CC after my 2010 BK7 was a Best Buy MC, 7 months after discharge. But that was when HSBC issued it as a subprime card - $500 CL with $60 AF, I finally closed it in 2014. But Merrick was my 2nd CC and I still have it, no fees & decent $3100 CL. I keep it for sentimental reasons, but it hasn't had more than $10-20 in monthly charges in years from Netflix & streaming video rentals and that seems to be enough to keep them happy.

Get rid of that ~~Vulture~~ ~~One~~ Credit One card.

Re: I just closed Merrick Bank Visa and.......

Anonymous — Fri, 02 Feb 2018 13:56:01 GMT

Woo Hoo!

I know it feels good. I recently closed one of my First Permier Cards

Re: I just closed Merrick Bank Visa and.......

Anonymous — Fri, 02 Feb 2018 21:38:47 GMT

wrote:
wrote:
wrote:
I still have one of them.. $1800 cL.. only reason I still have it is because it’s the no fee version
Thank you guys. Mine has AF, that was one of the reason I closed it.
Well, if it has an AF I don't blame you. My first CC after my 2010 BK7 was a Best Buy MC, 7 months after discharge. But that was when HSBC issued it as a subprime card - $500 CL with $60 AF, I finally closed it in 2014. But Merrick was my 2nd CC and I still have it, no fees & decent $3100 CL. I keep it for sentimental reasons, but it hasn't had more than $10-20 in monthly charges in years from Netflix & streaming video rentals and that seems to be enough to keep them happy.
Get rid of that ~~Vulture~~ ~~One~~ Credit One card.

@DavelnAZ . AF and Stuck with small limit $1,400 are the reasons I closed it. But Merrick help me a lot on my rebuidling process after BK. No complaint, I dont have problem with them tho. I think Merrick much better than Credit One Bank in my personal experience. I just want to clean up and organize my cards inventory for 2018. Hahaha. I was at 577 (January2017) and today over 700 (Januray2018) within 1 year.

Yessssss next one will be Credit One

Re: I just closed Merrick Bank Visa and.......

joltdude — Sat, 03 Feb 2018 05:43:27 GMT

Every time someone Closes a Credit One card, a Credit Angel gets their wings.......

Re: I just closed Merrick Bank Visa and.......

masscredit — Sat, 03 Feb 2018 06:07:40 GMT

I have a no AF Merrick card with a $2500 limit. It slowly increases most years. I just keep it as a spare card. I hide it in my car incase I ever leave home without my wallet. I give it a little love once in awhile just to keep it active.