topic Re: Discover Secured card App in Credit Cards

Discover Secured card App

Anonymous — Sat, 03 Mar 2018 03:12:01 GMT

Does anyone have data points on minimum score required or if you have any active derogatory marks won’t be approved. Curious what data points there are if any for this card. In rebuild stage.

Re: Discover Secured card App

Remedios — Sat, 03 Mar 2018 04:12:09 GMT

Low 600's seem to be the most prevalent. Disco has a pre-approval site, so that would be your best bet

Re: Discover Secured card App

Loquat — Sat, 03 Mar 2018 04:17:39 GMT

Discover can be all over the place. Like the previous poster mentioned, you can try their site which has a pre-qualification section; it seems to be a lot better these days. As far as stats regarding approval/declines, you can check the Discover Data Points in the Application sub-forum.

Re: Discover Secured card App

Anonymous — Sat, 03 Mar 2018 13:14:16 GMT

When I applied, I had a score in low 500's. 2 Chase charge offs, 3 accounts in collections, and a BMW repo.
I've had Discover in the past(unsecured) and always had excellent payment history with them. It's always different for each person. There are times someone had a score in 400s and me in 600s and I'd get denied and they would get a approved.