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    <title>topic Re: Another Disco APR Reduction! in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Another-Disco-APR-Reduction/m-p/5152811#M1515282</link>
    <description>Super sweet GHS&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;. Nice job&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
    <pubDate>Fri, 02 Feb 2018 17:51:12 GMT</pubDate>
    <dc:creator>AverageJoesCredit</dc:creator>
    <dc:date>2018-02-02T17:51:12Z</dc:date>
    <item>
      <title>Another Disco APR Reduction!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Another-Disco-APR-Reduction/m-p/5152652#M1515220</link>
      <description>&lt;P&gt;Down another 2% this morning via chat. My previous&amp;nbsp;decrease last July was 5%.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The first representative I got took half an hour in an attempt to straighten out a cashback issue. The second representative took care of the first issue in 30 seconds and I got a 0%/12 months or 2% permanent reduction. Since I don't plan to carry a balance, I took the latter.&lt;/P&gt;</description>
      <pubDate>Fri, 02 Feb 2018 12:22:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Another-Disco-APR-Reduction/m-p/5152652#M1515220</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-02-02T12:22:33Z</dc:date>
    </item>
    <item>
      <title>Re: Another Disco APR Reduction!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Another-Disco-APR-Reduction/m-p/5152693#M1515239</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;wrote:&lt;BR /&gt;&lt;P&gt;Down another 2% this morning via chat. My previous&amp;nbsp;decrease last July was 5%.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The first representative I got took half an hour in an attempt to straighten out a cashback issue. The second representative took care of the first issue in 30 seconds and I got a 0%/12 months or 2% permanent reduction. Since I don't plan to carry a balance, I took the latter.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;So what is your APR post reductions... I took the 0% offer but before that.. i got it dropped a bit too...&lt;/P&gt;&lt;P&gt;-J&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 02 Feb 2018 14:09:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Another-Disco-APR-Reduction/m-p/5152693#M1515239</guid>
      <dc:creator>joltdude</dc:creator>
      <dc:date>2018-02-02T14:09:40Z</dc:date>
    </item>
    <item>
      <title>Re: Another Disco APR Reduction!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Another-Disco-APR-Reduction/m-p/5152811#M1515282</link>
      <description>Super sweet GHS&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;. Nice job&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Fri, 02 Feb 2018 17:51:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Another-Disco-APR-Reduction/m-p/5152811#M1515282</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2018-02-02T17:51:12Z</dc:date>
    </item>
    <item>
      <title>Re: Another Disco APR Reduction!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Another-Disco-APR-Reduction/m-p/5153107#M1515373</link>
      <description>This is awesome!! I’m going to give this a shot soon</description>
      <pubDate>Fri, 02 Feb 2018 23:57:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Another-Disco-APR-Reduction/m-p/5153107#M1515373</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-02-02T23:57:18Z</dc:date>
    </item>
    <item>
      <title>Re: Another Disco APR Reduction!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Another-Disco-APR-Reduction/m-p/5153118#M1515377</link>
      <description>&lt;P&gt;Congrats!&amp;nbsp; FYI the APR system is down at Discover.&amp;nbsp; I tried a few hours ago and they said they could see that I had APR offers (assuming a perm which I'll take and a 0%) but could not see the details or enter acceptance.&amp;nbsp; They're hoping the system will be back up in a few hours.&lt;/P&gt;</description>
      <pubDate>Sat, 03 Feb 2018 00:08:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Another-Disco-APR-Reduction/m-p/5153118#M1515377</guid>
      <dc:creator>K-in-Boston</dc:creator>
      <dc:date>2018-02-03T00:08:18Z</dc:date>
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