topic Re: Bank of America Secured 9 month mark!!! in Credit Cards

Bank of America Secured 9 month mark!!!

Creditaddict — Fri, 20 Mar 2009 19:43:35 GMT

I called today to check if it was this month or next month and it was actually today!!

After a brief hold.... well okay I started to type this while on hold... it's been about 5 minutes now.... and now 10 minutes... I'm getting very nervous, what's this mean? lol

Well it needed further processing and they said I would receive something in the mail.. OMG

Re: Bank of America Secured 9 month mark!!!

Creditaddict — Fri, 20 Mar 2009 19:58:27 GMT

Does Bank of America NOT offer credit for Banruptcy.

I'm being told they will not unsecure card because of bankruptcy

Re: Bank of America Secured 9 month mark!!!

Roxlie — Fri, 20 Mar 2009 20:06:02 GMT

I had a BK discharged in 2006. I got a BofA fully secured card in May 2008 and it unsecured with a $500 CLI last month.

Re: Bank of America Secured 9 month mark!!!

Creditaddict — Fri, 20 Mar 2009 20:10:01 GMT

So do I call again and again or what?

is it because my bk is still active? ch 13

Re: Bank of America Secured 9 month mark!!!

Red1Blue — Fri, 20 Mar 2009 20:15:16 GMT

@Creditaddict wrote:
So do I call again and again or what?
is it because my bk is still active? ch 13
Yes, probably it could be the reason.

Re: Bank of America Secured 9 month mark!!!

Creditaddict — Fri, 20 Mar 2009 20:16:57 GMT

this last guy I talked to (credit analyst) told me I should just close my account because it won't unsecure for 10 years when my bk falls off reports!

Re: Bank of America Secured 9 month mark!!!

Red1Blue — Fri, 20 Mar 2009 20:20:26 GMT

I would not close the account. Leave it the way it is and let it age. I am sure you exit from ch 13 they might reconsider again.

Re: Bank of America Secured 9 month mark!!!

Anonymous — Fri, 20 Mar 2009 20:21:22 GMT

@Creditaddict wrote:
this last guy I talked to (credit analyst) told me I should just close my account because it won't unsecure for 10 years when my bk falls off reports!

BoA should send that guy back to financial school.