topic Re: Discover max CLI in Credit Cards

Discover max CLI

tennisfan78 — Mon, 05 Mar 2018 21:31:02 GMT

Hello Discover users. what is the max credit limit that Discover gives out? I am currently at 20K. And I am usually successfully periodically asking for softpull CLI. Now that I am 20K, not sure if it is a good idea to ask for more.

Suggestions?

Re: Discover max CLI

K-in-Boston — Mon, 05 Mar 2018 21:56:27 GMT

Asking for more would certainly depend on your usage and income. My wife's is at $31k and I have seen several in the $50-60k range on these forums.

Re: Discover max CLI

AverageJoesCredit — Mon, 05 Mar 2018 22:20:55 GMT

Sky's the linit with Discover....only thing left is to figure out how to reach it.....

Sp ,Hp, auto, or airplane, blimp, Hot Air Balloon

Re: Discover max CLI

redpat — Mon, 05 Mar 2018 23:44:39 GMT

OP, do you need more? The 5% categories are max out at $1,500 a quarter and everything else is 1% so putting a lot on Discover seems to be less rewarding when others can give you more (.50%, 1%, or 2%) on your spend.

I would suggest stop getting Disco CLI and get better cashback cards if that is the rewards you like.

My DW loves her Disco because it's a pink card and I cringe every time I see her use it. I closed my Disco.

Re: Discover max CLI

Anonymous — Tue, 06 Mar 2018 11:58:49 GMT

@redpatwrote:
OP, do you need more? The 5% categories are max out at $1,500 a quarter and everything else is 1% so putting a lot on Discover seems to be less rewarding when others can give you more (.50%, 1%, or 2%) on your spend.

I would suggest stop getting Disco CLI and get better cashback cards if that is the rewards you like.

My DW loves her Disco because it's a pink card and I cringe every time I see her use it. I closed my Disco.

Good points and now that Discover Card has removed the remaining travel benefits as such ... it may make the card less valuable (assuming one used the benefits - which I did not).

Re: Discover max CLI

arkane — Tue, 06 Mar 2018 15:35:45 GMT

@AverageJoesCreditwrote:
Sky's the linit with Discover....only thing left is to figure out how to reach it.....

Sp ,Hp, auto, or airplane, blimp, Hot Air Balloon

pffffffft nothing less than a Saturn V rocket

Re: Discover max CLI

tennisfan78 — Wed, 07 Mar 2018 16:10:45 GMT

@redpatwrote:
OP, do you need more? The 5% categories are max out at $1,500 a quarter and everything else is 1% so putting a lot on Discover seems to be less rewarding when others can give you more (.50%, 1%, or 2%) on your spend.

I would suggest stop getting Disco CLI and get better cashback cards if that is the rewards you like.

My DW loves her Disco because it's a pink card and I cringe every time I see her use it. I closed my Disco.

That is a good point.

Re: Discover max CLI

kevinjjc — Thu, 08 Mar 2018 02:18:15 GMT

My Discover is at $50K.

Re: Discover max CLI

manyquestions — Thu, 08 Mar 2018 02:23:37 GMT

I believe the max limit is $100K per card.

Re: Discover max CLI

tennisfan78 — Thu, 08 Mar 2018 16:58:17 GMT

@kevinjjcwrote:
My Discover is at $50K.

Thats awesome!

Re: Discover max CLI

Anonymous — Thu, 08 Mar 2018 20:01:13 GMT

You can always ask. Mine is a little more than $20K and I plan on asking next month for more. It helps with utilization.

Re: Discover max CLI

Anonymous — Mon, 12 Mar 2018 18:49:54 GMT

@manyquestionswrote:
I believe the max limit is $100K per card.

No way! If this is true, then I need to call them.

Re: Discover max CLI

Anonymous — Mon, 12 Mar 2018 19:18:41 GMT

My first Discover IT appears to have gotten stuck at $4,500 (it started at $2,500 last March), which is one reason I decided to take the preapproval offer today to get a new one with a SL of $5,000. I have no idea what CLI "track", if any, I'll be on this time, so I might as well start testing the waters next month.